| $150,000–350,000 | ALAN M CASS | NEW YORK, NY | Pathfinder Bank |
| $150,000–350,000 | ALL TIMES PUBLISHING LLC | Syracuse, NY | Pathfinder Bank |
| $150,000–350,000 | ALL TIMES PUBLISHING LLC | SYRACUSE, NY | Pathfinder Bank |
| $350,000–1 million | ALTMAR GENESEE LLC | Syracuse, NY | Pathfinder Bank |
| $350,000–1 million | ALTMAR GENESEE LLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | AMERICAN AUGER & DITCHING CO., | CONSTANTIA, NY | Pathfinder Bank |
| $350,000–1 million | ARMOURED ONE LLC | Syracuse, NY | Pathfinder Bank |
| $150,000–350,000 | ARMOURED ONE LLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | ASBESTOS & ENVIRONMENTAL CONSULTING CORPORATION | EAST SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | ASBESTOS & ENVIRONMENTAL CONSULTING CORPORATION | East Syracuse, NY | Pathfinder Bank |
| $350,000–1 million | BBAS INC | WATERLOO, NY | Pathfinder Bank |
| $1–2 million | BOLUS FREIGHT SYSTEMS, INC | SCRANTON, PA | Pathfinder Bank |
| $1–2 million | BOUSQUET HOLSTEIN PLLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | BRIDGE STREET MOTORS LLC | EAST SYRACUSE, NY | Pathfinder Bank |
| $350,000–1 million | BUTLER DISPOSAL SYSTEMS INC | FULTON, NY | Pathfinder Bank |
| $150,000–350,000 | C&D LAFACE CONSTRUCTION INC | BALDWINSVILLE, NY | Pathfinder Bank |
| $150,000–350,000 | C&D LAFACE CONSTRUCTION INC. | Baldwinsville, NY | Pathfinder Bank |
| $150,000–350,000 | CANALE'S RESTAURANTS INCORPORATED | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | CANALES RESTAURANTS INCORPORATED | Oswego, NY | Pathfinder Bank |
| $150,000–350,000 | CAPITAL COLLECTION MANAGEMENT, LLC | SYRACUSE, NY | Pathfinder Bank |
| $350,000–1 million | CARPETS WHOLESALE INC. | Liverpool, NY | Pathfinder Bank |
| $150,000–350,000 | CARPETS WHOLESALE, INC. | LIVERPOOL, NY | Pathfinder Bank |
| $150,000–350,000 | CENTURY CLUB OF SYRACUSE | Syracuse, NY | Pathfinder Bank |
| $150,000–350,000 | CHESTNUT EVENT SERVICES INC. | East Syracuse, NY | Pathfinder Bank |
| $150,000–350,000 | CITRONELLE BANQUET & CATERING INC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | CITRONELLE BANQUET AND CATERING | Syracuse, NY | Pathfinder Bank |
| $150,000–350,000 | COMPUTER CONNECTION OF CENTRAL | UTICA, NY | Pathfinder Bank |
| $150,000–350,000 | COMPUTER CONNECTION OF CNY INC. | Utica, NY | Pathfinder Bank |
| $150,000–350,000 | CORPORATE MAINTENANCE SYSTEMS, INC. | SYRACUSE, NY | Pathfinder Bank |
| $1–2 million | COSTELLO COONEY AND FEARON PLLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | CRAIG, INC | MALONE, NY | Pathfinder Bank |
| $150,000–350,000 | CRAWFORD FARMS, LLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | DAL POS ARCHITECTS LLC | Syracuse, NY | Pathfinder Bank |
| $150,000–350,000 | DAL POS ARCHITECTS, LLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | DELMONICO ASSOCIATES, INC. | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | DENTAL HEALTH SOLUTIONS, PLLC | FULTON, NY | Pathfinder Bank |
| $150,000–350,000 | DIAMOND & THIEL CONSTRUCTION CO., INC. | SYRACUSE, NY | Pathfinder Bank |
| $350,000–1 million | DIGESTIVE DISEASE CENTER OF CENTRAL NEW YORK LLC | Liverpool, NY | Pathfinder Bank |
| $350,000–1 million | DIGESTIVE DISEASE CENTER OF CNY, LLC | LIVERPOOL, NY | Pathfinder Bank |
| $150,000–350,000 | DR. PADMA RAM MEDICAL SERVICES LLC | Oswego, NY | Pathfinder Bank |
| $150,000–350,000 | DR. PADMA RAM MEDICAL SERVICES, LLC | OSWEGO, NY | Pathfinder Bank |
| $150,000–350,000 | ENV PROPERTY AND CASUALTY, LLC | LIVERPOOL, NY | Pathfinder Bank |
| $150,000–350,000 | EVANS & BENNETT, LLP | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | FAJITA GRILL, LLC | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | FOOD BANK OF CENTRAL NEW YORK | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | FULTON DENTAL HEALTH ASSOCIATES P.C. | Fulton, NY | Pathfinder Bank |
| $150,000–350,000 | FULTON DENTAL HEALTH ASSOCIATES PC | FULTON, NY | Pathfinder Bank |
| $150,000–350,000 | FULTON TOOL CO., INC. | FULTON, NY | Pathfinder Bank |
| $150,000–350,000 | G & S BROADWELL INC. | Oswego, NY | Pathfinder Bank |
| $150,000–350,000 | G. S. STEAMERS, INC. | Oswego, NY | Pathfinder Bank |
