| $150,000–350,000 | MIES OUTLAND OF ST. CLOUD, LLC | SAINT CLOUD, MN | Falcon National Bank |
| $350,000–1 million | MILLER ARCHITECTS & BUILDERS, LLC | SAINT CLOUD, MN | Stearns Bank National Association |
| $1–2 million | MILLER BUICK-GMC, INC. | SAINT CLOUD, MN | Sentry Bank |
| $1–2 million | MILLER LINCOLN NISSAN, INC | SAINT CLOUD, MN | Sentry Bank |
| $350,000–1 million | MINNESOTA COMPUTER SYSTEMS INC. | SAINT CLOUD, MN | Stearns Bank National Association |
| $350,000–1 million | MINNESOTA SELECT SIRES CO-OP INC | SAINT CLOUD, MN | Deerwood Bank |
| $150,000–350,000 | MINSER CHIROPRACTIC CLINIC, P.A. | SAINT CLOUD, MN | Deerwood Bank |
| $150,000–350,000 | MJ DOLS, INC. | SAINT CLOUD, MN | Home Federal Savings Bank |
| $150,000–350,000 | MJ, INC. OF ST CLOUD | SAINT CLOUD, MN | American Heritage National Bank |
| $350,000–1 million | MONUMENTAL SALES INC | SAINT CLOUD, MN | Bremer Bank, National Association |
| $2–5 million | NAHAN PRINTING, INC. | SAINT CLOUD, MN | TCF National Bank |
| $150,000–350,000 | NEMETH ORTHODONTICS, P.A. | SAINT CLOUD, MN | Deerwood Bank |
| $1–2 million | NETGAIN TECHNOLOGY, LLC | SAINT CLOUD, MN | Bremer Bank, National Association |
| $150,000–350,000 | NIGHT TRAIN TRUCKING, INC | SAINT CLOUD, MN | Sentry Bank |
| $350,000–1 million | NORTH CENTRAL BUS & EQUIPMENT INC | SAINT CLOUD, MN | Bremer Bank, National Association |
| $1–2 million | NORTHERN METAL PRODUCTS INC | SAINT CLOUD, MN | BankVista |
| $350,000–1 million | NOVA FLEX LED, INC. | SAINT CLOUD, MN | Signature Bank |
| $350,000–1 million | PAM'S AUTO, INC. | SAINT CLOUD, MN | Sentry Bank |
| $350,000–1 million | PETERS BODY SHOP INC | SAINT CLOUD, MN | Bremer Bank, National Association |
| $150,000–350,000 | PETERSON DENTAL ASSOCIATES, PA | SAINT CLOUD, MN | U.S. Bank, National Association |
| $2–5 million | PLEASURELAND, INCORPORATED | SAINT CLOUD, MN | American National Bank of Minnesota |
| $150,000–350,000 | QUALITY CARE SERVICES, INC. | SAINT CLOUD, MN | Central Minnesota CU |
| $150,000–350,000 | QUIET OAKS | SAINT CLOUD, MN | Falcon National Bank |
| $350,000–1 million | QUINLIVAN & HUGHES, P.A. | SAINT CLOUD, MN | American Heritage National Bank |
| $150,000–350,000 | R.A. MORTON & ASSOCIATES, LLC. | SAINT CLOUD, MN | Bremer Bank, National Association |
| $1–2 million | R.L. LARSON EXCAVATING, INC | SAINT CLOUD, MN | Bremer Bank, National Association |
| $350,000–1 million | RAJKOWSKI HANSMEIER LTD | SAINT CLOUD, MN | BankVista |
| $150,000–350,000 | RENGEL PRINTING COMPANY, INC. | SAINT CLOUD, MN | Falcon National Bank |
| $150,000–350,000 | REX GRANITE COMPANY | SAINT CLOUD, MN | Central Minnesota CU |
| $1–2 million | RINKE NOONAN LTD | SAINT CLOUD, MN | The Citizens National Bank of Park Rapids |
| $150,000–350,000 | RITESOFT, LLC | SAINT CLOUD, MN | Deerwood Bank |
| $150,000–350,000 | RIVER CITY DENTAL LLC | SAINT CLOUD, MN | Wells Fargo Bank, National Association |
| $2–5 million | ROYAL TIRE, INC. | SAINT CLOUD, MN | Bremer Bank, National Association |
| $150,000–350,000 | RURAL AIDS ACTION NETWORK (RAAN) | SAINT CLOUD, MN | Bremer Bank, National Association |
| $150,000–350,000 | SALZL FLOOR CENTER INC. | SAINT CLOUD, MN | Granite Community Bank |
| $350,000–1 million | SANITARY STAINLESS, INC. | SAINT CLOUD, MN | Bremer Bank, National Association |
| $350,000–1 million | SCHILL TRUCKING SERVICES INC | SAINT CLOUD, MN | Deerwood Bank |
| $1–2 million | SCHLENNER WENNER & CO, PA | SAINT CLOUD, MN | Bremer Bank, National Association |
| $1–2 million | SERVICE MASTER OF ST. CLOUD, INC. | SAINT CLOUD, MN | Stearns Bank National Association |
| $150,000–350,000 | SHORT STOP RESTAURANTS, INC. | SAINT CLOUD, MN | West Bank |
| $150,000–350,000 | SOBRIETY FIRST, LLC | SAINT CLOUD, MN | Central Minnesota CU |
| $1–2 million | SOUTH-TOWN, INC. | SAINT CLOUD, MN | Falcon National Bank |
| $150,000–350,000 | SPANIER BUS SERVICE, INC. | SAINT CLOUD, MN | American Heritage National Bank |
| $350,000–1 million | SPOT REHABILITATION INC | SAINT CLOUD, MN | Deerwood Bank |
| $150,000–350,000 | ST CLOUD COUNTRY CLUB INC | SAINT CLOUD, MN | American Heritage National Bank |
| $150,000–350,000 | ST CLOUD FINANCIAL PLANNING SERVICES, LLC | SAINT CLOUD, MN | Stearns Bank National Association |
| $150,000–350,000 | ST CLOUD INDUSTRIAL PRODUCTS INC | SAINT CLOUD, MN | Bremer Bank, National Association |
| $1–2 million | ST CLOUD TRUCK SALES INC | SAINT CLOUD, MN | BankVista |
| $350,000–1 million | ST. CLOUD AREA FAMILY Y.M.C.A. | SAINT CLOUD, MN | Bremer Bank, National Association |
| $350,000–1 million | ST. CLOUD AUTO SALES.COM, LLC | SAINT CLOUD, MN | American Heritage National Bank |
| $350,000–1 million | ST. CLOUD EAR, NOSE & THROAT CLINIC, P.A. | SAINT CLOUD, MN | Bremer Bank, National Association |
| $350,000–1 million | ST. CLOUD EYE CLINIC, P.A. | SAINT CLOUD, MN | Bremer Bank, National Association |
| $150,000–350,000 | ST. CLOUD FOOT & ANKLE CENTER PA | SAINT CLOUD, MN | Bremer Bank, National Association |
| $350,000–1 million | ST. CLOUD REFRIGERATION, INC. | SAINT CLOUD, MN | U.S. Bank, National Association |
| $150,000–350,000 | ST. KATHARINE DREXEL SCHOOL | SAINT CLOUD, MN | American Heritage National Bank |
| $150,000–350,000 | STC AVIATION INC | SAINT CLOUD, MN | Stearns Bank National Association |
| $350,000–1 million | STUCK HOLDINGS, INC. | SAINT CLOUD, MN | American Heritage National Bank |
| $150,000–350,000 | SUNRAY PRINTING SOLUTIONS, INC. | SAINT CLOUD, MN | Sentry Bank |
| $150,000–350,000 | SWEETMAN -ST. CLOUD LLC | SAINT CLOUD, MN | City National Bank |
| $350,000–1 million | TALAHI NURSING AND REHAB | SAINT CLOUD, MN | First Midwest Bank |
| $1–2 million | TENVOORDE FORD, INC | SAINT CLOUD, MN | West Bank |
| $350,000–1 million | THE AMBLE GROUP, INC. | SAINT CLOUD, MN | Central Minnesota CU |
| $150,000–350,000 | THOMAS TOOL & SUPPLY, INC. | SAINT CLOUD, MN | Sherburne State Bank |
| $350,000–1 million | THRIVE BEHAVIORAL NETWORK I, LLC | SAINT CLOUD, MN | ProGrowth Bank |
| $350,000–1 million | THRIVE BEHAVIORAL NETWORK II, LLC | SAINT CLOUD, MN | ProGrowth Bank |
| $350,000–1 million | THRIVE BEHAVIORAL NETWORK III, LLC | SAINT CLOUD, MN | ProGrowth Bank |
| $350,000–1 million | THRIVE BEHAVIORAL NETWORK IV, LLC | SAINT CLOUD, MN | ProGrowth Bank |
| $150,000–350,000 | THRIVE BEHAVIORAL NETWORK V, LLC | SAINT CLOUD, MN | ProGrowth Bank |
| $150,000–350,000 | TIM JACOBSON DENTISTRY, LTD. | SAINT CLOUD, MN | BankVista |
| $350,000–1 million | TRIPLE CROWN GAMING, INC | SAINT CLOUD, MN | American National Bank of Minnesota |
| $150,000–350,000 | TSG FITNESS, LLC | SAINT CLOUD, MN | Citizens Alliance Bank |
| $150,000–350,000 | TWENTY4SEVEN FIRE & SECURITY CORPORATION | SAINT CLOUD, MN | Stearns Bank National Association |
| $150,000–350,000 | UNITED WAY OF CENTRAL MINNESOTA | SAINT CLOUD, MN | Bremer Bank, National Association |
| $350,000–1 million | VERITAE GROUP, LLC | SAINT CLOUD, MN | Bremer Bank, National Association |
| $350,000–1 million | VERMILION HOLDINGS, INC. | SAINT CLOUD, MN | Home Federal Savings Bank |
| $150,000–350,000 | VERSA-VEND VENDING INC | SAINT CLOUD, MN | Bremer Bank, National Association |
| $2–5 million | VIKING COCA-COLA BOTTLING CO. | SAINT CLOUD, MN | Bremer Bank, National Association |
| $1–2 million | VOIGT'S BUS SERVICE, INC. | SAINT CLOUD, MN | Harvest Bank |
| $350,000–1 million | WARNERT PROMOTIONS GROUP INC | SAINT CLOUD, MN | Falcon National Bank |
| $350,000–1 million | WDTS INC | SAINT CLOUD, MN | BankVista |
| $2–5 million | WEIDNER PLUMBING AND HEATING CO. | SAINT CLOUD, MN | BankVista |
| $150,000–350,000 | WESTRE'S MARINE AND SPORT INC | SAINT CLOUD, MN | Pine Country Bank |
| $150,000–350,000 | WHETSTONE ENTERPRISES, LLC | SAINT CLOUD, MN | Bremer Bank, National Association |
| $150,000–350,000 | WHITE HORSE ST. GERMAIN, INC. | SAINT CLOUD, MN | Bremer Bank, National Association |
| $150,000–350,000 | WILLIAMS DINGMANN, LLC | SAINT CLOUD, MN | American Heritage National Bank |
| $1–2 million | YOUR HOME IMPROVEMENT COMPANY, LLC | SAINT CLOUD, MN | U.S. Bank, National Association |