| $150,000–350,000 | ROSENTHAL PLUMBING INC. | Santa Cruz, CA | Santa Cruz County Bank |
| $150,000–350,000 | RSBBQ, INC | GILROY, CA | Santa Cruz County Bank |
| $150,000–350,000 | RV'S COMPUTERS INC. | WATSONVILLE, CA | Santa Cruz County Bank |
| $350,000–1 million | S-101 MANAGEMENT COMPANY | SUNNYVALE, CA | Santa Cruz County Bank |
| $2–5 million | S. MARTINELLI & COMPANY | WATSONVILLE, CA | Santa Cruz County Bank |
| $150,000–350,000 | SAFE AT HOME SENIOR CARE SERVICES | CAPITOLA, CA | Santa Cruz County Bank |
| $150,000–350,000 | SALINAS VALLEY RADIOLOGISTS INC. A MEDLCAL GROUP | Anaheim, CA | Santa Cruz County Bank |
| $1–2 million | SALINAS VALLEY RADIOLOGISTS, INC. | SALINAS, CA | Santa Cruz County Bank |
| $150,000–350,000 | SALTBOX PROPERTIES LLC | San Carlos, CA | Santa Cruz County Bank |
| $150,000–350,000 | SALTBOX PROPERTIES LLC | SAN CARLOS, CA | Santa Cruz County Bank |
| $5–10 million | SALUD PARA LA GENTE | WATSONVILLE, CA | Santa Cruz County Bank |
| $150,000–350,000 | SAN FRANCISCO LODGING LLC | Pacifica, CA | Santa Cruz County Bank |
| $150,000–350,000 | SANBORN, INC. | Carmel Valley, CA | Santa Cruz County Bank |
| $5–10 million | SANCO PIPELINES, INC. | LOS GATOS, CA | Santa Cruz County Bank |
| $2–5 million | SANTA CATALINA SCHOOL | MONTEREY, CA | Santa Cruz County Bank |
| $350,000–1 million | SANTA CLARA SWIM CLUB | SANTA CLARA, CA | Santa Cruz County Bank |
| $150,000–350,000 | SANTA CRUZ BIBLE CHURCH | SANTA CRUZ, CA | Santa Cruz County Bank |
| $150,000–350,000 | SANTA CRUZ BIBLE CHURCH | Santa Cruz, CA | Santa Cruz County Bank |
| $150,000–350,000 | SANTA CRUZ COFFEE ROASTING | WATSONVILLE, CA | Santa Cruz County Bank |
| $2–5 million | SANTA CRUZ COMMUNITY HEALTH CENTERS | SANTA CRUZ, CA | Santa Cruz County Bank |
| $150,000–350,000 | SANTA CRUZ DENTAL GROUP | Santa Cruz, CA | Santa Cruz County Bank |
| $150,000–350,000 | SANTA CRUZ DENTAL GROUP | SANTA CRUZ, CA | Santa Cruz County Bank |
| $150,000–350,000 | SANTA CRUZ DINER INC. | Santa Cruz, CA | Santa Cruz County Bank |
| $150,000–350,000 | SANTA CRUZ DINER, INC | Santa Cruz, CA | Santa Cruz County Bank |
| $150,000–350,000 | SANTA CRUZ GARDEN LIQUOR AND DELI INC | SANTA CRUZ, CA | Santa Cruz County Bank |
| $350,000–1 million | SANTA CRUZ GREEN BUILDERS | SANTA CRUZ, CA | Santa Cruz County Bank |
| $150,000–350,000 | SANTA CRUZ GUITAR CORP. | SANTA CRUZ, CA | Santa Cruz County Bank |
| $150,000–350,000 | SANTA CRUZ GUITAR CORP. | Santa Cruz, CA | Santa Cruz County Bank |
| $150,000–350,000 | SANTA CRUZ MAUSOLEUM CORPORTATION | Santa Cruz, CA | Santa Cruz County Bank |
| $2–5 million | SANTA CRUZ MEDICAL GROUP | SANTA CRUZ, CA | Santa Cruz County Bank |
| $5–10 million | SANTA CRUZ SEASIDE COMPANY | Santa Cruz, CA | Santa Cruz County Bank |
| $2–5 million | SANTA CRUZ SEASIDE COMPANY | Santa Cruz, CA | Santa Cruz County Bank |
| $150,000–350,000 | SANTA CRUZ SPCA AND HUMANE SOCIETY | SANTA CRUZ, CA | Santa Cruz County Bank |
| $1–2 million | SANTA CRUZ STAFFING LLC | APTOS, CA | Santa Cruz County Bank |
