| $150,000–350,000 | MAYACHITRA, INC. | SANTA BARBARA, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | MCCONNELL'S FINE ICE CREAMS LLC | SANTA BARBARA, CA | Mechanics Bank |
| $150,000–350,000 | MECHANICAL ENGINEERING CONSULTANTS, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | MENTAL HEALTH ASSOCIATION IN SANTA BARBARA COUNTY | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MESA CAFE, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | MF CLASSIC INTERIOR, INC. | SANTA BARBARA, CA | Pacific Premier Bank |
| $150,000–350,000 | MICHAEL J GUNSON, DDS, MD, PMC | SANTA BARBARA, CA | Mechanics Bank |
| $350,000–1 million | MIKE KELLEY CONSTRUCTION, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MILPAS RENTAL INC | SANTA BARBARA, CA | Mechanics Bank |
| $350,000–1 million | MINOT ENTERPRISES INC | SANTA BARBARA, CA | BMO Bank National Association |
| $350,000–1 million | MISSION AUDIO VIDEO INC | SANTA BARBARA, CA | First Bank |
| $150,000–350,000 | MISSIONARY CHURCH OF SANTA BARBARA | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MITCH WILLIAMS CONSTRUCTION, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MIXMODE, INC. | SANTA BARBARA, CA | Bell Bank |
| $150,000–350,000 | MONTECITO CAFE, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MONTECITO INN, INC.L | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | MORGAN HILL, LP | SANTA BARBARA, CA | Mission Valley Bank |
| $150,000–350,000 | MOVEGREEN, INC. | SANTA BARBARA, CA | US Bank National Association |
| $150,000–350,000 | MULLER & WEBER PHYSICAL THERAPY INC | SANTA BARBARA, CA | US Bank National Association |
| $150,000–350,000 | MUSIC ACADEMY OF THE WEST | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | NATURAL PACK, INC. | SANTA BARBARA, CA | Mechanics Bank |
| $150,000–350,000 | NIGHT OUT, INC. | SANTA BARBARA, CA | American Riviera Bank |
| $150,000–350,000 | NOMAD GOODS, INC. | SANTA BARBARA, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | NYE, STIRLING, HALE & MILLER, LLP | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | OCEAN HILLS COVENANT CHURCH OF SANTA BARBARA, INC. | SANTA BARBARA, CA | US Bank National Association |
| $150,000–350,000 | OKU, L.P. | SANTA BARBARA, CA | American Riviera Bank |
| $150,000–350,000 | OLD MISSION SANTA BARBARA, INC | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | OMNIS GLOBAL TECHNOLOGIES, LLC | SANTA BARBARA, CA | JPMorgan Chase Bank, National Association |
| $1–2 million | ONTRAPORT, INC. | SANTA BARBARA, CA | JPMorgan Chase Bank, National Association |
| $350,000–1 million | OSFMEDICAL GROUP OF CALIFORNIA, INC | SANTA BARBARA, CA | Mega Bank |
| $1–2 million | OSI HARDWARE, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | OUR LADY OF MOUNT CARMEL CATHOLIC SCHOOL | SANTA BARBARA, CA | Farmers & Merchants Bank of Long Beach |
| $150,000–350,000 | OUTSIDE OPEN, LLC | SANTA BARBARA, CA | Pacific Premier Bank |
| $150,000–350,000 | PAL 8 MEDIA, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | PALETTE LIFE SCIENCES, INC | SANTA BARBARA, CA | First Financial Bank |
| $150,000–350,000 | PALIUS OKELLEY AND JANZEN CPAS | SANTA BARBARA, CA | Mechanics Bank |
| $150,000–350,000 | PALM BEACH RESTAURANTS | SANTA BARBARA, CA | Mechanics Bank |
| $350,000–1 million | PARENT SQUARE, INC | SANTA BARBARA, CA | Technology CU |
| $150,000–350,000 | PARKER CLAY LLC | SANTA BARBARA, CA | JPMorgan Chase Bank, National Association |
| $350,000–1 million | PARSONS GROUP INC | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | PARSONS HOUSE CYPRESS, LLC | SANTA BARBARA, CA | Veritex Community Bank |
| $150,000–350,000 | PARSONS HOUSE LAPORTE LP | SANTA BARBARA, CA | Veritex Community Bank |
| $150,000–350,000 | PAUL FRANZ ASSOCIATES LLC | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | PAYATT ENTERPRISES, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $1–2 million | PEABODY CHARTER SCHOOL | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | PEDIATRIC SUBSPECIALTY NETWORK INC. | SANTA BARBARA, CA | US Bank National Association |
| $350,000–1 million | PENSIONMARK FINANCIAL GROUP LLC | SANTA BARBARA, CA | Truist Bank |
| $150,000–350,000 | PERCEPTIONEERING, INC. | SANTA BARBARA, CA | Citibank, N.A. |
| $150,000–350,000 | PHDG, LLC | SANTA BARBARA, CA | American Riviera Bank |
| $350,000–1 million | PHOTOTHERMAL SPECTROSCOPY CORP. | SANTA BARBARA, CA | Pacific Premier Bank |
| $1–2 million | PIERRE LAFOND & COMPANY | SANTA BARBARA, CA | American Riviera Bank |
| $1–2 million | PLANNED PARENTHOOD CALIFORNIA CENTRAL COAST | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | POZZEBON BACKHOE SERVICE, INC. | SANTA BARBARA, CA | US Bank National Association |
