| $350,000–1 million | LOIS KAY CONTRACTING CO. | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | LOIS KAY CONTRACTING COMPANY | Saginaw, MI | 1st State Bank |
| $350,000–1 million | MACKINAW SURGERY CENTER LLC | Saginaw, MI | 1st State Bank |
| $350,000–1 million | MACKINAW SURGERY CENTER, LLC | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | MAIER & ASSOCIATES FINANCIAL GROUP, INC. | BAY CITY, MI | 1st State Bank |
| $350,000–1 million | MCMATH MASONRY, INC. | FREELAND, MI | 1st State Bank |
| $150,000–350,000 | MESSIAH LUTHERAN CHURCH OF BULLOCK CREEK | MIDLAND, MI | 1st State Bank |
| $150,000–350,000 | MICHIGAN AGRIBUSINESS SOLUTIONS LLC | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | MICHIGAN AGRIBUSINESS SOLUTIONS LLC | Saginaw, MI | 1st State Bank |
| $1–2 million | MICHIGAN BRAND INC. | Frankenmuth, MI | 1st State Bank |
| $1–2 million | MICHIGAN BRAND, INC. | FRANKENMUTH, MI | 1st State Bank |
| $150,000–350,000 | MICHIGAN PIPE & VALVE - SAGINAW, INC. | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | MICHIGAN RECOVERY SERVICES INC. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | MICHIGAN RECOVERY SERVICES INC. | Saginaw, MI | 1st State Bank |
| $150,000–350,000 | MID MICHIGAN AND VASCULAR SURGERY, P.C. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | MIDLAND CHIROPRACTIC CORP | MIDLAND, MI | 1st State Bank |
| $350,000–1 million | MIS CORPORATION - MICHIGAN | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | MIS CORPORATION - MICHIGAN | Saginaw, MI | 1st State Bank |
| $350,000–1 million | MJ MECHANICAL SERVICES, INC. | SAINT CHARLES, MI | 1st State Bank |
| $150,000–350,000 | MODERN MACHINE CO. | BAY CITY, MI | 1st State Bank |
| $150,000–350,000 | MOULTHROP-CLIFT, INC. | BAY CITY, MI | 1st State Bank |
| $350,000–1 million | NEUROCARE HOME HEALTH LLC | Essexville, MI | 1st State Bank |
| $350,000–1 million | NEUROCARE HOME HEALTH, LLC | ESSEXVILLE, MI | 1st State Bank |
| $350,000–1 million | NHB OPERATIONS, LLC | BAY CITY, MI | 1st State Bank |
| $150,000–350,000 | NHIL OPERATIONS, LLC | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | NHV OPERATIONS, LLC | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | NICKEL MASONRY, LLC | CHARLEVOIX, MI | 1st State Bank |
| $150,000–350,000 | NIKOLAI KINACHTCHOUK MD & LIOUDMILA KINACHTCHOUK MD, PLLC | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | NORTHERN LOG SUPPLY LLC | MAYVILLE, MI | 1st State Bank |
| $350,000–1 million | NOTEBAERT CONSTRUCTION SERVICES INC. | Bay City, MI | 1st State Bank |
| $350,000–1 million | NOTEBAERT CONSTRUCTION SERVICES, INC. | BAY CITY, MI | 1st State Bank |
| $350,000–1 million | NPS ASSOCIATES, LLC | MIDLAND, MI | 1st State Bank |
| $350,000–1 million | NXT GENERATION, LLC | BAY CITY, MI | 1st State Bank |
| $150,000–350,000 | O'CONNERS DECORATING CENTER, INC | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | O'CONNOR'S AUTO OUTLET, INC. | BAY CITY, MI | 1st State Bank |
| $350,000–1 million | O'NEILL WALLACE & DOYLE P.C. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | OCONNORS DECORATING CENTER INC. | Saginaw, MI | 1st State Bank |
| $350,000–1 million | PERSONAL ASSISTANCE OPTIONS | MIDLAND, MI | 1st State Bank |
| $150,000–350,000 | PLAY, LEARN & GROW, INC. | BAY CITY, MI | 1st State Bank |
| $150,000–350,000 | PRECISION FLEET IMAGE, INC | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | PRECISION TORQUE CONTROL,INC | MIDLAND, MI | 1st State Bank |
| $150,000–350,000 | RADOSA MASONRY LLC | Bay City, MI | 1st State Bank |
| $150,000–350,000 | RADOSA MASONRY, LLC | BAY CITY, MI | 1st State Bank |
| $150,000–350,000 | RAH ADVANTAGE, INC. | BAY CITY, MI | 1st State Bank |
| $350,000–1 million | REDER LANDSCAPING, INC. | MIDLAND, MI | 1st State Bank |
| $350,000–1 million | REDER LANDSCAPING, INC. | Midland, MI | 1st State Bank |
| $150,000–350,000 | RIFKIN SCRAP IRON & METAL COMPANY | SAGINAW, MI | 1st State Bank |
| $1–2 million | RIVERSBEND REHABILITATION, INC. | BAY CITY, MI | 1st State Bank |
| $2–5 million | ROESE PIPELINE COMPANY, INC. | KAWKAWLIN, MI | 1st State Bank |
