| $150,000–350,000 | MCDONALD & ASSOCIATES, C.P.A.'S, P.C. | SAGINAW, MI | JPMorgan Chase Bank, National Association |
| $350,000–1 million | MCDONALD PONTIAC-CADILLAC-GMC | SAGINAW, MI | The Huntington National Bank |
| $350,000–1 million | MCNALLY-NIMERGOOD CO. | SAGINAW, MI | JPMorgan Chase Bank, National Association |
| $5–10 million | MERRILL FABRICATORS INC | SAGINAW, MI | CIBC Bank USA |
| $150,000–350,000 | MICHIGAN AGRIBUSINESS SOLUTIONS LLC | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | MICHIGAN CLINIC NEUROSURGERY PLLC | SAGINAW, MI | ELGA CU |
| $150,000–350,000 | MICHIGAN HEALTH CLINICS, P.C. | SAGINAW, MI | Independent Bank |
| $350,000–1 million | MICHIGAN LUTHERAN SEMINARY | SAGINAW, MI | Town Bank, National Association |
| $150,000–350,000 | MICHIGAN PIPE & VALVE - SAGINAW, INC. | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | MICHIGAN RECOVERY SERVICES INC. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | MICHIGAN SPINE & BRAIN INSTITUTE, P.C. | SAGINAW, MI | The Huntington National Bank |
| $350,000–1 million | MICHIGAN TRUCK SPRING OF SAGINAW, INC | SAGINAW, MI | JPMorgan Chase Bank, National Association |
| $350,000–1 million | MICRON PRECISION MACHINING INC. | SAGINAW, MI | The Huntington National Bank |
| $150,000–350,000 | MID MICHIGAN AND VASCULAR SURGERY, P.C. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | MID-VALLEY INTERIM HEALTH CARE SERVICES, INC. | SAGINAW, MI | Health Advantage FCU |
| $150,000–350,000 | MIDLAND SLEEP CENTRAL LLC | SAGINAW, MI | Fifth Third Bank |
| $150,000–350,000 | MIKE'S WRECKER SERVICE INC | SAGINAW, MI | The Huntington National Bank |
| $350,000–1 million | MIS CORPORATION - MICHIGAN | SAGINAW, MI | 1st State Bank |
| $2–5 million | MISTEQUARY GROUP, LTD. | SAGINAW, MI | Comerica Bank |
| $150,000–350,000 | MKR FABRICATING, INC. | SAGINAW, MI | Horizon Bank |
| $5–10 million | MORLEY COMPANIES, INCORPORATED | SAGINAW, MI | The Huntington National Bank |
| $150,000–350,000 | NARENDRA KUMAR M.D. P.C. | SAGINAW, MI | The Huntington National Bank |
| $350,000–1 million | NETSOURCE ONE, INC. | SAGINAW, MI | Isabella Bank |
| $2–5 million | NEW CENTURY AUTO SALES INC | SAGINAW, MI | Bank of America, National Association |
| $350,000–1 million | NGP RECORD CONNECT HOLDINGS, LLC | SAGINAW, MI | CIBC Bank USA |
| $150,000–350,000 | NHIL OPERATIONS, LLC | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | NHV OPERATIONS, LLC | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | NIKOLAI KINACHTCHOUK MD & LIOUDMILA KINACHTCHOUK MD, PLLC | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | O'CONNERS DECORATING CENTER, INC | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | O'NEILL WALLACE & DOYLE P.C. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | ONCOLOGY HEMATOLOGY ASSOCIATES OF SAGINAW VALLEY PC | SAGINAW, MI | The Huntington National Bank |
| $150,000–350,000 | OPS PEDIATRICS PLC | SAGINAW, MI | The Huntington National Bank |
| $150,000–350,000 | OSMOND CONCRETE CONTRACTING INC | SAGINAW, MI | Isabella Bank |
| $150,000–350,000 | P & S MANAGEMENT CO., L.L.C. | SAGINAW, MI | Macatawa Bank |
| $150,000–350,000 | PAIN TREATMENT CENTERS OF MICHIGAN LLC | SAGINAW, MI | Isabella Bank |
| $350,000–1 million | PAXSON OIL COMPANY | SAGINAW, MI | The Huntington National Bank |
| $1–2 million | PCI CONSTRUCTION SERVICES, L.L.C. | SAGINAW, MI | The Huntington National Bank |
| $350,000–1 million | PEACE EVANGICAL LUTHERAN CHURCH | SAGINAW, MI | Team One CU |
| $150,000–350,000 | PERFUSION ASSOCIATES OF MICHIGAN, INC. | SAGINAW, MI | JPMorgan Chase Bank, National Association |
| $350,000–1 million | PF MARKEY INC | SAGINAW, MI | The Huntington National Bank |
| $150,000–350,000 | PRECISION FLEET IMAGE, INC | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | PUMFORD CONSTRUCTION | SAGINAW, MI | The Huntington National Bank |
| $350,000–1 million | R & R READY MIX INC | SAGINAW, MI | PNC Bank, National Association |
| $150,000–350,000 | RANGER TOOL & DIE CO. | SAGINAW, MI | The Huntington National Bank |
| $1–2 million | RDM HOLDING CO. | SAGINAW, MI | Isabella Bank |
| $1–2 million | REMER PLUMBING HEATING AND AIR CONDITIONING INC | SAGINAW, MI | The Huntington National Bank |
| $350,000–1 million | RESCUE MINISTRIES OF MID MICHIGAN | SAGINAW, MI | PNC Bank, National Association |
| $150,000–350,000 | RIFKIN SCRAP IRON & METAL COMPANY | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | ROHDE BROS EXCAVATING INC | SAGINAW, MI | The State Bank |
| $350,000–1 million | ROMANOW SALES COMPANY INC | SAGINAW, MI | The Huntington National Bank |
| $150,000–350,000 | ROYAL OAK RECYCLING-PITTSBURGH LLC | SAGINAW, MI | The Huntington National Bank |
| $150,000–350,000 | RWOH, INC. | SAGINAW, MI | Bank of America, National Association |
| $150,000–350,000 | RYAN MICHELSON DDS PLC | SAGINAW, MI | Isabella Bank |
| $350,000–1 million | S & R INVESTMENT COMPANY LLC DBA PRIMAR Y HOME CARE, L.L.C. | SAGINAW, MI | JPMorgan Chase Bank, National Association |
| $350,000–1 million | SAGINAW AREA CATHOLIC SCHOOLS | SAGINAW, MI | Notre Dame FCU |
| $5–10 million | SAGINAW COOPERATIVE HOSPITALS INC | SAGINAW, MI | The Huntington National Bank |
| $150,000–350,000 | SAGINAW COUNTY YOUTH PROTECTION | SAGINAW, MI | The Huntington National Bank |
| $350,000–1 million | SAGINAW GERIATRICS HOME, LLC | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | SAGINAW LODGING LLC | SAGINAW, MI | Isabella Bank |
| $350,000–1 million | SAGINAW MEDICAL, INC. | SAGINAW, MI | The Huntington National Bank |
| $350,000–1 million | SAGINAW OPCO, LLC | SAGINAW, MI | Banc of California |
| $1–2 million | SAGINAW PRODUCTS CORP | SAGINAW, MI | The Huntington National Bank |
| $350,000–1 million | SAGINAW PSYCHOLOGICAL SERVICES, INC | SAGINAW, MI | The Huntington National Bank |
| $350,000–1 million | SAGINAW UNDERWRITERS, INC. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | SAGINAW VALLEY CENTERS, INC. | SAGINAW, MI | Fifth Third Bank |
| $150,000–350,000 | SAGINAW VALLEY EQUINE CLINIC, PC | SAGINAW, MI | Isabella Bank |
| $350,000–1 million | SAGINAW VALLEY LUTHERAN HIGH SCHOOL ASSOCIATION | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | SAGINAW VALLEY ZOOLOGICAL SOCIETY | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | SANDLOT SPORTS, LLC | SAGINAW, MI | Frankenmuth CU |
| $150,000–350,000 | SARGENT DOCKS & TERMINAL INC | SAGINAW, MI | PNC Bank, National Association |
| $150,000–350,000 | SAWYER SALES & SERVICE, INC. | SAGINAW, MI | Wildfire CU |
| $350,000–1 million | SCIENTIFIC BRAKE & EQUIPMENT CO. | SAGINAW, MI | Fifth Third Bank |
| $150,000–350,000 | SELECTIVE CASE MANAGEMENT, INC. | SAGINAW, MI | Dort Financial CU |
| $150,000–350,000 | SERENITY SPRINGS LLC | SAGINAW, MI | Fifth Third Bank |
| $1–2 million | SERRA SAGINAW AUTOMOTIVE LLC | SAGINAW, MI | The Huntington National Bank |
| $150,000–350,000 | SHIELDS COMFORT CARE, LLC | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | SHINNERS & COOK, P.C. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | SKORIC HEARING AID CENTER LLC | SAGINAW, MI | Independent Bank |
| $150,000–350,000 | SMB PROBATION CENTER, INC | SAGINAW, MI | The Huntington National Bank |
| $350,000–1 million | SMITH BOVILL PC | SAGINAW, MI | The State Bank |
| $150,000–350,000 | SPARKLE PRO CLEAN INC. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | SPAULDING MFG, INC. | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | SPECIALTY MANUFACTURING, INC. | SAGINAW, MI | JPMorgan Chase Bank, National Association |
| $2–5 million | SPENCE BROTHER | SAGINAW, MI | The Huntington National Bank |
| $2–5 million | SPICER GROUP, INC. | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | SQUARE JACK, LLC | SAGINAW, MI | The Huntington National Bank |
| $350,000–1 million | SSP ASSOCIATES, INC. | SAGINAW, MI | The Huntington National Bank |
| $150,000–350,000 | STANDARD TILE INC | SAGINAW, MI | The Huntington National Bank |
| $150,000–350,000 | STATE CORNER BAR AND GRILL INC. | SAGINAW, MI | The Huntington National Bank |
| $350,000–1 million | STATE STREET GRILL, LTD | SAGINAW, MI | The Huntington National Bank |
| $150,000–350,000 | STEVENS FORWARDERS, INC. | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | STEVENS MOVING & STORAGE, INC. | SAGINAW, MI | 1st State Bank |
| $2–5 million | STONE TRANSPORT LIMITED PARTNERSHIP | SAGINAW, MI | The Huntington National Bank |
| $1–2 million | STONE WELL SERVICE, LLC | SAGINAW, MI | The Huntington National Bank |
| $350,000–1 million | SUPER-FLITE OIL CO., INC. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | SWEENEY METALWORKING, LLC | SAGINAW, MI | Isabella Bank |
| $350,000–1 million | SWS-TRIMAC, INC. | SAGINAW, MI | 1st State Bank |
| $150,000–350,000 | THE AVENUE HAIR DESIGNERS | SAGINAW, MI | The Huntington National Bank |
| $150,000–350,000 | THE GERMAN EVANGELICAL-LUTHERAN BETHLEHEM CONGREGATION, UNAL | SAGINAW, MI | 1st State Bank |
| $350,000–1 million | THE MACDONALD BROADCASTING COMPANY | SAGINAW, MI | Independent Bank |