| $150,000–350,000 | JANE AT THE MARKETPLACE, INC. | GOLETA, CA | Montecito Bank & Trust |
| $350,000–1 million | JDML | VENTURA, CA | Montecito Bank & Trust |
| $350,000–1 million | JEANNINE'S BAKING COMPANY OF SANTA BARBARA | Santa Barbara, CA | Montecito Bank & Trust |
| $350,000–1 million | JEANNINE'S BAKING COMPANY OF SANTA BARBARA | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | JESSIE HOPKINS HINCHEE FOUNDATION | Santa Barbara, CA | Montecito Bank & Trust |
| $350,000–1 million | JOE'S CAFE INC. | Santa Barbara, CA | Montecito Bank & Trust |
| $350,000–1 million | JOE'S CAFE, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $1–2 million | JOHN KENNEY CONSTRUCTION INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $1–2 million | JOHN KENNEY CONSTRUCTION, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | JOHN LAMBE CONSTRUCTION INC | Santa Barbara, CA | Montecito Bank & Trust |
| $150,000–350,000 | JOHN LAMBE CONSTRUCTION, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | KAMRAN AND COMPANY INC | Santa Barbara, CA | Montecito Bank & Trust |
| $350,000–1 million | KAMRAN AND COMPANY, INC | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | KAMRAN METALWORKS, INC. | SANTA YNEZ, CA | Montecito Bank & Trust |
| $350,000–1 million | KANALOA IMPORTS INC | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | KANALOA IMPORTS INC. | Santa Barbara, CA | Montecito Bank & Trust |
| $350,000–1 million | KIDS & FAMILIES TOGETHER | Ventura, CA | Montecito Bank & Trust |
| $350,000–1 million | KIDS & FAMILIES TOGETHER | VENTURA, CA | Montecito Bank & Trust |
| $150,000–350,000 | KITCHEN PLACES, INC. | VENTURA, CA | Montecito Bank & Trust |
| $150,000–350,000 | KRUMMRICH ENGINEERING | VENTURA, CA | Montecito Bank & Trust |
| $150,000–350,000 | KRUMMRICH ENGINEERING | Ventura, CA | Montecito Bank & Trust |
| $150,000–350,000 | LA CUMBRE ANIMAL HOSPITAL, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $1–2 million | LAGUNA BLANCA SCHOOL | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | LANDSCAPES BY DAVIDS | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | LAS CUMBRES OBSERVATORY GLOBAL TELESCOPE NETWORK INC. | Goleta, CA | Montecito Bank & Trust |
| $350,000–1 million | LAS CUMBRES OBSERVATORY GLOBAL TELESCOPE NETWORK, INC. | GOLETA, CA | Montecito Bank & Trust |
| $150,000–350,000 | LAUGHLIN AUDIO VIDEO ELECTRIC INC. | SANTA YNEZ, CA | Montecito Bank & Trust |
| $150,000–350,000 | LAUGHLIN AUDIO VIDEO ELECTRIC INC. | Santa Ynez, CA | Montecito Bank & Trust |
| $150,000–350,000 | LEE & SONS PLUMBING AND HEATING INC. | Santa Barbara, CA | Montecito Bank & Trust |
| $150,000–350,000 | LEGACY CONSTRUCTION AND DEVELOPMENT, INC. | WESTLAKE VILLAGE, CA | Montecito Bank & Trust |
| $150,000–350,000 | LEONARDO'S RISTORANTE & PIZZERIA, LLC | SOLVANG, CA | Montecito Bank & Trust |
| $150,000–350,000 | LILAC PATISSERIE LLC | Santa Barbara, CA | Montecito Bank & Trust |
| $150,000–350,000 | LITCHFIELD BUILDERS | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | LOBERO THEATRE FOUNDATION | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | LUCKY VILLAGE INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | LUCKY VILLAGE, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | M/M MECHANICAL, INC. | CARPINTERIA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MAC BROWN EXCAVATING, INC. | CARPINTERIA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MANIFEST BUILDING | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MARILYN ZELLET | Santa Barbara, CA | Montecito Bank & Trust |
| $150,000–350,000 | MARILYN ZELLET DBA FINAL TOUCH SB | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MATT SHAW CONCRETE INC. | Goleta, CA | Montecito Bank & Trust |
| $150,000–350,000 | MATT SHAW CONCRETE, INC. | GOLETA, CA | Montecito Bank & Trust |
| $350,000–1 million | MCGILLIVRAY CONSTRUCTION INCORPORATED | VENTURA, CA | Montecito Bank & Trust |
| $350,000–1 million | MCMILLAN ENTERPRISES | WESTLAKE VILLAGE, CA | Montecito Bank & Trust |
| $150,000–350,000 | MECHANICAL ENGINEERING CONSULTANTS, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MELVILLE VINEYARDS/SOUTH LLC | CARPINTERIA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MELVILLE VINEYARDS/SOUTH LLC | Carpinteria, CA | Montecito Bank & Trust |
| $350,000–1 million | MENTAL HEALTH ASSOCIATION IN SANTA BARBARA COUNTY | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MESA CAFE INC. | Santa Barbara, CA | Montecito Bank & Trust |
