| $150,000–350,000 | 514 POTTER AVE CORPORATION | UTICA, NY | Bank of Utica |
| $350,000–1 million | ALL SEASONINGS INGREDIENTS, INC. | ONEIDA, NY | Bank of Utica |
| $150,000–350,000 | BERARDINO AND PFISTERER INC. | NEW HARTFORD, NY | Bank of Utica |
| $150,000–350,000 | BOSCAR ELECTRIC INC. | UTICA, NY | Bank of Utica |
| $150,000–350,000 | BRINDISI, MURAD, BRINDISI & PEARLMAN, LLP | UTICA, NY | Bank of Utica |
| $150,000–350,000 | C-FLEX BEARING CO., INC. | FRANKFORT, NY | Bank of Utica |
| $150,000–350,000 | CARLO MASI & SONS, INC. | UTICA, NY | Bank of Utica |
| $1–2 million | CENTRAL ASSOCIATION FOR THE BLIND | UTICA, NY | Bank of Utica |
| $150,000–350,000 | DARMAN MANUFACTORING COMPANY I | UTICA, NY | Bank of Utica |
| $350,000–1 million | DICK TILE & MARBLE INC. | UTICA, NY | Bank of Utica |
| $150,000–350,000 | DIESEL FLEET SERVICE LLC | MARCY, NY | Bank of Utica |
| $150,000–350,000 | F.E. HALE MANUFACTURING CO. | FRANKFORT, NY | Bank of Utica |
| $350,000–1 million | GOMEZ AND SULLIVAN ENGINEERS, D.P.C. | UTICA, NY | Bank of Utica |
| $150,000–350,000 | H.F. BROWN MACHINE COMPANY, INC. | UTICA, NY | Bank of Utica |
| $150,000–350,000 | KOLBY HOSPITALITY INC. | UTICA, NY | Bank of Utica |
| $150,000–350,000 | LAFAYETTE HOTEL ASSOCIATES LLC | UTICA, NY | Bank of Utica |
| $1–2 million | MATT BREWING CO. INC. | UTICA, NY | Bank of Utica |
| $350,000–1 million | MOHAWK HOSPITAL EQUIPMENT, INC. | UTICA, NY | Bank of Utica |
| $150,000–350,000 | MOHAWK VALLEY RESOURCE CENTER FOR REFUGEES, INC. | UTICA, NY | Bank of Utica |
| $150,000–350,000 | NATIONAL BUILDING RESTORATION CORP. | UTICA, NY | Bank of Utica |
| $150,000–350,000 | NATIONAL CONSTRUCTION SERVICES INC. | NEW HARTFORD, NY | Bank of Utica |
| $150,000–350,000 | NP ENVIRONMENTAL LLC | WATERVILLE, NY | Bank of Utica |
| $150,000–350,000 | ONEIDA FLOOR CO, INC. | UTICA, NY | Bank of Utica |
| $350,000–1 million | PEZZOLANELLA CONSTRUCTION COMPANY | UTICA, NY | Bank of Utica |
| $350,000–1 million | PJ GREEN, INC. | UTICA, NY | Bank of Utica |
| $350,000–1 million | PLAN IT STAFFING | UTICA, NY | Bank of Utica |
| $350,000–1 million | PRECISIONMATICS, INC. | WEST WINFIELD, NY | Bank of Utica |
| $150,000–350,000 | PRESWICK GLEN, INC. | NEW HARTFORD, NY | Bank of Utica |
| $350,000–1 million | PUTRELO BUILDING ENTERPRISES INC. | NEW HARTFORD, NY | Bank of Utica |
| $150,000–350,000 | REAVES DENTAL PRACTICE PLLC | NEW HARTFORD, NY | Bank of Utica |
| $350,000–1 million | RESCUE MISSION OF UTICA, INC. | UTICA, NY | Bank of Utica |
| $150,000–350,000 | ROBERT F JULIAN, P.C. | UTICA, NY | Bank of Utica |
| $150,000–350,000 | SCHMALZ MECHANICAL CONTRACTORS, INC. | UTICA, NY | Bank of Utica |
| $350,000–1 million | SULLIVAN CONTRACTING, INC. | SAUQUOIT, NY | Bank of Utica |
| $350,000–1 million | TALLMAN'S SALE & SERVICE | UTICA, NY | Bank of Utica |
| $150,000–350,000 | THE BUCK GROUP LLC | WHITESBORO, NY | Bank of Utica |
| $350,000–1 million | THE COMMUNITY FOUNDATION OF HERKIMER AND ONEIDA COUNTIES INC | UTICA, NY | Bank of Utica |
| $150,000–350,000 | THE FORTUS GROUP INC. | UTICA, NY | Bank of Utica |
| $350,000–1 million | THE MID-YORK PRESS, INC. | SHERBURNE, NY | Bank of Utica |
| $150,000–350,000 | TURBINE RESOURCES UNLIMITED INCORPORATED | WEST WINFIELD, NY | Bank of Utica |
| $350,000–1 million | TURBO MACHINED PRODUCTS, LLC | FRANKFORT, NY | Bank of Utica |
| $150,000–350,000 | UFCW LOCAL ONE HEALTH CARE FUND | ORISKANY, NY | Bank of Utica |
| $150,000–350,000 | UNITED WAY OF THE VALLEY AND GREATER UTICA AREA | UTICA, NY | Bank of Utica |
| $350,000–1 million | US CARE SYSTEMS INC. | UTICA, NY | Bank of Utica |
| $150,000–350,000 | UTICA COFFEE ROASTING, INC. | UTICA, NY | Bank of Utica |
| $350,000–1 million | UTICA MACK, INC. | MARCY, NY | Bank of Utica |
| $150,000–350,000 | UTICA PEDIATRICS, P.C. | NEW HARTFORD, NY | Bank of Utica |
| $150,000–350,000 | WHITESBORO FRAME & BODY, INC. | UTICA, NY | Bank of Utica |
| $350,000–1 million | YWCA OF THE MOHAWK VALLEY | UTICA, NY | Bank of Utica |