| $150,000–350,000 | ST JOHN VIANNEY CHURCH | ORLANDO, FL | Citizens Bank and Trust |
| $350,000–1 million | ST JOHN VIANNEY SCHOOL | ORLANDO, FL | Citizens Bank and Trust |
| $350,000–1 million | ST JOSEPH'S CATHOLIC SCHOOL | WINTER HAVEN, FL | Citizens Bank and Trust |
| $150,000–350,000 | ST JOSEPH'S SCHOOL | LAKELAND, FL | Citizens Bank and Trust |
| $350,000–1 million | ST. PAUL EVANGELICAL LUTHERAN CHURCH OF LAKELAND, FL | LAKELAND, FL | Citizens Bank and Trust |
| $350,000–1 million | STINSON CARPETS, INC. | LAKELAND, FL | Citizens Bank and Trust |
| $150,000–350,000 | STORY GROVE SERVICE INC | Lake Wales, FL | Citizens Bank and Trust |
| $150,000–350,000 | STORY GROVE SERVICE INC | LAKE WALES, FL | Citizens Bank and Trust |
| $350,000–1 million | STRANG DESIGN LLC | Miami, FL | Citizens Bank and Trust |
| $350,000–1 million | STRANG DESIGN LLC | MIAMI, FL | Citizens Bank and Trust |
| $150,000–350,000 | STRIKERS FL, LLC | LAUDERHILL, FL | Citizens Bank and Trust |
| $150,000–350,000 | STRIKERS FL, LLC | Lauderhill, FL | Citizens Bank and Trust |
| $150,000–350,000 | TAYLOR & ASSOCIATES ATTORNEYS AT LAW PL | WINTER HAVEN, FL | Citizens Bank and Trust |
| $350,000–1 million | TAYLOR'S INDUSTRIAL COATINGS INC | LAKE WALES, FL | Citizens Bank and Trust |
| $150,000–350,000 | TERRIE LOBB CATERING | Bartow, FL | Citizens Bank and Trust |
| $150,000–350,000 | TERRIE LOBB CATERING INC | BARTOW, FL | Citizens Bank and Trust |
| $350,000–1 million | TEXAS AQUATIC HARVESTING INC | Lake Wales, FL | Citizens Bank and Trust |
| $350,000–1 million | TEXAS AQUATIC HARVESTING, INC. | LAKE WALES, FL | Citizens Bank and Trust |
| $150,000–350,000 | THE FLORIDA FUTURE FARMERS OF AMERICA FOUNDATION INC | HAINES CITY, FL | Citizens Bank and Trust |
| $150,000–350,000 | THE FLORIDA FUTURE FARMERS OF AMERICA FOUNDATION INC | Haines City, FL | Citizens Bank and Trust |
| $150,000–350,000 | THE MEADOWS AT CYPRESS GARDENS LLC | Winter Haven, FL | Citizens Bank and Trust |
| $150,000–350,000 | THE MEADOWS AT CYPRESS GARDENS LLC | WINTER HAVEN, FL | Citizens Bank and Trust |
| $150,000–350,000 | THE RUTHVENS, INC. | LAKELAND, FL | Citizens Bank and Trust |
| $150,000–350,000 | THURSTON COMPREHENSIVE DENTAL | AUBURNDALE, FL | Citizens Bank and Trust |
| $350,000–1 million | TIGER CONTRACTING, LLC | LAKELAND, FL | Citizens Bank and Trust |
| $150,000–350,000 | TIGHT LINE SERVICES INC | LAKE WALES, FL | Citizens Bank and Trust |
| $150,000–350,000 | TOUCHTON RESTORATION SERVICES, LLC | Lakeland, FL | Citizens Bank and Trust |
| $150,000–350,000 | TRENDSAVER, LLC | AUBURNDALE, FL | Citizens Bank and Trust |
| $350,000–1 million | TRI FLORIDA WATER TREATMENT INC | AUBURNDALE, FL | Citizens Bank and Trust |
| $350,000–1 million | TRIPLE M FRUIT CO INC | LAKE WALES, FL | Citizens Bank and Trust |
| $2–5 million | TUCKER PAVING INC | WINTER HAVEN, FL | Citizens Bank and Trust |
| $350,000–1 million | UC12 CONSTRUCTION SERVICES, LLC | TAMPA, FL | Citizens Bank and Trust |
| $150,000–350,000 | ULTRA-LOOK CORPORATION | LAKELAND, FL | Citizens Bank and Trust |
| $150,000–350,000 | UNITED FOOD & COMMERCIAL WORKERS UNION LOCAL 1625 INC. | Lakeland, FL | Citizens Bank and Trust |
| $350,000–1 million | VALIANT PRODUCTS, INC. | LAKELAND, FL | Citizens Bank and Trust |
| $350,000–1 million | VECCHIO, CARRIER, FELDMAN & JOHANNESSEN, PA | LAKELAND, FL | Citizens Bank and Trust |
| $150,000–350,000 | VEIN & VASCULAR EXPERTS, PLLC | LAKELAND, FL | Citizens Bank and Trust |
| $350,000–1 million | VETERINARY HEALTHCARE ASSOCIAT | WINTER HAVEN, FL | Citizens Bank and Trust |
| $350,000–1 million | VICTORY RIDGE ACADEMY, INC. | LAKE WALES, FL | Citizens Bank and Trust |
| $1–2 million | WARNER UNIVERSITY | LAKE WALES, FL | Citizens Bank and Trust |
| $1–2 million | WARNER UNIVERSITY INC | Lake Wales, FL | Citizens Bank and Trust |
| $350,000–1 million | WEBER ENVIRONMENTAL SERVICES INC. | WINTER HAVEN, FL | Citizens Bank and Trust |
| $350,000–1 million | WEIKERT FORD, INC. | LAKE WALES, FL | Citizens Bank and Trust |
| $150,000–350,000 | WIGGINS SMIT BURBY REINEKE & COMPANY PA | Winter Haven, FL | Citizens Bank and Trust |
| $150,000–350,000 | WIGGINS, SMIT, BURBY, REINEKE & COMPANY, PA | WINTER HAVEN, FL | Citizens Bank and Trust |
| $150,000–350,000 | WINTER HAVEN CHRISTIAN SCHOOL, INC. | WINTER HAVEN, FL | Citizens Bank and Trust |
| $350,000–1 million | YAR CUTS LLC | St Pete Beach, FL | Citizens Bank and Trust |
| $350,000–1 million | YOUNG MEN'S CHRISTIAN ASSOCIATION OF WEST CENTRAL FLORIDA IN | Lakeland, FL | Citizens Bank and Trust |