| $350,000–1 million | SANTA CRUZ SURGERY CENTER | SANTA CRUZ, CA | Santa Cruz County Bank |
| $350,000–1 million | SANTA CRUZ WESTSIDE ELECTRIC INC. | Santa Cruz, CA | Santa Cruz County Bank |
| $350,000–1 million | SANTA CRUZ WESTSIDE ELECTRIC, INC. | SANTA CRUZ, CA | Santa Cruz County Bank |
| $150,000–350,000 | SANTEE, INC. | SCOTTS VALLEY, CA | Santa Cruz County Bank |
| $350,000–1 million | SCARBOROUGH HOME CENTER, INC. | BEN LOMOND, CA | Santa Cruz County Bank |
| $350,000–1 million | SCARBOROUGH LUMBER AND BUILDING SUPPLY, INC. | SCOTTS VALLEY, CA | Santa Cruz County Bank |
| $150,000–350,000 | SCHMITZ WOODWORKS, INC. | WATSONVILLE, CA | Santa Cruz County Bank |
| $150,000–350,000 | SCOTT'S BODY SHOP | SANTA CRUZ, CA | Santa Cruz County Bank |
| $150,000–350,000 | SCOTT'S BODY SHOP | Santa Cruz, CA | Santa Cruz County Bank |
| $150,000–350,000 | SCOTTS VALLEY HOTEL LP | Scotts Valley, CA | Santa Cruz County Bank |
| $150,000–350,000 | SCOTTS VALLEY HOTEL, LP | SAN JOSE, CA | Santa Cruz County Bank |
| $150,000–350,000 | SCOTTS VALLEY MAGNETICS | Scotts Valley, CA | Santa Cruz County Bank |
| $350,000–1 million | SEA BREEZE FARMS, LLC | WATSONVILLE, CA | Santa Cruz County Bank |
| $1–2 million | SEA EAGLE LP. | Santa Cruz, CA | Santa Cruz County Bank |
| $1–2 million | SEA EAGLE, LP | SANTA CRUZ, CA | Santa Cruz County Bank |
| $350,000–1 million | SEA VIEW ASSISTED LIVING COMMUNITY LLC | LAKE OSWEGO, OR | Santa Cruz County Bank |
| $150,000–350,000 | SEABRIGHT BREWERY INC | Santa Cruz, CA | Santa Cruz County Bank |
| $2–5 million | SEASCAPE RESORT LTD. | Aptos, CA | Santa Cruz County Bank |
| $1–2 million | SEASCAPE RESORT LTD. | APTOS, CA | Santa Cruz County Bank |
| $150,000–350,000 | SEASONS MANAGEMENT LLC | LAKE OSWEGO, OR | Santa Cruz County Bank |
| $150,000–350,000 | SEASONS MANAGEMENT LLC | Lake Oswego, OR | Santa Cruz County Bank |
| $350,000–1 million | SECOND HARVEST FOOD BANK SANTA CRUZ COUNTY | WATSONVILLE, CA | Santa Cruz County Bank |
| $150,000–350,000 | SG RDM, INC. | APTOS, CA | Santa Cruz County Bank |
| $150,000–350,000 | SGR ENTERPRISE INC. | Watsonville, CA | Santa Cruz County Bank |
| $150,000–350,000 | SHAKESPEARE PLAY ON | Santa Cruz, CA | Santa Cruz County Bank |
| $150,000–350,000 | SHANE NOLAND | Capitola, CA | Santa Cruz County Bank |
| $150,000–350,000 | SHEPHERD'S PLUMBING HEATING & AC | Sunnyvale, CA | Santa Cruz County Bank |
| $350,000–1 million | SHOPPER'S CORNER INC | SANTA CRUZ, CA | Santa Cruz County Bank |
| $150,000–350,000 | SIADAT ENTERPRISES INC. | Scotts Valley, CA | Santa Cruz County Bank |
| $150,000–350,000 | SIADAT ENTERPRISES, INC. | LOS GATOS, CA | Santa Cruz County Bank |
| $150,000–350,000 | SILICON VALLEY HOSPITALITY INC. | Sunnyvale, CA | Santa Cruz County Bank |
| $350,000–1 million | SILICON VALLEY MICROELECTRONICS, INC. | SANTA CLARA, CA | Santa Cruz County Bank |
| $350,000–1 million | SLATTER CONSTRUCTION, INC. | SANTA CRUZ, CA | Santa Cruz County Bank |
| $1–2 million | SMITH & VANDIVER CORPORATION | WATSONVILLE, CA | Santa Cruz County Bank |
