| $150,000–350,000 | J. RICHARD LESCH DDS PC | Auburn, NY | Five Star Bank |
| $150,000–350,000 | J. RICHARD LESCH, DDS, PC | AUBURN, NY | Five Star Bank |
| $150,000–350,000 | J. W. WOOD COMPANY, INC. | REDDING, CA | Five Star Bank |
| $350,000–1 million | J.D. NORTHRUP CONSTRUCTION, INC. | ELLICOTTVILLE, NY | Five Star Bank |
| $150,000–350,000 | J.R. CONKEY & ASSOCIATES INC. | Roseville, CA | Five Star Bank |
| $150,000–350,000 | JA CHIARA INC. | Geneseo, NY | Five Star Bank |
| $150,000–350,000 | JA CHIARA, INC. | GENESEO, NY | Five Star Bank |
| $150,000–350,000 | JA-SKAN LLC | Skaneateles, NY | Five Star Bank |
| $350,000–1 million | JADA INC. | GRASS VALLEY, CA | Five Star Bank |
| $150,000–350,000 | JAMES B SCHWAB CO INC | Falconer, NY | Five Star Bank |
| $150,000–350,000 | JAMES B. SCHWAB CO., INC. | FALCONER, NY | Five Star Bank |
| $150,000–350,000 | JAMES LONG CONSTRUCTION SERVICES INC | Sacramento, CA | Five Star Bank |
| $150,000–350,000 | JAMES LONG CONSTRUCTION SERVICES, INC. | SACRAMENTO, CA | Five Star Bank |
| $350,000–1 million | JAY MARKETING & COMMUNICATIONS LLC | Rochester, NY | Five Star Bank |
| $350,000–1 million | JAY MARKETING & COMMUNICATIONS LLC | ROCHESTER, NY | Five Star Bank |
| $150,000–350,000 | JCI CONSTRUCTION INNOVATION INC | Roseville, CA | Five Star Bank |
| $150,000–350,000 | JCI CONSTRUCTION INNOVATION INC | EL DORADO HILLS, CA | Five Star Bank |
| $150,000–350,000 | JDT SERVICES, INC. | ROCHESTER, NY | Five Star Bank |
| $150,000–350,000 | JEFF GUNNELL CONSTRUCTION INC | Sacramento, CA | Five Star Bank |
| $150,000–350,000 | JEFFERSON RESOURCE COMPANY INC | YREKA, CA | Five Star Bank |
| $350,000–1 million | JESUS CULTURE | FOLSOM, CA | Five Star Bank |
| $350,000–1 million | JL RAY COMPANY INC | SAN CLEMENTE, CA | Five Star Bank |
| $350,000–1 million | JMAX RESOURCES LLC | ROSEVILLE, CA | Five Star Bank |
| $150,000–350,000 | JOESPH MCDONNEL ENTERPRISES, INC. | ORCHARD PARK, NY | Five Star Bank |
| $1–2 million | JOHN BOYD ENTERPRISES INC. | Sacramento, CA | Five Star Bank |
| $2–5 million | JOHN BOYD ENTERPRISES, INC | SACRAMENTO, CA | Five Star Bank |
| $150,000–350,000 | JOHN G RUBINO INC | AUBURN, NY | Five Star Bank |
| $150,000–350,000 | JOHN G. RUBINO, INC. | AUBURN, NY | Five Star Bank |
| $150,000–350,000 | JOHN SIXT SON INC | CHAFFEE, NY | Five Star Bank |
| $150,000–350,000 | JOHN,MARK,MAUREEN J TORREY PARTNERSHIP | ELBA, NY | Five Star Bank |
| $150,000–350,000 | JOJO WEBSTER LLC | Pittsford, NY | Five Star Bank |
| $150,000–350,000 | JOSEPH J MCDONNELL ENTERPRISES INC. | Orchard Park, NY | Five Star Bank |
| $150,000–350,000 | JOSEPH R. MARTEL, M.D., INC. | RANCHO CORDOVA, CA | Five Star Bank |