| $350,000–1 million | SAGINAW COUNTRY CLUB INC. | Saginaw, MI | 1st State Bank |
| $350,000–1 million | SAGINAW GERIATRICS HOME, LLC | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | SAGINAW UNDERWRITERS, INC. | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | SAGINAW VALLEY LUTHERAN HIGH SCHOOL ASSOCIATION | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | SAGINAW VALLEY ZOOLOGICAL SOCIETY | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | SAGINAW VALLEY ZOOLOGICAL SOCIETY | Saginaw, MI | 1st State Bank |
| $350,000–1 million | SDPA PLLC | Bloomfield Hills, MI | 1st State Bank |
| $150,000–350,000 | SDPA PLLC | BLOOMFIELD HILLS, MI | 1st State Bank |
| $150,000–350,000 | SHIELDS COMFORT CARE LLC | Saginaw, MI | 1st State Bank |
| $150,000–350,000 | SHIELDS COMFORT CARE, LLC | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | SHINNERS & COOK, P.C. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | SKINNER, INC | MIDLAND, MI | 1st State Bank |
| $150,000–350,000 | SPARKLE PRO CLEAN INC. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | SPAULDING MFG, INC. | SAGINAW, MI | 1st State Bank |
| $2–5 million | SPICER GROUP, INC. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | STEVENS FORWARDERS INC. | Saginaw, MI | 1st State Bank |
| $150,000–350,000 | STEVENS FORWARDERS, INC. | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | STEVENS MOVING & STORAGE, INC. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | STRIBCO, INC. | SANFORD, MI | 1st State Bank |
| $150,000–350,000 | SUNRISE NATIONAL DISTRIBUTORS, INC | BAY CITY, MI | 1st State Bank |
| $350,000–1 million | SUPER-FLITE OIL CO., INC. | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | SUPER-FLITE OIL COMPANY INC | Saginaw, MI | 1st State Bank |
| $350,000–1 million | SWS-TRIMAC, INC. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | T & M BOSCO DISTRIBUTING CO. | BAY CITY, MI | 1st State Bank |
| $150,000–350,000 | THE BEGICK NURSERY AND GARDEN CENTER, INC. | BAY CITY, MI | 1st State Bank |
| $150,000–350,000 | THE GERMAN EVANGELICAL-LUTHERAN BETHLEHEM CONGREGATION, UNAL | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | TMS USA, INC. | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | TPI POWDER METALLURGY INC. | Saint Charles, MI | 1st State Bank |
| $350,000–1 million | TPI POWDER METALLURGY, INC. | SAINT CHARLES, MI | 1st State Bank |
| $150,000–350,000 | TRI CITY RV INC. | Bay City, MI | 1st State Bank |
| $150,000–350,000 | TRI CITY RV, INC. | BAY CITY, MI | 1st State Bank |
| $150,000–350,000 | TRI-CITY ACOUSTICAL CO. | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | TRI-CITY ACOUSTICAL COMPANY | Saginaw, MI | 1st State Bank |
| $150,000–350,000 | TRI-STEEL, INC. | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | U.S. SHEET METAL, INC. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | UNIVERSAL AIR, INC. | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | US SHEET METAL INC. | Saginaw, MI | 1st State Bank |
| $1–2 million | VALLEY ELECTRICAL CONTRACTORS, INC. | Midland, MI | 1st State Bank |
| $350,000–1 million | VALLEY OB-GYN CLINIC, P.C. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | VALLEY STEEL COMPANY | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | VEHICLE ACCESSORIES, INC | Flint, MI | 1st State Bank |
| $350,000–1 million | WEINLANDER FITZHUGH P.C. | BAY CITY, MI | 1st State Bank |
| $350,000–1 million | WILLIAMS CHEESE CO | LINWOOD, MI | 1st State Bank |
| $350,000–1 million | WOBIG CONSTRUCTION CO., INC | SAGINAW, MI | 1st State Bank |
| $2–5 million | WOLGAST CORPORATION | SAGINAW, MI | 1st State Bank |
| $2–5 million | WOLGAST CORPORATION ESOP TRUST | Saginaw, MI | 1st State Bank |
| $150,000–350,000 | WOLVERINE FIREWORKS DISPLAY INC. | Kawkawlin, MI | 1st State Bank |
| $150,000–350,000 | WOLVERINE FIREWORKS DISPLAY, INC | KAWKAWLIN, MI | 1st State Bank |
| $350,000–1 million | WRIGHT-K TECHNOLOGY, INC. | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | WRIGHT-K TECHNOLOGY, INC. | Saginaw, MI | 1st State Bank |
| $350,000–1 million | XAERUS PERFORMANCE FLUIDS INTERNATIONAL, INC. | MIDLAND, MI | 1st State Bank |