| $150,000–350,000 | PRESSURE PRODUCTS | SANTA BARBARA, CA | Wells Fargo Bank, National Association |
| $350,000–1 million | PROGRESSIVE ENVIRONMENTAL INDUSTRIES, INC. | SANTA BARBARA, CA | American Riviera Bank |
| $350,000–1 million | PROMETHEUS CONSTRUCTION | SANTA BARBARA, CA | Bank of America, National Association |
| $350,000–1 million | PROSPECT HOTEL MANAGEMENT LLC | SANTA BARBARA, CA | Pacific Premier Bank |
| $350,000–1 million | PROVIDENCE SCHOOL | SANTA BARBARA, CA | American Riviera Bank |
| $150,000–350,000 | PUEBLO CONSTRUCTION INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | PURE JOY CATERING INC | SANTA BARBARA, CA | City National Bank |
| $150,000–350,000 | PYRAMID TILE COMPANY | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | QUALITY FABRICARE SERVICES, INC | SANTA BARBARA, CA | US Bank National Association |
| $150,000–350,000 | R J CARROLL & SONS INC | SANTA BARBARA, CA | Bank of America, National Association |
| $150,000–350,000 | R@MESA INC. | SANTA BARBARA, CA | SMBC MANUBANK |
| $150,000–350,000 | R@MILPAS INC. | SANTA BARBARA, CA | SMBC MANUBANK |
| $150,000–350,000 | R@STATE INC | SANTA BARBARA, CA | SMBC MANUBANK |
| $150,000–350,000 | RAOUL TEXTILES INC | SANTA BARBARA, CA | Bank of America, National Association |
| $150,000–350,000 | RBP GRAND TERRACE LLC | SANTA BARBARA, CA | Pacific Premier Bank |
| $150,000–350,000 | REACTION 35, LLC | SANTA BARBARA, CA | BOKF, National Association |
| $350,000–1 million | REICKER, PFAU, PYLE & MCROY LLP | SANTA BARBARA, CA | Pacific Premier Bank |
| $350,000–1 million | RENAUD'S BAKERY AND BISTRO, INC. | SANTA BARBARA, CA | JPMorgan Chase Bank, National Association |
| $1–2 million | RICH & FAMOUS, INC. | SANTA BARBARA, CA | US Bank National Association |
| $350,000–1 million | RICHARD V GUNNER | SANTA BARBARA, CA | Comerica Bank |
| $150,000–350,000 | RIDGEWAY & WARNER | SANTA BARBARA, CA | Bank of America, National Association |
| $1–2 million | RINCON TECHNOLOGY, INC. | SANTA BARBARA, CA | BMO Bank National Association |
| $1–2 million | RIV DATA CORP | SANTA BARBARA, CA | Farmers & Merchants Bank of Long Beach |
| $150,000–350,000 | ROBERTA D SENGELMANN MD INC | SANTA BARBARA, CA | OakStar Bank |
| $150,000–350,000 | RODOLFO CASTILLO DBA CONTINENTAL JANITORIAL SERVICE | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | RODOLFO R. RIOS | SANTA BARBARA, CA | American Riviera Bank |
| $350,000–1 million | ROGERS, SHEFFIELD & CAMPBELL, LLP | SANTA BARBARA, CA | First Bank |
| $350,000–1 million | ROMASANTA FAMILY BEACH MOTEL DBA HARBOR VIEW INN | SANTA BARBARA, CA | Community West Bank |
| $150,000–350,000 | ROMASANTA FAMILY SANDPIPER LP | SANTA BARBARA, CA | Community West Bank |
| $350,000–1 million | RONALD L WOLFE & ASSOCIATES, INCORPORATED | SANTA BARBARA, CA | Citizens Business Bank |
| $1–2 million | RUSTY'S PIZZA PARLORS, INC. | SANTA BARBARA, CA | Pacific Premier Bank |
| $150,000–350,000 | RYAN'S PLACE RESTAURANT & BAKERY- VISALIA | SANTA BARBARA, CA | Southwest National Bank |
| $150,000–350,000 | S B GRIND FOOD CO INC | SANTA BARBARA, CA | Coasthills Federal Credit Union |
| $150,000–350,000 | S.B.C.R., INC. | SANTA BARBARA, CA | US Bank National Association |
| $350,000–1 million | SAN MARCOS GROWERS | SANTA BARBARA, CA | US Bank National Association |
| $150,000–350,000 | SAN ROQUE PET HOSPITAL, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $350,000–1 million | SANCTUARY CENTERS OF SANTA BARBARA, INC | SANTA BARBARA, CA | Bank of America, National Association |
| $350,000–1 million | SANSUM DIABETES RESEARCH INSTITUTE | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | SANTA BARBARA ACTUARIES INC. | SANTA BARBARA, CA | Webster Bank National Association |
| $350,000–1 million | SANTA BARBARA ARTIFICIAL KIDNEY CENTER | SANTA BARBARA, CA | Mechanics Bank |
| $150,000–350,000 | SANTA BARBARA AXXESS LLC | SANTA BARBARA, CA | Pacific Premier Bank |
| $350,000–1 million | SANTA BARBARA BOTANIC GARDENS, INC. | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | SANTA BARBARA CARDIOVASCULAR MEDICAL GROUP, INC. | SANTA BARBARA, CA | US Bank National Association |
| $350,000–1 million | SANTA BARBARA CENTER FOR THE PERFORMING ARTS, INC | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | SANTA BARBARA COMMUNITY HOUSING CORPORATION | SANTA BARBARA, CA | Montecito Bank & Trust |
| $150,000–350,000 | SANTA BARBARA COMPREHENSIVE OUTPATIENT REHABILITATION FACILI | SANTA BARBARA, CA | US Bank National Association |
| $150,000–350,000 | SANTA BARBARA CONTROL SYSTEMS | SANTA BARBARA, CA | Bank of America, National Association |