| $350,000–1 million | MOHAWK VALLEY GARDEN CORPORATION | UTICA, NY | Adirondack Bank |
| $150,000–350,000 | MOHAWK VALLEY RETINA, P.L.L.C. | NEW HARTFORD, NY | Adirondack Bank |
| $150,000–350,000 | MOUNT ZION MINISTRIES CHURCH | UTICA, NY | Adirondack Bank |
| $150,000–350,000 | MSI-MOLDING SOLUTIONS, INC. | ROME, NY | Adirondack Bank |
| $150,000–350,000 | NEW HARTFORD OPTOMETRY PLLC | New Hartford, NY | Adirondack Bank |
| $150,000–350,000 | NEW HARTFORD OPTOMETRY, PLLC | NEW HARTFORD, NY | Adirondack Bank |
| $350,000–1 million | NORTH HUDSON WOODCRAFT CORPORA | DOLGEVILLE, NY | Adirondack Bank |
| $350,000–1 million | NORTH HUDSON WOODCRAFT CORPORATION | Dolgeville, NY | Adirondack Bank |
| $150,000–350,000 | NORTH SOUTH CONNECTION AUTO SALES, LTD. | BOONVILLE, NY | Adirondack Bank |
| $350,000–1 million | NORTHLAND TELEPHONE SYSTEMS LTD. | HOLLAND PATENT, NY | Adirondack Bank |
| $1–2 million | O.W. HUBBELL & SONS INC. | Yorkville, NY | Adirondack Bank |
| $1–2 million | O.W. HUBBELL & SONS, INC. | YORKVILLE, NY | Adirondack Bank |
| $150,000–350,000 | ONE GENNY LLC | New Hartford, NY | Adirondack Bank |
| $150,000–350,000 | ONE GENNY, LLC | NEW HARTFORD, NY | Adirondack Bank |
| $350,000–1 million | ONEIDA COUNTY RURAL TELEPHONE COMPANY | HOLLAND PATENT, NY | Adirondack Bank |
| $350,000–1 million | ONEIDA ELECTRICAL CONTRACTORS INC | Utica, NY | Adirondack Bank |
| $350,000–1 million | ONEIDA ELECTRICAL CONTRACTORS, INC. | UTICA, NY | Adirondack Bank |
| $150,000–350,000 | OXFORD MEDICAL IMAGING P.C. | New Hartford, NY | Adirondack Bank |
| $350,000–1 million | PARKWAY MANAGEMENT SERVICES, INC. | UTICA, NY | Adirondack Bank |
| $150,000–350,000 | RADIOLOGY ASSOCIATES OF NEW HARTFORD LLP | Utica, NY | Adirondack Bank |
| $150,000–350,000 | RADIOLOGY ASSOCIATES OF NEW HARTFORD, LLP | UTICA, NY | Adirondack Bank |
| $150,000–350,000 | RCV1 INC. | Utica, NY | Adirondack Bank |
| $150,000–350,000 | RCV1, INC. | UTICA, NY | Adirondack Bank |
| $150,000–350,000 | RDR INDUSTRIES, INC. | MOHAWK, NY | Adirondack Bank |
| $150,000–350,000 | ROSER COMMUNICATIONS NETWORK INC. | Utica, NY | Adirondack Bank |
| $150,000–350,000 | ROSER COMMUNICATIONS NETWORK, INC. | UTICA, NY | Adirondack Bank |
| $150,000–350,000 | SAUNDERS KAHLER, L.L.P. | UTICA, NY | Adirondack Bank |
| $150,000–350,000 | SCALZO, ZOGBY & WITTIG, INC. | UTICA, NY | Adirondack Bank |
| $150,000–350,000 | SCHAYES, INC. | WHITESBORO, NY | Adirondack Bank |
| $150,000–350,000 | SMITH PACKING CO., INC. | UTICA, NY | Adirondack Bank |
| $150,000–350,000 | SPOHN'S DISPOSAL SERVICE, INC. | MOHAWK, NY | Adirondack Bank |
| $350,000–1 million | SQUARE STAMPING MFG. CORPORATION | BARNEVELD, NY | Adirondack Bank |
| $350,000–1 million | STEET PONTE CHEVROLET INC | Herkimer, NY | Adirondack Bank |
| $350,000–1 million | STEET PONTE FORD INC | Yorkville, NY | Adirondack Bank |
| $150,000–350,000 | STEET PONTE IMPORTS, INC. | YORKVILLE, NY | Adirondack Bank |
| $1–2 million | STEET PONTE INC | Yorkville, NY | Adirondack Bank |
| $350,000–1 million | STEET/PONTE CHEVROLET INC. | HERKIMER, NY | Adirondack Bank |