| $150,000–350,000 | MESA CAFE, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | METROPOLITAN MARKETING INC | Woodland Hills, CA | Montecito Bank & Trust |
| $350,000–1 million | METROPOLITAN MARKETING, INC. | WOODLAND HILLS, CA | Montecito Bank & Trust |
| $350,000–1 million | MIKE KELLEY CONSTRUCTION INC. | Santa Barbara, CA | Montecito Bank & Trust |
| $350,000–1 million | MIKE KELLEY CONSTRUCTION, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MIMOSA GROUP L.P. | Santa Barbara, CA | Montecito Bank & Trust |
| $150,000–350,000 | MISSIONARY CHURCH OF SANTA BARBARA | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MITCH WILLIAMS CONSTRUCTION INC. | LOS OLIVOS, CA | Montecito Bank & Trust |
| $150,000–350,000 | MITCH WILLIAMS CONSTRUCTION, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MLTD INC. | Chatsworth, CA | Montecito Bank & Trust |
| $150,000–350,000 | MLTD, INC. | CHATSWORTH, CA | Montecito Bank & Trust |
| $350,000–1 million | MOBI'S | CARPINTERIA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MOBILITY MANAGEMENT PARTNERS INC. | Camarillo, CA | Montecito Bank & Trust |
| $150,000–350,000 | MOBILITY MANAGEMENT PARTNERS, INC. | SOMIS, CA | Montecito Bank & Trust |
| $150,000–350,000 | MOKAM, INC. | Westlake Village, CA | Montecito Bank & Trust |
| $150,000–350,000 | MONTECITO CAFE INC | Santa Barbara, CA | Montecito Bank & Trust |
| $150,000–350,000 | MONTECITO CAFE, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | MONTECITO INN INC | Santa Barbara, CA | Montecito Bank & Trust |
| $150,000–350,000 | MONTECITO INN, INC.L | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MONTECITO JOURNAL MEDIA GROUP LLC | Santa Barbara, CA | Montecito Bank & Trust |
| $150,000–350,000 | MONTECITO RX | Santa Barbara, CA | Montecito Bank & Trust |
| $350,000–1 million | MUSIC ACADEMY OF THE WEST | Santa Barbara, CA | Montecito Bank & Trust |
| $150,000–350,000 | MUSIC ACADEMY OF THE WEST | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | NATIONAL DISASTER SEARCH DOG FOUNDATION INC. | Santa Paula, CA | Montecito Bank & Trust |
| $150,000–350,000 | NATIONAL DISASTER SEARCH DOG FOUNDATION, INC. | SANTA PAULA, CA | Montecito Bank & Trust |
| $350,000–1 million | NEAL FEAY COMPANY | Goleta, CA | Montecito Bank & Trust |
| $350,000–1 million | NEAL FEAY COMPANY | GOLETA, CA | Montecito Bank & Trust |
| $150,000–350,000 | NEW WEST CATERING INC | BUELLTON, CA | Montecito Bank & Trust |
| $150,000–350,000 | NEW WEST CATERING INC. | Buellton, CA | Montecito Bank & Trust |
| $150,000–350,000 | NYE, STIRLING, HALE & MILLER, LLP | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | OILFIELD ENVIRONMENTAL & COMPLIANCE INC. | SANTA MARIA, CA | Montecito Bank & Trust |
| $350,000–1 million | OILFIELD ENVIRONMENTAL & COMPLIANCE INC. | Santa Maria, CA | Montecito Bank & Trust |
| $150,000–350,000 | OLD MISSION SANTA BARBARA INC | Santa Barbara, CA | Montecito Bank & Trust |
| $150,000–350,000 | OLD MISSION SANTA BARBARA, INC | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | OSF MEDICAL GROUP OF CALIFORNIA INC. | Santa Barbara, CA | Montecito Bank & Trust |
| $1–2 million | OSI HARDWARE, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | PACIFIC COAST SEED, INC | TRACY, CA | Montecito Bank & Trust |
| $350,000–1 million | PACIFIC EARTH RESOURCES | CAMARILLO, CA | Montecito Bank & Trust |
| $150,000–350,000 | PACIFIC LOW VOLTAGE | Ventura, CA | Montecito Bank & Trust |
| $150,000–350,000 | PACIFIC LOW VOLTAGE | VENTURA, CA | Montecito Bank & Trust |
| $150,000–350,000 | PACIFIC POOLS SERVICE INC | GOLETA, CA | Montecito Bank & Trust |
| $150,000–350,000 | PACIFIC POOLS SERVICE INC | GOLETA, CA | Montecito Bank & Trust |
| $1–2 million | PADRE ASSOCIATES | VENTURA, CA | Montecito Bank & Trust |
| $1–2 million | PADRE ASSOCIATES INC | Ventura, CA | Montecito Bank & Trust |
| $150,000–350,000 | PAL 8 MEDIA, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | PANINO, INC. | GOLETA, CA | Montecito Bank & Trust |
| $350,000–1 million | PARSONS GROUP INC | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | PAUL FRANZ ASSOCIATES LLC | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | PAUL FRANZ ASSOCIATES LLC | Santa Barbara, CA | Montecito Bank & Trust |
| $150,000–350,000 | PAYATT ENTERPRISES, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |