| $150,000–350,000 | ROSS FABRICATION & WELDING INC | BAKERSFIELD, CA | Intuit Financing Inc. |
| $150,000–350,000 | RUBEN GUTIERREZ | BAKERSFIELD, CA | Bank of America, National Association |
| $150,000–350,000 | RUETTGERS & SCHULER CIVIL ENGINEERS | BAKERSFIELD, CA | Bank of America, National Association |
| $350,000–1 million | RUSSELL FABRICATION CORPORATION | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $350,000–1 million | S C ANDERSON GROUP INTERNATIONAL INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $1–2 million | S C ANDERSON INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $350,000–1 million | S.L. SHAW COMPANY, INC. | BAKERSFIELD, CA | Mission Bank |
| $1–2 million | SAEKYU OH | BAKERSFIELD, CA | US Bank National Association |
| $1–2 million | SAN DIMAS MEDICAL GROUP, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | SAN JOAQUIN BIT SERVICE, INCORPORATED | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | SAN JOAQUIN COLLISION | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | SAN JOAQUIN TRACTOR COMPANY | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | SAN JOAQUIN VALLEY PULMONARY MEDICAL GROUP, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | SANDEEP S. WALIA, MD, A PROFESSIONAL MEDICAL CORPORATION | BAKERSFIELD, CA | Valley Strong CU |
| $150,000–350,000 | SANDOVAL CONSTRUCTION AND EXCAVATION INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | SC ARCHITECT | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | SCHWEBEL PETROLEUM CO INC | BAKERSFIELD, CA | Comerica Bank |
| $350,000–1 million | SCOTT P RYAN INVESTMENTS CORP | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | SEACO TECHNOLOGIES, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $350,000–1 million | SECOND AMENDMENT SPORTS, INC. | BAKERSFIELD, CA | Umpqua Bank |
| $150,000–350,000 | SERBAN'S BACKGROUND MUSIC, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | SHAR-CRAFT, INC. | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | SIDHU TRUCK LINE INC | BAKERSFIELD, CA | Continental Bank |
| $1–2 million | SIERRA INTERNATIONAL MACHINERY, LLC | BAKERSFIELD, CA | US Bank National Association |
| $350,000–1 million | SIERRA RECYCLING & DEMOLITION, INC. | BAKERSFIELD, CA | US Bank National Association |
| $350,000–1 million | SIERRA SCHOOL EQUIPMENT COMPANY | BAKERSFIELD, CA | Citizens Business Bank |
| $350,000–1 million | SIERRA TRANSPORT LLC | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | SIGNATURE DEVELOPMENT COMPANY | BAKERSFIELD, CA | Mission Bank |
| $350,000–1 million | SIMMONS CONSTRUCTION INC | BAKERSFIELD, CA | Bank of the Sierra |
| $150,000–350,000 | SJS TRUCKING, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | SLAYCO, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | SMITH & SON TIRE, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | SMITTEN CORP | BAKERSFIELD, CA | Mechanics Bank |
| $1–2 million | SNOW WELL SERVICE, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $350,000–1 million | SOILS ENGINEERING, INC. | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | SOUTHWEST CATTLE, LLC | BAKERSFIELD, CA | BMO Bank National Association |
| $150,000–350,000 | SOUTHWEST EYE CARE OPTOMETRIC CENTER INC | BAKERSFIELD, CA | Stearns Bank National Association |
| $350,000–1 million | SOUTHWEST PEDIATRICS, A MEDICAL CORPORAT | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | SPECIAL TREATMENT EDUCATION AND PREVENTION SERVICES, INC | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | SPENCERS RESTAURANTS, INC. | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | ST. JOHN'S LUTHERAN CHURCH OF BAKERSFIELD | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | STAN'S DISCOUNT ROOTER AND PLUMBING REPAIR, INC | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | STAR KERN, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $1–2 million | STEVENS TRANSPORTATION INC | BAKERSFIELD, CA | Bank of America, National Association |
| $150,000–350,000 | STOCKDALE RADIOLOGY PHYSICIAN SERVICES, INC | BAKERSFIELD, CA | Tri Counties Bank |
| $150,000–350,000 | STOCKDALE SOLAR, LLC | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | STOCKDALE VETERINARY HOSPITAL, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $350,000–1 million | STRIA LLC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | STUDENT ACCOUNT MANAGEMENT SERVICES | BAKERSFIELD, CA | Tri Counties Bank |
| $150,000–350,000 | SULLY & SON HYD | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | SUMMIT HILLS 85, LLC | BAKERSFIELD, CA | Mission Bank |
| $1–2 million | SURF THRU, INC. - PANTANO | BAKERSFIELD, CA | First Source Federal Credit Union |
| $350,000–1 million | SURFACE PUMPS | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | SWAIM'S MACHINE SHOP, INC. | BAKERSFIELD, CA | Tri Counties Bank |
| $350,000–1 million | SWEANEY, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | SYLVIA LOPEZ, A PROFESSIONAL LAW CORPORATION | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | SYNERGY WELLNESS GROUP INC | BAKERSFIELD, CA | Tri Counties Bank |
| $150,000–350,000 | T & W FARMS | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | T.C. HERITAGE INN 2 OF BAKERSFIELD, LLC | BAKERSFIELD, CA | Hickory Point Bank and Trust |
| $150,000–350,000 | TAASK INC | BAKERSFIELD, CA | Bank of America, National Association |
| $150,000–350,000 | TACOS LA VILLA MEXICAN GRILL | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | TAG & ASSOCIATES, LP | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | TCJ LOGISTICS INC. | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $350,000–1 million | TEL-TEC SECURITY SYSTEMS, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $350,000–1 million | TEN-WEST TOWING, INC. | BAKERSFIELD, CA | Mechanics Bank |
| $1–2 million | TERRIO PHYSICAL THERAPY-FITNESS, INC | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | TESLA TRUCKING INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $350,000–1 million | THE BRIDGE BIBLE CHURCH OF THE MENNONITE | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | THE CENTENNIAL GROUP | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | THE MISSION AT KERN COUNTY | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | THE ROBERT LYNN COMPANY, INC. | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | THE SEQUOIA SANDWICH COMPANY, LLC | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $350,000–1 million | THE TRAILER COMPANY, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | THERMAL ENERGY SOLUTIONS, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | THOMAS PARK | BAKERSFIELD, CA | Cross River Bank |
| $1–2 million | THORN P.E.S. INC. | BAKERSFIELD, CA | Pathward National Association |
| $150,000–350,000 | TIGER TANKS, INC. | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | TILLEMA FARMS | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $350,000–1 million | TK PACIFIC INC | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | TORETTA LTD I LP | BAKERSFIELD, CA | First Source Federal Credit Union |
| $150,000–350,000 | TOTAL PROCESS SOLUTIONS | BAKERSFIELD, CA | Tri Counties Bank |
| $150,000–350,000 | TOWERY AIR CONDITIONING INC | BAKERSFIELD, CA | Tri Counties Bank |
| $150,000–350,000 | TRANS XPRESS LINE, INC | BAKERSFIELD, CA | Citibank, N.A. |
| $2–5 million | TRANS-WEST SECURITY SERVICES, INC. | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | TRANS-WEST SERVICES, INC | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | TRATTORIA GIRL INC | BAKERSFIELD, CA | Bank of America, National Association |
| $1–2 million | TRB OILFIELD SERVICES INC | BAKERSFIELD, CA | Tri Counties Bank |
| $350,000–1 million | TRENDZ SPECIALTY SERVICES, LLC | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | TRI STATE ELECTRIC, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | TRI-FANUCCHI FARMS, LLC | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | TRICOR REFINING LLC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | TRILOGY DAIRY, LP | BAKERSFIELD, CA | BMO Bank National Association |
| $350,000–1 million | TRINITY SAFETY COMPANY, LLC | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | TRY TOUCH SERVICE INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | TUBULAR INSPECTION CO., INC. | BAKERSFIELD, CA | Mission Bank |
| $350,000–1 million | TURMAN CONSTRUCTION COMPANY, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | TWIN ELECTRIC INC. | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | TYACK'S TIRES INC | BAKERSFIELD, CA | Mission Bank |
| $350,000–1 million | U.S. PIPE AND IRRIGATION, LLC | BAKERSFIELD, CA | City National Bank |
| $2–5 million | UNIFIED FIELD SERVICES CORPORATION | BAKERSFIELD, CA | Mission Bank |