| $150,000–350,000 | JOSEPH SYSTEMS INC. | Rocklin, CA | Five Star Bank |
| $350,000–1 million | K & H INDUSTRIES, INC. | HAMBURG, NY | Five Star Bank |
| $150,000–350,000 | K & R UTILITIES, LLC | AUBURN, NY | Five Star Bank |
| $350,000–1 million | KA&S CONSTRUCTION LLC | Hilton, NY | Five Star Bank |
| $150,000–350,000 | KA&S CONSTRUCTION LLC | HILTON, NY | Five Star Bank |
| $150,000–350,000 | KALER/DOBLER CONSTRUCTION, INC. | RANCHO CORDOVA, CA | Five Star Bank |
| $1–2 million | KAPLAN-SCHMIDT ELECTRIC, INC. | ROCHESTER, NY | Five Star Bank |
| $350,000–1 million | KARL'S R.V., INC. | SACRAMENTO, CA | Five Star Bank |
| $150,000–350,000 | KARMA CULTURE LLC | PITTSFORD, NY | Five Star Bank |
| $1–2 million | KEELER CONSTRUCTION CO, INC. | ALBION, NY | Five Star Bank |
| $150,000–350,000 | KELLY ARCHITECTURE & PLANNING INC | Rocklin, CA | Five Star Bank |
| $150,000–350,000 | KELLY ARCHITECTURE & PLANNING INC. | ROCKLIN, CA | Five Star Bank |
| $150,000–350,000 | KEUKA FAMILY PRACTICE ASSOCIATES LLP | BATH, NY | Five Star Bank |
| $150,000–350,000 | KEVIN KAY RESTORATIONS, LLC | REDDING, CA | Five Star Bank |
| $150,000–350,000 | KEVIN KREMER DDS NORTH STATE INC | Chico, CA | Five Star Bank |
| $150,000–350,000 | KEVIN KREMER DDS NORTH STATE INC | CHICO, CA | Five Star Bank |
| $350,000–1 million | KIRCHER CONSTRUCTION INC. | Mount Morris, NY | Five Star Bank |
| $350,000–1 million | KIRCHER CONSTRUCTION, INC. | MOUNT MORRIS, NY | Five Star Bank |
| $1–2 million | KITCHEN MART, INC. | SACRAMENTO, CA | Five Star Bank |
| $150,000–350,000 | KLEE CORPORATION | Rush, NY | Five Star Bank |
| $150,000–350,000 | KLEE CORPORATION | RUSH, NY | Five Star Bank |
| $150,000–350,000 | KLEENAIR | SACRAMENTO, CA | Five Star Bank |
| $350,000–1 million | KOCH METAL SPINNING CO. INC. | Buffalo, NY | Five Star Bank |
| $350,000–1 million | KOCH METAL SPINNING CO., INC. | BUFFALO, NY | Five Star Bank |
| $150,000–350,000 | KOLLABRA CONSULTING INC | Auburn, CA | Five Star Bank |
| $150,000–350,000 | KOLLABRA CONSULTING, INC. | AUBURN, CA | Five Star Bank |
| $350,000–1 million | KONSTANTIN D. FRANK & SONS VINIFERA WINE CELLARS LTD. | HAMMONDSPORT, NY | Five Star Bank |
| $150,000–350,000 | KREMER DENTAL CARE GLENBOOK | Chico, CA | Five Star Bank |
| $1–2 million | KRONICK MOSKOVITZ TIEDEMANN & GIRARD | SACRAMENTO, CA | Five Star Bank |
| $350,000–1 million | KTK THERMAL TECHNOLOGIES, INC. | MACEDON, NY | Five Star Bank |
| $350,000–1 million | KVIE INC | SACRAMENTO, CA | Five Star Bank |
| $150,000–350,000 | L AND D LANDFILL LIMITED PARTNERSHIP | SACRAMENTO, CA | Five Star Bank |
| $2–5 million | L&S FRAMING INC | ROCKLIN, CA | Five Star Bank |
