| $1–2 million | THE RAVENS GROUP INC | Annapolis, MD | Sandy Spring Bank |
| $1–2 million | THE RAVENS GROUP, INC | LANHAM, MD | Sandy Spring Bank |
| $350,000–1 million | THE SCHROEDL COMPANY | BALTIMORE, MD | Sandy Spring Bank |
| $150,000–350,000 | THE STEEL MERCHANT LLC | Columbia, MD | Sandy Spring Bank |
| $150,000–350,000 | THE STEEL MERCHANT LLC | COLUMBIA, MD | Sandy Spring Bank |
| $350,000–1 million | THE STUDIO THEATRE INC. | Washington, DC | Sandy Spring Bank |
| $350,000–1 million | THE STUDIO THEATRE, INC. | WASHINGTON, DC | Sandy Spring Bank |
| $150,000–350,000 | THE TREE PEOPLE INC. | MILLERSVILLE, MD | Sandy Spring Bank |
| $150,000–350,000 | THE VERTICAL CONNECTION, INC | COLUMBIA, MD | Sandy Spring Bank |
| $1–2 million | THE VIGUERIE COMPANY | MANASSAS, VA | Sandy Spring Bank |
| $350,000–1 million | THE WASHINGTON WALDORF SCHOOL INC | Bethesda, MD | Sandy Spring Bank |
| $350,000–1 million | THE WASHINGTON WALDORF SCHOOL, INC | BETHESDA, MD | Sandy Spring Bank |
| $150,000–350,000 | THESIS PAINTING INC. | Springfield, VA | Sandy Spring Bank |
| $150,000–350,000 | THESIS PAINTING, INC. | SPRINGFIELD, VA | Sandy Spring Bank |
| $150,000–350,000 | THOMAS E CLARK INC | SILVER SPRING, MD | Sandy Spring Bank |
| $150,000–350,000 | THOMAS E. CLARK HEATING AND AIR CONDITIONING, INC. | SILVER SPRING, MD | Sandy Spring Bank |
| $5–10 million | THOMPSON CREEK WINDOW COMPANY | LANHAM, MD | Sandy Spring Bank |
| $150,000–350,000 | TIDAL FEDERAL SOLUTIONS INC. | Glen Burnie, MD | Sandy Spring Bank |
| $350,000–1 million | TIFREK LTD | Galesville, MD | Sandy Spring Bank |
| $150,000–350,000 | TIFREK LTD | GALESVILLE, MD | Sandy Spring Bank |
| $2–5 million | TM ASSOCIATES MANAGEMENT, INC | ROCKVILLE, MD | Sandy Spring Bank |
| $1–2 million | TNT SERVICES GROUP INC. | Frederick, MD | Sandy Spring Bank |
| $1–2 million | TNT SERVICES GROUP, INC. | FREDERICK, MD | Sandy Spring Bank |
| $350,000–1 million | TOAL, MURRAY, DAY AND LALOR, LLC | ANNAPOLIS, MD | Sandy Spring Bank |
| $150,000–350,000 | TOLBERT HEATING AND AIR CONDITIONING, INC. | ROCKVILLE, MD | Sandy Spring Bank |
| $350,000–1 million | TOP DOWN SYSTEMS CORP. | ROCKVILLE, MD | Sandy Spring Bank |
| $350,000–1 million | TOP DOWN SYSTEMS CORPORATION | Rockville, MD | Sandy Spring Bank |
| $1–2 million | TOPS SOFTWARE HOLDINGS LLC | CLEARWATER, FL | Sandy Spring Bank |
| $1–2 million | TOTAL ELECTRIC INC. | Upper Marlboro, MD | Sandy Spring Bank |
| $1–2 million | TOTAL ELECTRIC INC. | UPPER MARLBORO, MD | Sandy Spring Bank |
| $350,000–1 million | TOTAL REFRIGERATION SERVICES LLC | Upper Marlboro, MD | Sandy Spring Bank |
| $350,000–1 million | TOTAL REFRIGERATION SERVICES LLC | UPPER MARLBORO, MD | Sandy Spring Bank |
| $350,000–1 million | TOTAL TRUCK TRANSPORT, INC. | MONTGOMERY VILLAGE, MD | Sandy Spring Bank |