| $350,000–1 million | STEET/PONTE FORD, INC. | YORKVILLE, NY | Adirondack Bank |
| $1–2 million | STEET/PONTE INC. | YORKVILLE, NY | Adirondack Bank |
| $150,000–350,000 | STEPHEN S. STARR MECHANICAL CORPORATION | Clinton, NY | Adirondack Bank |
| $150,000–350,000 | STEPHEN S. STARR MECHANICAL CORPORATION | UTICA, NY | Adirondack Bank |
| $350,000–1 million | STRATEGIC GLOBAL AVIATION LLC | Rome, NY | Adirondack Bank |
| $150,000–350,000 | STRATEGIC GLOBAL AVIATION LLC | ROME, NY | Adirondack Bank |
| $350,000–1 million | SYMEON'S GREEK RESTAURANT INC | Yorkville, NY | Adirondack Bank |
| $350,000–1 million | SYMEON'S GREEK RESTAURANT, INC. | YORKVILLE, NY | Adirondack Bank |
| $150,000–350,000 | TARDUGNO DENTAL OFFICE P.C | Rome, NY | Adirondack Bank |
| $150,000–350,000 | TARDUGNO DENTAL OFFICE, P.C. | ROME, NY | Adirondack Bank |
| $150,000–350,000 | THE BEECHES OF ROME INC | Rome, NY | Adirondack Bank |
| $150,000–350,000 | THE CHURCH OF THE MOST HOLY ROSARY | SYRACUSE, NY | Adirondack Bank |
| $350,000–1 million | THE LUTHERAN HOME OF CENTRAL NEW YORK, INC. | CLINTON, NY | Adirondack Bank |
| $150,000–350,000 | THE MOHAWK HOMESTEAD | MOHAWK, NY | Adirondack Bank |
| $150,000–350,000 | THE WHITEFACE CLUB AND RESORT LLC | Lake Placid, NY | Adirondack Bank |
| $150,000–350,000 | THE WHITEFACE CLUB AND RESORT, LLC | LAKE PLACID, NY | Adirondack Bank |
| $150,000–350,000 | THEA BOWMAN HOUSE INC | UTICA, NY | Adirondack Bank |
| $2–5 million | TIOGA CONSTRUCTION COMPANY, INC. | HERKIMER, NY | Adirondack Bank |
| $350,000–1 million | TLC-THE LIGHT CONNECTION, INC. | ORISKANY, NY | Adirondack Bank |
| $150,000–350,000 | TRAINOR ASSOCIATES INC. | New Hartford, NY | Adirondack Bank |
| $150,000–350,000 | TRAINOR ASSOCIATES, INC. | NEW HARTFORD, NY | Adirondack Bank |
| $350,000–1 million | UNITED AUTO SALES OF UTICA INC | Yorkville, NY | Adirondack Bank |
| $350,000–1 million | UNITED AUTO SALES OF UTICA, INC. | YORKVILLE, NY | Adirondack Bank |
| $1–2 million | UPSTATE CEREBRAL PALSY INC. | Utica, NY | Adirondack Bank |
| $350,000–1 million | UPSTATE FAMILY HEALTH CENTER, INC | UTICA, NY | Adirondack Bank |
| $350,000–1 million | UTICA METAL PRODUCTS INC. | Utica, NY | Adirondack Bank |
| $150,000–350,000 | UTICA ZOOLOGICAL SOCIETY | Utica, NY | Adirondack Bank |
| $150,000–350,000 | UTICA ZOOLOGICAL SOCIETY, INC. | UTICA, NY | Adirondack Bank |
| $1–2 million | VALLEY HEALTH SERVICES, INC. | HERKIMER, NY | Adirondack Bank |
| $150,000–350,000 | WHITESTOWN DENTAL CARE P.C. | Whitesboro, NY | Adirondack Bank |
| $350,000–1 million | WKTV, LLC | UTICA, NY | Adirondack Bank |
| $150,000–350,000 | WORK-TO-SKI, INC. | OLD FORGE, NY | Adirondack Bank |
| $350,000–1 million | WORKFORCE DEVELOPMENT BOARD OF HERKIMER MADISON AND ONEIDA C | Utica, NY | Adirondack Bank |
| $350,000–1 million | WORKFORCE DEVELOPMENT BOARD OF HERKIMER, MADISON AND ONEIDA | UTICA, NY | Adirondack Bank |
| $150,000–350,000 | ZIMOWSKI FOOD SPECIALTIES INC | Chadwicks, NY | Adirondack Bank |
| $150,000–350,000 | ZIMOWSKI FOOD SPECIALTIES INC. | CHADWICKS, NY | Adirondack Bank |