| $150,000–350,000 | ALAN M CASS | NEW YORK, NY | Pathfinder Bank |
| $150,000–350,000 | ALL TIMES PUBLISHING, LLC | SYRACUSE, NY | Pathfinder Bank |
| $350,000–1 million | ALTMAR GENESEE LLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | AMERICAN AUGER & DITCHING CO., | CONSTANTIA, NY | Pathfinder Bank |
| $150,000–350,000 | ARMOURED ONE LLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | ASBESTOS & ENVIRONMENTAL CONSULTING CORPORATION | EAST SYRACUSE, NY | Pathfinder Bank |
| $350,000–1 million | BBAS INC | WATERLOO, NY | Pathfinder Bank |
| $1–2 million | BOLUS FREIGHT SYSTEMS, INC | SCRANTON, PA | Pathfinder Bank |
| $1–2 million | BOUSQUET HOLSTEIN PLLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | BRIDGE STREET MOTORS LLC | EAST SYRACUSE, NY | Pathfinder Bank |
| $350,000–1 million | BUTLER DISPOSAL SYSTEMS INC | FULTON, NY | Pathfinder Bank |
| $150,000–350,000 | C&D LAFACE CONSTRUCTION INC | BALDWINSVILLE, NY | Pathfinder Bank |
| $150,000–350,000 | CANALE'S RESTAURANTS INCORPORATED | OSWEGO, NY | Pathfinder Bank |
| $150,000–350,000 | CAPITAL COLLECTION MANAGEMENT, LLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | CARPETS WHOLESALE, INC. | LIVERPOOL, NY | Pathfinder Bank |
| $150,000–350,000 | CITRONELLE BANQUET & CATERING INC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | COMPUTER CONNECTION OF CENTRAL | UTICA, NY | Pathfinder Bank |
| $150,000–350,000 | CORPORATE MAINTENANCE SYSTEMS, INC. | SYRACUSE, NY | Pathfinder Bank |
| $1–2 million | COSTELLO COONEY AND FEARON PLLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | CRAIG, INC | MALONE, NY | Pathfinder Bank |
| $150,000–350,000 | CRAWFORD FARMS, LLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | DAL POS ARCHITECTS, LLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | DELMONICO ASSOCIATES, INC. | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | DENTAL HEALTH SOLUTIONS PLLC | FULTON, NY | Pathfinder Bank |
| $150,000–350,000 | DIAMOND & THIEL CONSTRUCTION CO., INC. | SYRACUSE, NY | Pathfinder Bank |
| $350,000–1 million | DIGESTIVE DISEASE CENTER OF CNY, LLC | LIVERPOOL, NY | Pathfinder Bank |
| $150,000–350,000 | DR. PADMA RAM MEDICAL SERVICES, LLC | OSWEGO, NY | Pathfinder Bank |
| $150,000–350,000 | ENV PROPERTY AND CASUALTY, LLC | LIVERPOOL, NY | Pathfinder Bank |
| $150,000–350,000 | EVANS & BENNETT, LLP | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | FAJITA GRILL, LLC | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | FAMILY RESOURCE CENTER OF OSWEGO COUNTY INC. | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | FOOD BANK OF CENTRAL NEW YORK | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | FULTON DENTAL HEALTH ASSOCIATES PC | FULTON, NY | Pathfinder Bank |
| $150,000–350,000 | FULTON TOOL CO., INC. | FULTON, NY | Pathfinder Bank |
| $350,000–1 million | GLAZIER PACKING CO., INC. | MALONE, NY | Pathfinder Bank |
| $350,000–1 million | GLIDER OIL CO., INC. | PULASKI, NY | Pathfinder Bank |
| $1–2 million | HAROLD T. CLARK, LLC | UTICA, NY | Pathfinder Bank |
| $350,000–1 million | HEIDI BOUTIQUE LLC | CICERO, NY | Pathfinder Bank |
| $150,000–350,000 | IMMOBILIARE DOGGY DAY CARE, LLC | CICERO, NY | Pathfinder Bank |
| $150,000–350,000 | INTEGRATED INDUSTRIAL SERVICES, INC. | EAST SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | INTERIM HEALTHCARE OF BINGHAMTON, INC. | BINGHAMTON, NY | Pathfinder Bank |
| $350,000–1 million | INTERIM HEALTHCARE OF SYRACUSE, INC | SYRACUSE, NY | Pathfinder Bank |
| $1–2 million | J & A MECHANICAL CONTRACTORS, INC. | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | JAG ENVIRONMENTAL LLC | SYRACUSE, NY | Pathfinder Bank |
| $1–2 million | JOHN MEZZALINGUA ASSOCIATES SALES HOLDINGS, LLC | LIVERPOOL, NY | Pathfinder Bank |
| $150,000–350,000 | JUST THE RIGHT STUFF, INC. | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | LAFACE FLOORING, LLC | BALDWINSVILLE, NY | Pathfinder Bank |
| $150,000–350,000 | LEMONGRASS AND 238 BISTRO | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | LEROI INC | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | MAC-CLARK RESTAURANTS, INC. | UTICA, NY | Pathfinder Bank |
| $1–2 million | MACCLARK BINGHAMTON, INC | UTICA, NY | Pathfinder Bank |
