| $150,000–350,000 | HUBBUCH GLASS COMPANY, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | HUDSON CONSTRUCTION CO | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | HUDSON EMULSION, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | HULLCO, INC. | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | HUMANAUT, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | HUNTER MUSEUM OF AMERICAN ART | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | HUNTER OIL COMPANY INC | CHATTANOOGA, TN | First Horizon Bank |
| $2–5 million | HUTTON REAL ESTATE SERVICES, INC. | CHATTANOOGA, TN | BankPlus |
| $150,000–350,000 | IMAGES LANDSCAPE SERVICES INC | CHATTANOOGA, TN | First Horizon Bank |
| $1–2 million | INDUSTRIAL BOILER & MECHANICAL COMPANY INC | CHATTANOOGA, TN | Regions Bank |
| $150,000–350,000 | INDUSTRIAL PLATING COMPANY, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | INDUSTRIAL WELDING SUPPLY CO. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | INFOSYSTEMS, INC. | CHATTANOOGA, TN | Truist Bank |
| $150,000–350,000 | INNOVA ZONES, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | INSURANCE PLANNING AND SERVICE COMPANY, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | INTEGRATED CONCRETE, INC. | CHATTANOOGA, TN | Reliant Bank, A Division of United Community Bank |
| $150,000–350,000 | INTEGRATED NETWORKING TECHNOLOGIES, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | INTEGRITY AUTOMOTIVE GROUP, INC. | CHATTANOOGA, TN | Ally Bank |
| $350,000–1 million | INTEGRITY CHEVROLET OF CHATTANOOGA INC. | CHATTANOOGA, TN | Ally Bank |
| $150,000–350,000 | INTERIOR TRIM AND SUPPLY, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | INTERNATIONAL EQUIPMENT COMPANY, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | INTERSIGN CORPORATION | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | INVIEW GRAPHICS CORP | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | J.D. HELTON ROOFING CO., INC | CHATTANOOGA, TN | FirstBank |
| $150,000–350,000 | JACK M ROWLAND, MD, LLC | CHATTANOOGA, TN | Synovus Bank |
| $150,000–350,000 | JACOBS PAPER COMPANY | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | JAKE MARSHALL SERVICE INC | CHATTANOOGA, TN | Pinnacle Bank |
| $2–5 million | JAKE MARSHALL, LLC | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | JAMEL CONTAINERS LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | JAMES H WRIGHT CONSTRUCTION COMPANY, LLC | CHATTANOOGA, TN | SmartBank |
| $1–2 million | JAT OIL, INC. | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | JBS ENERGY SOLUTIONS LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | JDH COMPANY, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | JEFFAN INTERNATIONAL, INC | CHATTANOOGA, TN | Synovus Bank |
| $150,000–350,000 | JETZ FOODS LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | JIT STEEL SERVICE LLC | CHATTANOOGA, TN | BMO Bank National Association |
| $350,000–1 million | JOHNSON, HICKEY & MURCHISON, P.C. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | JOHNSON, MURPHEY & WRIGHT, P.C. | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | JPM RESTAURANT, LLC | CHATTANOOGA, TN | FirstBank |
| $150,000–350,000 | KB INTERNATIONAL, LLC | CHATTANOOGA, TN | SouthState Bank National Association |
| $150,000–350,000 | KBS HOTEL GROUP, LLC | CHATTANOOGA, TN | Southern States Bank |
| $150,000–350,000 | KEEFE PLUMBING AND HEATING, CO., INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | KEITHCARE MANAGEMENT COMPANY, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | KELLY AUTO GROUP, INC | CHATTANOOGA, TN | SmartBank |
| $1–2 million | KEN GARNER MANUFACTURING, INC. | CHATTANOOGA, TN | First Horizon Bank |
| $1–2 million | KEN SMITH AUTO PARTS, INC. | CHATTANOOGA, TN | The Huntington National Bank |
| $150,000–350,000 | KERNS ENTERPRISES, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | KING INDUSTRIES INC | CHATTANOOGA, TN | Synovus Bank |
| $150,000–350,000 | KING'S PROVISIONS COMPANY | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | KIRK MACHINE SHOP INC | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | KLEENCO CONSTRUCTION OF TENNESSEE, INC | CHATTANOOGA, TN | Northeast Bank |