| $350,000–1 million | TOWER OAKS RESTAURANT HOLDINGS LLC | Columbia, MD | Sandy Spring Bank |
| $350,000–1 million | TOWN AND COUNTRY MOVERS, INC. | GAITHERSBURG, MD | Sandy Spring Bank |
| $1–2 million | TOWSON MECHANICAL, INC. | PARKVILLE, MD | Sandy Spring Bank |
| $350,000–1 million | TRACERS INFORMATION SPECIALISTS, INC. | BROOKSVILLE, FL | Sandy Spring Bank |
| $150,000–350,000 | TRADEWINDS STUDIO INC | Elkridge, MD | Sandy Spring Bank |
| $150,000–350,000 | TRADEWINDS STUDIO INC | HANOVER, MD | Sandy Spring Bank |
| $350,000–1 million | TRAFFIC SYSTEMS INC | HARMANS, MD | Sandy Spring Bank |
| $350,000–1 million | TRANQUILITY WOODS | PASADENA, MD | Sandy Spring Bank |
| $150,000–350,000 | TRANSLANG, LTD | GREAT FALLS, VA | Sandy Spring Bank |
| $150,000–350,000 | TRES C'S INC | SILVER SPRING, MD | Sandy Spring Bank |
| $150,000–350,000 | TRES C'S INC | Silver Spring, MD | Sandy Spring Bank |
| $350,000–1 million | TRI-STATE HOME SERVICES LLC | FREDERICK, MD | Sandy Spring Bank |
| $350,000–1 million | TRICERAT INC. | Owings Mills, MD | Sandy Spring Bank |
| $350,000–1 million | TRICERAT, INC. | OWINGS MILLS, MD | Sandy Spring Bank |
| $150,000–350,000 | TRIDENT OUTFITTERS LLC | ROSEDALE, MD | Sandy Spring Bank |
| $1–2 million | TRINITY GROUP CONSTRUCTION INC | HERNDON, VA | Sandy Spring Bank |
| $1–2 million | TRINITY GROUP CONSTRUCTION INC. | Herndon, VA | Sandy Spring Bank |
| $150,000–350,000 | TRINITY HOMES LLC | ELLICOTT CITY, MD | Sandy Spring Bank |
| $350,000–1 million | TRINITY SCHOOL INC | ELLICOTT CITY, MD | Sandy Spring Bank |
| $350,000–1 million | TRINITY SCHOOL INC. | Ellicott City, MD | Sandy Spring Bank |
| $150,000–350,000 | TRIPLE CREEK FARM | LOTHIAN, MD | Sandy Spring Bank |
| $150,000–350,000 | TSUNAMI INC. | Annapolis, MD | Sandy Spring Bank |
| $150,000–350,000 | TSUNAMI, INC. | ANNAPOLIS, MD | Sandy Spring Bank |
| $350,000–1 million | TT FOODS, INC. | MILLERSVILLE, MD | Sandy Spring Bank |
| $150,000–350,000 | TTJ ENTERPRISES INC | College Park, MD | Sandy Spring Bank |
| $150,000–350,000 | TTJ ENTERPRISES, INC. | COLLEGE PARK, MD | Sandy Spring Bank |
| $150,000–350,000 | TTW SOLUTIONS, INC. | BETHESDA, MD | Sandy Spring Bank |
| $150,000–350,000 | TURBO HAUL, INC | ANNAPOLIS JUNCTION, MD | Sandy Spring Bank |
| $150,000–350,000 | TWIN ENTERPRISES, LLC | SEVERNA PARK, MD | Sandy Spring Bank |
| $350,000–1 million | TYRRELLTECH INC | LAUREL, MD | Sandy Spring Bank |
| $350,000–1 million | UNION KITCHEN LLC | Washington, DC | Sandy Spring Bank |
| $150,000–350,000 | UNION KITCHEN LLC | WASHINGTON, DC | Sandy Spring Bank |
| $150,000–350,000 | UNION VETERINARY CLINIC LLC | HIGHLAND, MD | Sandy Spring Bank |
| $150,000–350,000 | UNIPEC INC. | ROCKVILLE, MD | Sandy Spring Bank |