| $150,000–350,000 | L-BROOKE FARMS, INC. | BYRON, NY | Five Star Bank |
| $1–2 million | L.G. ENTERPRISES LLC | REDDING, CA | Five Star Bank |
| $1–2 million | L.G. ENTERPRISES LLC | Redding, CA | Five Star Bank |
| $150,000–350,000 | LAKE COUNTRY WOODWORKERS | NAPLES, NY | Five Star Bank |
| $150,000–350,000 | LAKE COUNTRY WOODWORKERS LTD. | Naples, NY | Five Star Bank |
| $350,000–1 million | LAKESHORE DAIRY LLC | OAKFIELD, NY | Five Star Bank |
| $1–2 million | LAMB FARMS INC | OAKFIELD, NY | Five Star Bank |
| $350,000–1 million | LAN-CO COMPANIES INC | North Syracuse, NY | Five Star Bank |
| $350,000–1 million | LAN-CO COMPANIES, INC. | SYRACUSE, NY | Five Star Bank |
| $350,000–1 million | LANCASTER KNIVES INC. | Lancaster, NY | Five Star Bank |
| $350,000–1 million | LANCASTER KNIVES, INC. | LANCASTER, NY | Five Star Bank |
| $150,000–350,000 | LANDOLOGY INC | Roseville, CA | Five Star Bank |
| $150,000–350,000 | LANDOLOGY, INC. | ROSEVILLE, CA | Five Star Bank |
| $150,000–350,000 | LAVENDER HILLS ASSISTED LIVING LLC | REDDING, CA | Five Star Bank |
| $150,000–350,000 | LAVISH ENTERPRISES INCORPORATED | Rocklin, CA | Five Star Bank |
| $150,000–350,000 | LAW OFFICE OF JOSEPH W. CARROLL, P.C. | SACRAMENTO, CA | Five Star Bank |
| $1–2 million | LC3S INC | Rancho Cordova, CA | Five Star Bank |
| $1–2 million | LC3S INC. | RANCHO CORDOVA, CA | Five Star Bank |
| $350,000–1 million | LEADERS CHOICE INSURANCE SERVICES, INC. | SACRAMENTO, CA | Five Star Bank |
| $2–5 million | LEIDEN GROUP LTD | Buffalo, NY | Five Star Bank |
| $2–5 million | LEIDEN GROUP, LTD. | BUFFALO, NY | Five Star Bank |
| $5–10 million | LEONARD'S EXPRESS, INC. | FARMINGTON, NY | Five Star Bank |
| $150,000–350,000 | LIFELINE HOME HEALTHCARE PROVIDERS INC | Miami, FL | Five Star Bank |
| $150,000–350,000 | LINCOLN SKYWAYS INC | Lincoln, CA | Five Star Bank |
| $150,000–350,000 | LINCOLN SKYWAYS INC. | LINCOLN, CA | Five Star Bank |
| $150,000–350,000 | LINES OF ROCHESTER | ROCHESTER, NY | Five Star Bank |
| $150,000–350,000 | LINES OF ROCHESTER LLC | Rochester, NY | Five Star Bank |
| $350,000–1 million | LINITA DESIGN & MANUFACTURING | Lackawanna, NY | Five Star Bank |
| $350,000–1 million | LINITA DESIGN AND MANUFACTURING CORP | BUFFALO, NY | Five Star Bank |
| $2–5 million | LIPSITZ GREEN SCIME CAMBRIA LLP | Buffalo, NY | Five Star Bank |
| $2–5 million | LIPSITZ GREEN SCIME CAMBRIA LLP | BUFFALO, NY | Five Star Bank |
| $150,000–350,000 | LITERACY WEST NY | BELMONT, NY | Five Star Bank |
| $150,000–350,000 | LIVING IN FAMILIAR ENVIRONMENTS | Rancho Cordova, CA | Five Star Bank |
| $150,000–350,000 | LIVING IN FAMILIAR ENVIRONMENTS | RANCHO CORDOVA, CA | Five Star Bank |