| $150,000–350,000 | KNIGHT & HOOPER PLLC | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | L SQUARED, LLC | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | LANDMARK POURED WALLS, INC | CHATTANOOGA, TN | Builtwell Bank |
| $150,000–350,000 | LANDRACE BIOSCIENCE, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $2–5 million | LAWSON ELECTRIC COMPANY, INC. | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | LAWSON WINCHESTER WEALTH MANAGEMENT LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | LEE-SMITH INC | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | LEEWOOD INVESTMENTS & ASSOCIATES, LLC | CHATTANOOGA, TN | Commercial Bank |
| $1–2 million | LEITNER, WILLIAMS, DOOLEY & NAPOLITAN, PLLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | LESCO, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | LIPSEY LOGISTICS WORLDWIDE, LLC | CHATTANOOGA, TN | SmartBank |
| $150,000–350,000 | LIPSEY TRANSPORT, LLC | CHATTANOOGA, TN | SmartBank |
| $350,000–1 million | LIPSEY TRUCKING LLC | CHATTANOOGA, TN | SmartBank |
| $150,000–350,000 | LITTLE MISS MAG EARLY LEARNING CENTER | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | LIVINGSTON GROUP ASSET MANAGEMENT COMPANY | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | LJCP OYAJI, LLC | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | LOGISTIX LLC | CHATTANOOGA, TN | Bank of America, National Association |
| $350,000–1 million | LONG HYUNDAI, INC, | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | LV@HM, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | LYNC LOGISTICS LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | MADISON HOTEL PROPERTY INVESTMENT , LLC | CHATTANOOGA, TN | Coastal States Bank |
| $150,000–350,000 | MANAGEMENT RECRUITERS OF CHATTANOOGA-BRAINERD, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | MANUFACTURING REPAIR & OVERSTOCK, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | MARKET STREET PARTNERS, PLLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | MARTIN-BOYD CHRISTIAN HOME, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | MASSEY & ASSOCIATES PC | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | MASTER MACHINE INC. | CHATTANOOGA, TN | Itria Ventures LLC |
| $350,000–1 million | MASTER MACHINE, INC. | CHATTANOOGA, TN | Renasant Bank |
| $150,000–350,000 | MATRIX SEPARATIONS, LLC | CHATTANOOGA, TN | SmartBank |
| $2–5 million | MATURECARE OF STANDIFER PLACE, LLC | CHATTANOOGA, TN | SmartBank |
| $350,000–1 million | MAX TRANS LOGISTICS OF CHATTANOOGA | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | MAYCREATE, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | MCKAY BOOKS INCORPORATED | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | MCKAY BOOKS NC, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | MCMAHAN LAW FIRM, P.C. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | MD HOSPITALITY GROUP | CHATTANOOGA, TN | Bank of Cleveland |
| $350,000–1 million | MED INVESTORS DEVELOPMENT, LLC | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | METALWORKING SOLUTIONS, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | METRO LAWN CARE, LLC | CHATTANOOGA, TN | Builtwell Bank |
| $350,000–1 million | METRO SERVICES, INC. | CHATTANOOGA, TN | Truist Bank |
| $150,000–350,000 | METRO SEWER & DRAIN INC | CHATTANOOGA, TN | SmartBank |
| $5–10 million | METROPOLITAN SECURITY SERVICES, INC. | CHATTANOOGA, TN | Renasant Bank |
| $150,000–350,000 | MICHAEL W GOODMAN MD PC | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | MIDTOWN LODGING, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | MIKE COLLINS & ASSOCIATES INC | CHATTANOOGA, TN | Truist Bank |
| $150,000–350,000 | MILK & HONEY LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | MILLER & MARTIN PLLC | CHATTANOOGA, TN | Synovus Bank |
| $2–5 million | MILLER ELECTRICAL CONTRACTORS, INC. | CHATTANOOGA, TN | Cadence Bank |
| $150,000–350,000 | MODUS BUILD, LLC | CHATTANOOGA, TN | Pinnacle Bank |