| $150,000–350,000 | UNITED CEREBRAL PALSY OF WASHINGTON DC &NORTHERN VA | WASHINGTON, DC | Sandy Spring Bank |
| $150,000–350,000 | UNITED CEREBRAL PALSY OF WASHINGTON DC AND NORTHERN VA | Washington, DC | Sandy Spring Bank |
| $150,000–350,000 | UNITED EXCAVATING & LAND DEVELOPMENT, INC. | MANASSAS, VA | Sandy Spring Bank |
| $350,000–1 million | UNIVERSAL MORTGAGE & FINANCE, INC. | EDGEWATER, MD | Sandy Spring Bank |
| $2–5 million | UP-TO-DATE LAUNDRY, INC. | BALTIMORE, MD | Sandy Spring Bank |
| $150,000–350,000 | URBAN8226, LLC | SILVER SPRING, MD | Sandy Spring Bank |
| $350,000–1 million | URIEL TRUCKING INC | Poolesville, MD | Sandy Spring Bank |
| $350,000–1 million | URIEL TRUCKING, INC. | POOLESVILLE, MD | Sandy Spring Bank |
| $150,000–350,000 | US RESOURCES, INC. | VIENNA, VA | Sandy Spring Bank |
| $150,000–350,000 | US WATER ALLIANCE | Washington, DC | Sandy Spring Bank |
| $150,000–350,000 | US WATER ALLIANCE | WASHINGTON, DC | Sandy Spring Bank |
| $350,000–1 million | USA EB5 IMMIGRATION LLC | Bethesda, MD | Sandy Spring Bank |
| $350,000–1 million | USA EB5 IMMIGRATION, LLC | BETHESDA, MD | Sandy Spring Bank |
| $350,000–1 million | USTA/MID-ATLANTIC SECTION INC. | Herndon, VA | Sandy Spring Bank |
| $350,000–1 million | USTA/MID-ATLANTIC SECTION, INC. | HERNDON, VA | Sandy Spring Bank |
| $350,000–1 million | UTILITIES UNLIMITED INC. | Woodbine, MD | Sandy Spring Bank |
| $350,000–1 million | UTILITIES UNLIMITED LLC | MANASSAS, VA | Sandy Spring Bank |
| $350,000–1 million | UTILITIES UNLIMITED, INC. | SYKESVILLE, MD | Sandy Spring Bank |
| $150,000–350,000 | UVS INFO TECH LLC | LAUREL, MD | Sandy Spring Bank |
| $150,000–350,000 | UVS INFOTECH LLC. | Laurel, MD | Sandy Spring Bank |
| $150,000–350,000 | V. FERNANDES CONSTRUCTION CO. INC. | Sandy Spring, MD | Sandy Spring Bank |
| $150,000–350,000 | V. FERNANDES CONSTRUCTION CO., INC. | SANDY SPRING, MD | Sandy Spring Bank |
| $350,000–1 million | VALID ELECTRIC CO INC | GAITHERSBURG, MD | Sandy Spring Bank |
| $150,000–350,000 | VALLEY MILL CAMP INC. | Germantown, MD | Sandy Spring Bank |
| $150,000–350,000 | VALLEY MILL CAMP, INC | GERMANTOWN, MD | Sandy Spring Bank |
| $150,000–350,000 | VALLIT ADVISORS, LLC | LUTHERVILLE TIMONIUM, MD | Sandy Spring Bank |
| $350,000–1 million | VANNS SPICES LTD. | WINDSOR MILL, MD | Sandy Spring Bank |
| $150,000–350,000 | VARIAAM CORPORATION | Baltimore, MD | Sandy Spring Bank |
| $150,000–350,000 | VARIAAM CORPORATION | BALTIMORE, MD | Sandy Spring Bank |
| $150,000–350,000 | VAROUJAN TOSSOUNIAN | ROCKVILLE, MD | Sandy Spring Bank |
| $150,000–350,000 | VAROUJAN TOSSOUNIAN | Rockville, MD | Sandy Spring Bank |
| $150,000–350,000 | VARUNA INC | Annapolis, MD | Sandy Spring Bank |
| $150,000–350,000 | VARUNA, INC. | ANNAPOLIS, MD | Sandy Spring Bank |