| $150,000–350,000 | SOCIETY FOR ADVANCEMENT OF CHICANOS AND NATIVE AMERICANS IN | Santa Cruz, CA | Santa Cruz County Bank |
| $150,000–350,000 | SOCIETY FOR ADVANCEMENT OF CHICANOS AND NATIVE AMERICANS IN | SANTA CRUZ, CA | Santa Cruz County Bank |
| $150,000–350,000 | SOCKSHOP & SHOE CO INC | Santa Cruz, CA | Santa Cruz County Bank |
| $150,000–350,000 | SOCKSHOP & SHOE COMPANY, INC. | SANTA CRUZ, CA | Santa Cruz County Bank |
| $350,000–1 million | SOCKSMITH DESIGN, INC. | SANTA CRUZ, CA | Santa Cruz County Bank |
| $150,000–350,000 | SOLORZANO CORPORATION | Livermore, CA | Santa Cruz County Bank |
| $150,000–350,000 | SOLORZANO CORPORTION | Livermore, CA | Santa Cruz County Bank |
| $350,000–1 million | SOLUTIONSATI CONSULTING, INC. | San Jose, CA | Santa Cruz County Bank |
| $150,000–350,000 | SPECIALIZED AUTO & FLEET SERVICES INC. | FREEDOM, CA | Santa Cruz County Bank |
| $150,000–350,000 | SPECIALIZED AUTO INC | SANTA CRUZ, CA | Santa Cruz County Bank |
| $150,000–350,000 | SPECIALIZED AUTO INC. | SANTA CRUZ, CA | Santa Cruz County Bank |
| $150,000–350,000 | SPECIALTY TRUCK PARTS INC | GILROY, CA | Santa Cruz County Bank |
| $150,000–350,000 | SSL, LLC | SCOTTS VALLEY, CA | Santa Cruz County Bank |
| $350,000–1 million | ST FRANCIS HIGH SCHOOL SALESIAN COLLEGE PREPARATORY INC | Watsonville, CA | Santa Cruz County Bank |
| $350,000–1 million | ST. FRANCIS HIGH SCHOOL SALESIAN COLLEGE PREPARATORY, INC. | WATSONVILLE, CA | Santa Cruz County Bank |
| $150,000–350,000 | STARTGRID, INC. | BURLINGAME, CA | Santa Cruz County Bank |
| $150,000–350,000 | STERLING PACIFIC LENDING INC. | Watsonville, CA | Santa Cruz County Bank |
| $150,000–350,000 | STERLING PACIFIC LENDING, INC | WATSONVILLE, CA | Santa Cruz County Bank |
| $150,000–350,000 | STEVE'S UNION SERVICE | SANTA CRUZ, CA | Santa Cruz County Bank |
| $150,000–350,000 | STREETLIGHT RECORDS LTD | SANTA CRUZ, CA | Santa Cruz County Bank |
| $150,000–350,000 | SUMEET SINGH, D.D.S., A DENTAL CORPORATION | SEASIDE, CA | Santa Cruz County Bank |
| $150,000–350,000 | SUN BRIGHT GROWERS | WATSONVILLE, CA | Santa Cruz County Bank |
| $350,000–1 million | SUN SHOPS | Santa Cruz, CA | Santa Cruz County Bank |
| $350,000–1 million | SUN SHOPS | SANTA CRUZ, CA | Santa Cruz County Bank |
| $150,000–350,000 | SUN VALLEY BERRIES LLC | Watsonville, CA | Santa Cruz County Bank |
| $150,000–350,000 | SUN VALLEY BERRIES, LLC | WATSONVILLE, CA | Santa Cruz County Bank |
| $150,000–350,000 | SUN-LAND GARDEN PRODUCTS INC. | WATSONVILLE, CA | Santa Cruz County Bank |
| $150,000–350,000 | SUNBRIGHT GROWERS LLC | Watsonville, CA | Santa Cruz County Bank |
| $350,000–1 million | SUNSET HOSPITALITY GROUP INC | CAPITOLA, CA | Santa Cruz County Bank |
| $350,000–1 million | SUNSET HOSPITALITY GROUP INC. | Capitola, CA | Santa Cruz County Bank |
| $150,000–350,000 | SUPER BANTAM LLC | Santa Cruz, CA | Santa Cruz County Bank |
| $150,000–350,000 | SUPER BANTAM, LLC | SANTA CRUZ, CA | Santa Cruz County Bank |