| $150,000–350,000 | MERLOT TARPAULIN AND SIDEKIT MANUFACTURING CO INC | VERONA, PA | FNCB Bank |
| $150,000–350,000 | MICHAEL J. UNLIMITED, INC. | WILKES BARRE, PA | FNCB Bank |
| $150,000–350,000 | MID-VALLEY CONTRACTING SERVICES, INC. | COVINGTON TOWNSHIP, PA | FNCB Bank |
| $350,000–1 million | MIDLANTIC ENGINEERING INC | PITTSTON, PA | FNCB Bank |
| $150,000–350,000 | MIKE'S WELDING & INDUSTRIAL SERVICES LLC | CLARKS SUMMIT, PA | FNCB Bank |
| $350,000–1 million | MINICHI INC | PITTSTON, PA | FNCB Bank |
| $350,000–1 million | MINOOKA MOTOR SALES INC. | MOOSIC, PA | FNCB Bank |
| $150,000–350,000 | MJR LTD | DUSHORE, PA | FNCB Bank |
| $350,000–1 million | MODERN GAS SALES INC | AVOCA, PA | FNCB Bank |
| $150,000–350,000 | MODERN GAS SALES INC. OF HONESDALE | HONESDALE, PA | FNCB Bank |
| $2–5 million | MOUNTAIN ENERGY SERVICES INC | TUNKHANNOCK, PA | FNCB Bank |
| $150,000–350,000 | N-B ENTERPRISES INC. | WYOMING, PA | FNCB Bank |
| $2–5 million | NARDONE BROTHERS BAKING COMPANY INC | WILKES BARRE, PA | FNCB Bank |
| $150,000–350,000 | NATIONAL BAKERY INC | SCRANTON, PA | FNCB Bank |
| $150,000–350,000 | NEI AMBULATORY SURGERY INC | SCRANTON, PA | FNCB Bank |
| $350,000–1 million | NORTHEAST ARCHITECTURAL PRODUCTS | ARCHBALD, PA | FNCB Bank |
| $1–2 million | NORTHEASTERN EYE INSTITUTE | SCRANTON, PA | FNCB Bank |
| $150,000–350,000 | NORTHEASTERN LABORATORY MEDICINE INC | HAZLETON, PA | FNCB Bank |
| $150,000–350,000 | NORTHEASTERN PENNSYLVANIA CARTON CO INC | MOOSIC, PA | FNCB Bank |
| $150,000–350,000 | NOTRE DAME HIGH SCHOOL OF DIOCESE OF SCRANTON CATHOLIC SCHOOL SYSTEM | EAST STROUDSBURG, PA | FNCB Bank |
| $350,000–1 million | O&S ELECTRIC LLC | MOSCOW, PA | FNCB Bank |
| $350,000–1 million | OPTICAL NEI INC | SCRANTON, PA | FNCB Bank |
| $150,000–350,000 | ORTHODONTICS UNLIMITED INC | SCRANTON, PA | FNCB Bank |
| $150,000–350,000 | OUR LADY OF PEACE ELEMENTARY SCHOOL OF DIOCESE OF SCRANTON | CLARKS GREEN, PA | FNCB Bank |
| $150,000–350,000 | PCPN INC. | KINGSTON, PA | FNCB Bank |
| $350,000–1 million | PEDIATRICS OF NORTHEASTERN PENNSYLVANIA, P.C. | DICKSON CITY, PA | FNCB Bank |
| $1–2 million | PENNMARK TECHNOLOGIES CORPORATION | DALLAS, PA | FNCB Bank |
| $150,000–350,000 | PMUNO COMPANY LLC | CONSHOHOCKEN, PA | FNCB Bank |
| $150,000–350,000 | POWER MECHANICAL CORPORATION | WILKES BARRE, PA | FNCB Bank |
| $350,000–1 million | POWERRAIL DISTRIBUTION INC | DURYEA, PA | FNCB Bank |
| $150,000–350,000 | POWERRAIL LOCOMOTIVE SERVICES LLC | MONROE, GA | FNCB Bank |
| $150,000–350,000 | POWERRAIL MANUFACTURING INC | CONNERSVILLE, IN | FNCB Bank |
| $350,000–1 million | RATCHFORD LAW GROUP, P.C. | MOOSIC, PA | FNCB Bank |
| $150,000–350,000 | RED LEAF SALAD COMPANY LLC | DALLAS, PA | FNCB Bank |
| $350,000–1 million | REILLY ASSOCIATES INC | PITTSTON, PA | FNCB Bank |
| $350,000–1 million | REILLY PLATING COMPANY INC | NANTICOKE, PA | FNCB Bank |
| $150,000–350,000 | RIGGS ASSET MANAGEMENT COMPANY, INC. | WILKES BARRE, PA | FNCB Bank |
| $150,000–350,000 | RITE-TEMP ASSOCIATES, INC. | DALTON, PA | FNCB Bank |