| $350,000–1 million | GASTROENTEROLOGY & HEPATOLOGY OF CENTRAL NEW YORK P.C. | Liverpool, NY | Pathfinder Bank |
| $150,000–350,000 | GENESEE INN LLC | Syracuse, NY | Pathfinder Bank |
| $350,000–1 million | GERMANIA SERVICE GROUP, INC. | Cicero, NY | Pathfinder Bank |
| $350,000–1 million | GERMANIA SERVICE GROUP, INC. | CICERO, NY | Pathfinder Bank |
| $350,000–1 million | GLAZIER PACKING CO., INC. | MALONE, NY | Pathfinder Bank |
| $350,000–1 million | GLIDER OIL CO., INC. | PULASKI, NY | Pathfinder Bank |
| $150,000–350,000 | GOOD GOLLY'S FAMILY RESTAURANT LLC | Central Square, NY | Pathfinder Bank |
| $1–2 million | HAROLD T. CLARK, LLC | UTICA, NY | Pathfinder Bank |
| $150,000–350,000 | IMMOBILIARE DOGGY DAY CARE, LLC | CICERO, NY | Pathfinder Bank |
| $150,000–350,000 | IMMOBILIARE DOGGY DAYCARE LLC | Cicero, NY | Pathfinder Bank |
| $150,000–350,000 | INFINITY EVENTS INC. | Syracuse, NY | Pathfinder Bank |
| $150,000–350,000 | INTEGRATED INDUSTRIAL SERVICES, INC. | EAST SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | INTERIM HEALTHCARE OF BINGHAMTON, INC. | BINGHAMTON, NY | Pathfinder Bank |
| $150,000–350,000 | INTERIM HEALTHCARE OF BINGHAMTON, INC. | Binghamton, NY | Pathfinder Bank |
| $350,000–1 million | INTERIM HEALTHCARE OF SYRACUSE, INC. | SYRACUSE, NY | Pathfinder Bank |
| $1–2 million | J & A MECHANICAL CONTRACTORS, INC. | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | JAG ENVIRONMENTAL LLC | Syracuse, NY | Pathfinder Bank |
| $350,000–1 million | JAG ENVIRONMENTAL LLC | SYRACUSE, NY | Pathfinder Bank |
| $1–2 million | JOHN MEZZALINGUA ASSOCIATES SALES HOLDINGS, LLC | LIVERPOOL, NY | Pathfinder Bank |
| $150,000–350,000 | JUST THE RIGHT STUFF INC. | Syracuse, NY | Pathfinder Bank |
| $150,000–350,000 | JUST THE RIGHT STUFF, INC. | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | LAFACE FLOORING LLC | BALDWINSVILLE, NY | Pathfinder Bank |
| $150,000–350,000 | LAFACE FLOORING LLC | Baldwinsville, NY | Pathfinder Bank |
| $150,000–350,000 | LEROI INC | Oswego, NY | Pathfinder Bank |
| $150,000–350,000 | LEROI INC | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | MAC-CLARK RESTAURANTS, INC. | UTICA, NY | Pathfinder Bank |
| $1–2 million | MACCLARK BINGHAMTON, INC | UTICA, NY | Pathfinder Bank |
| $150,000–350,000 | MIMI'S DRIVE IN, INC | FULTON, NY | Pathfinder Bank |
| $350,000–1 million | MIMI'S DRIVE-IN INC. | Fulton, NY | Pathfinder Bank |
| $350,000–1 million | MURPHY EXCAVATING CORPORATION | New Hartford, NY | Pathfinder Bank |
| $350,000–1 million | MURPHY EXCAVATING CORPORATION | NEW HARTFORD, NY | Pathfinder Bank |
| $150,000–350,000 | NIGHTRIDER JANITORIAL SERVICES LLC | COHOES, NY | Pathfinder Bank |
| $1–2 million | NORTHEAST INTERIOR SYSTEMS INC. | Liverpool, NY | Pathfinder Bank |
| $350,000–1 million | NORTHEAST INTERIOR SYSTEMS OF NEW ENGLAND INC. | Pawtucket, RI | Pathfinder Bank |
| $350,000–1 million | NORTHEASTERN ELECTRONICS CO., INC. | Elbridge, NY | Pathfinder Bank |
| $350,000–1 million | NORTHEASTERN ELECTRONICS CO., INC. | ELBRIDGE, NY | Pathfinder Bank |
| $1–2 million | NORTHSIDE COLLISION ENTERPRISES INC. | Cicero, NY | Pathfinder Bank |
| $1–2 million | NORTHSIDE COLLISION ENTERPRISES, INC | CICERO, NY | Pathfinder Bank |
| $350,000–1 million | OLINSKY & ASSOCIATES, PLLC | SYRACUSE, NY | Pathfinder Bank |
| $1–2 million | OSWEGO BEVERAGE COMPANY, LLC | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | OSWEGO COUNTY AMBULANCE AND HEARSE SERVICE, INC. | Fulton, NY | Pathfinder Bank |
| $350,000–1 million | OSWEGO COUNTY OB-GYN PC | Oswego, NY | Pathfinder Bank |
| $150,000–350,000 | OSWEGO COUNTY OB-GYN, P.C. | OSWEGO, NY | Pathfinder Bank |
| $150,000–350,000 | OSWEGO MECHANICAL INC | OSWEGO, NY | Pathfinder Bank |
| $150,000–350,000 | OSWEGO SUB SHOP, INC. | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | PAUL A. CASTALDO INC. | Oswego, NY | Pathfinder Bank |
| $350,000–1 million | PAUL A. CASTALDO INC. | OSWEGO, NY | Pathfinder Bank |
| $150,000–350,000 | PEREGRINE WALTON LLC | SYRACUSE, NY | Pathfinder Bank |
| $150,000–350,000 | PETER RABY COMPANY, INC. | OSWEGO, NY | Pathfinder Bank |
| $350,000–1 million | PHAZR, INC | LIVERPOOL, NY | Pathfinder Bank |