| $150,000–350,000 | MIMI'S DRIVE IN, INC | FULTON, NY | Pathfinder Bank |
| $350,000–1 million | MURPHY EXCAVATING CORPORATION | NEW HARTFORD, NY | Pathfinder Bank |
| $150,000–350,000 | NIGHTRIDER JANITORIAL SERVICES LLC | COHOES, NY | Pathfinder Bank |
| $350,000–1 million | NORTHEASTERN ELECTRONICS CO. INC. | ELBRIDGE, NY | Pathfinder Bank |
| $1–2 million | NORTHSIDE COLLISION ENTERPRISES, INC | CICERO, NY | Pathfinder Bank |
| $350,000–1 million | OLINSKY & ASSOCIATES, PLLC | SYRACUSE, NY | Pathfinder Bank |
| $1–2 million | OSWEGO BEVERAGE COMPANY, LLC | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | OSWEGO COUNTY AMBULANCE AND HEARSE SERVICE, INC. | FULTON, NY | Pathfinder Bank |
| $150,000–350,000 | OSWEGO COUNTY OB-GYN, P.C. | OSWEGO, NY | Pathfinder Bank |
| $150,000–350,000 | OSWEGO MECHANICAL INC | OSWEGO, NY | Pathfinder Bank |
| $150,000–350,000 | OSWEGO SUB SHOP, INC. | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | PAUL A. CASTALDO INC. | OSWEGO, NY | Pathfinder Bank |
| $150,000–350,000 | PEREGRINE WALTON LLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | PETER RABY COMPANY, INC. | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | PHAZR, INC | LIVERPOOL, NY | Pathfinder Bank |
| $150,000–350,000 | PORT CITY FAMILY PRACTICE PC | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | PORT OF OSWEGO AUTHORITY | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | QUAIL SUMMIT INC | CANANDAIGUA, NY | Pathfinder Bank |
| $150,000–350,000 | RED HOUSE ARTS CENTER, INC. | SYRACUSE, NY | Pathfinder Bank |
| $350,000–1 million | REHAB RESOURCES PC | OSWEGO, NY | Pathfinder Bank |
| $150,000–350,000 | RETAILER FLOORING SOLUTIONS, INC. | CICERO, NY | Pathfinder Bank |
| $350,000–1 million | REYMORE CHEVROLET SALES, INC. | CENTRAL SQUARE, NY | Pathfinder Bank |
| $150,000–350,000 | RHEINGOLD, GIUFFRA, RUFFO & PLOTKIN LLP | NEW YORK, NY | Pathfinder Bank |
| $150,000–350,000 | RJ CARUSO ENTERPRISES INC | OSWEGO, NY | Pathfinder Bank |
| $150,000–350,000 | ROCKBRIDGE INVESTMENT MANAGEMENT LLC | SYRACUSE, NY | Pathfinder Bank |
| $350,000–1 million | ROMBOUGH ELECTRIC, INC. | MEXICO, NY | Pathfinder Bank |
| $350,000–1 million | SAFE LLC | SYRACUSE, NY | Pathfinder Bank |
| $2–5 million | SCHC COMPANIES, INC. | SYRACUSE, NY | Pathfinder Bank |
| $2–5 million | SCIENCE ACADEMIES OF NEW YORK CHARTER SCHOOLS | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | SLOCUM DEVELOPMENT CORP. | FULTON, NY | Pathfinder Bank |
| $150,000–350,000 | SOTOMAYOR & SCHAEFFER M.D., P.C. | SYRACUSE, NY | Pathfinder Bank |
| $2–5 million | SPECIAL PROGRAMS INC | OSWEGO, NY | Pathfinder Bank |
| $150,000–350,000 | SPERA'S MEAT, DELI & GROCERY, INC. | CICERO, NY | Pathfinder Bank |
| $1–2 million | SPINOSO MANAGEMENT GROUP LLC | SYRACUSE, NY | Pathfinder Bank |
| $350,000–1 million | SPINOSO REAL ESTATE GROUP DLS, LLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | SUPERIOR PACKAGING SOLUTIONS AND SERVICES LLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | SYRACUSE AREA LANDMARK THEATRE | SYRACUSE, NY | Pathfinder Bank |
| $350,000–1 million | SYRACUSE MODEL NEIGHBORHOOD FACILITY, INC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | T.J. BURKE LUMBER CO. INC. | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | THE DECORATED COOKIE COMPANY, LLC | SYRACUSE, NY | Pathfinder Bank |
| $350,000–1 million | THE GREAT OUTDOORS RECREATION CENTER, INC | FULTON, NY | Pathfinder Bank |
| $350,000–1 million | THE PUBLIC BROADCASTING COUNCIL OF CNY INC. | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | THE VOLUNTEER LAWYERS PROJECT OF ONONDAGA COUNTY, INC. | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | TR EXPEDITORS | SYRACUSE, NY | Pathfinder Bank |
| $1–2 million | USHERWOOD BUSINESS EQUIPMENT, INC. | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | VANGUARD RESEARCH & TITLE SERVICES, INC. | SYRACUSE, NY | Pathfinder Bank |
| $350,000–1 million | VANNI CONSTRUCTION, LLC | BALDWINSVILLE, NY | Pathfinder Bank |
| $150,000–350,000 | VASHAW'S COLLISION SERVICE, INC | OSWEGO, NY | Pathfinder Bank |
| $150,000–350,000 | WAYNE DRUG OF PULASKI, INC | OSWEGO, NY | Pathfinder Bank |