| $1–2 million | RJ WALKER CO INC | SCRANTON, PA | FNCB Bank |
| $350,000–1 million | ROBERT H. HOOVER & SONS, INC. | FLANDERS, NJ | FNCB Bank |
| $350,000–1 million | SAND BLAST TRUCKING LLC | FACTORYVILLE, PA | FNCB Bank |
| $150,000–350,000 | SAND CREEK EAP LLC | WILKES BARRE, PA | FNCB Bank |
| $350,000–1 million | SCHIFF'S FOOD SERVICE INC | TAYLOR, PA | FNCB Bank |
| $150,000–350,000 | SCRANTON LABEL INC | CLARKS SUMMIT, PA | FNCB Bank |
| $150,000–350,000 | SCRIMALLI AND RATCHFORD LLC | HAMLIN, PA | FNCB Bank |
| $150,000–350,000 | SHEELEY'S DRUG STORE INC | SCRANTON, PA | FNCB Bank |
| $150,000–350,000 | SHIRSON ENTERPRISES, INC. | WILKES BARRE, PA | FNCB Bank |
| $150,000–350,000 | SOLID ROCK IT SOLUTIONS, LLC | DALTON, PA | FNCB Bank |
| $150,000–350,000 | SOMAHLUTION, LLC | JUPITER, FL | FNCB Bank |
| $150,000–350,000 | ST CLARE ST PAUL SCHOOL OF THE DIOCESE OF SCRANTON | SCRANTON, PA | FNCB Bank |
| $150,000–350,000 | ST. JOHN NEUMANN HIGH SCHOOL OF DIOCESE OF SCRANTON CATHOLIC SCHOOL SYSTEM | WILLIAMSPORT, PA | FNCB Bank |
| $150,000–350,000 | ST. JUDE ELEMENTARY SCHOOL OF DIOCESE OF SCRANTON CATHOLIC SCHOOL SYSTEM | MOUNTAIN TOP, PA | FNCB Bank |
| $150,000–350,000 | ST. MARY OF MOUNT CARMEL ELEMENTARY SCHOOL OF DIOCESE OF SCRANTON | DUNMORE, PA | FNCB Bank |
| $150,000–350,000 | ST. NICK ST. MARY ELEMENTARY SCHOOL OF DIOCESE OF SCRANTON | WILKES BARRE, PA | FNCB Bank |
| $1–2 million | STAFURSKY PAVING CO. | ARCHBALD, PA | FNCB Bank |
| $150,000–350,000 | STATE STREET RESTAURANT GROUP INC. | CLARKS SUMMIT, PA | FNCB Bank |
| $350,000–1 million | STEFFIE ENTERPRISES, INC. | WILKES BARRE, PA | FNCB Bank |
| $150,000–350,000 | STREAM MANAGEMENT HOLDING INC | KINGSTON, PA | FNCB Bank |
| $150,000–350,000 | SUMMIT HARVEST INC | CLARKS SUMMIT, PA | FNCB Bank |
| $350,000–1 million | T.J. CANNON INC. | PITTSTON, PA | FNCB Bank |
| $350,000–1 million | TAMMAC HOLDINGS CORPORATION | WILKES BARRE, PA | FNCB Bank |
| $1–2 million | THE ROMAN CATHOLIC DIOCESE OF SCRANTON | SCRANTON, PA | FNCB Bank |
| $150,000–350,000 | THOMAS J. BISCOTTI DMD LLC | MOUNTAIN TOP, PA | FNCB Bank |
| $150,000–350,000 | UNITED MECHANICAL CORPORATION | WILKES BARRE, PA | FNCB Bank |
| $150,000–350,000 | UNITED PARTNERS, LTD. | TAYLOR, PA | FNCB Bank |
| $150,000–350,000 | VALLEY ORAL AND MAXILLOFACIAL SURGERY, P.C. | SCRANTON, PA | FNCB Bank |
| $150,000–350,000 | VAN GORDER'S FURNITURE, INC. | HONESDALE, PA | FNCB Bank |
| $150,000–350,000 | VPHARM, INC. T/A KEYSTONE PROFESSIONAL PHARMACY | WILKES BARRE, PA | FNCB Bank |
| $150,000–350,000 | WASTE REDUCTION RECYCLING AND TRANSFER INC. | WILKES BARRE, PA | FNCB Bank |
| $350,000–1 million | WAYCO INCORPORATED | WAYMART, PA | FNCB Bank |
| $150,000–350,000 | WINCE CONSTRUCTION INC. | SCRANTON, PA | FNCB Bank |
| $350,000–1 million | WINOLA CONSTRUCTION CORPORATION | LAKE WINOLA, PA | FNCB Bank |
| $150,000–350,000 | WYOMING AREA CATHOLIC ELEMENTARY SCHOOL OF DIOCESE OF SCRANTON | EXETER, PA | FNCB Bank |
| $150,000–350,000 | WYOMING VALLEY PALLETS INC. | PITTSTON, PA | FNCB Bank |