| $150,000–350,000 | MERIDIAN AIR GROUP, INC. | CHARLOTTESVILLE, VA | Virginia National Bank |
| $350,000–1 million | MICHIE HAMLETT LOWRY RASMUSSEN & TWEEL PLLC | CHARLOTTESVILLE, VA | United Bank |
| $150,000–350,000 | MICHIE TAVERN CORPORATION | CHARLOTTESVILLE, VA | First-Citizens Bank & Trust Company |
| $150,000–350,000 | MIDTOWN, L.L.C. | CHARLOTTESVILLE, VA | Atlantic Union Bank |
| $150,000–350,000 | MILLENNIUM SOFTWARE CONSULTING, LLC | CHARLOTTESVILLE, VA | Bank of America, National Association |
| $350,000–1 million | MILLER SCHOOL OF ALBEMARLE | CHARLOTTESVILLE, VA | Blue Ridge Bank, National Association |
| $150,000–350,000 | MINCER'S INC | CHARLOTTESVILLE, VA | Virginia National Bank |
| $150,000–350,000 | MIND AND LIFE INSTITUTE | CHARLOTTESVILLE, VA | Atlantic Union Bank |
| $150,000–350,000 | MITCHELL MATTHEWS AND ASSOCIATES LTD | CHARLOTTESVILLE, VA | Truist Bank |
| $150,000–350,000 | MLJ FOODS INC | CHARLOTTESVILLE, VA | The First Bank and Trust Company |
| $150,000–350,000 | MONTESSORI EDUCATION TRUST INC | CHARLOTTESVILLE, VA | Citizens and Farmers Bank |
| $150,000–350,000 | MONTICELLO ANIMAL HOSPITAL | CHARLOTTESVILLE, VA | Pioneer Bank |
| $150,000–350,000 | MONTICELLO ARE COMMUNITY ACTION AGENCY | CHARLOTTESVILLE, VA | Locus Bank Inc |
| $350,000–1 million | MONTICELLO COMMUNITY SURGERY CENTER, LLC | CHARLOTTESVILLE, VA | First-Citizens Bank & Trust Company |
| $150,000–350,000 | MONTICELLO CORPORATION | CHARLOTTESVILLE, VA | Truist Bank |
| $150,000–350,000 | MONTICELLO MEDIA LLC | CHARLOTTESVILLE, VA | Bank of America, National Association |
| $150,000–350,000 | MORIN & BARKLEY LLP | CHARLOTTESVILLE, VA | Truist Bank |
| $350,000–1 million | MOUNTAINTOP MONTESSORI | CHARLOTTESVILLE, VA | Atlantic Union Bank |
| $150,000–350,000 | MS EVENTS, INC | CHARLOTTESVILLE, VA | University of Virginia Community CU, Inc. |
| $150,000–350,000 | NATIONAL GROUP PROTECTION, INC. | CHARLOTTESVILLE, VA | Virginia National Bank |
| $350,000–1 million | NATIONAL LEGAL RESEARCH GROUP, INC. | CHARLOTTESVILLE, VA | Virginia National Bank |
| $2–5 million | NATURAL RETREATS US LLC | CHARLOTTESVILLE, VA | Bank of the James |
| $350,000–1 million | NEARLY BROS, INC. | CHARLOTTESVILLE, VA | Virginia National Bank |
| $150,000–350,000 | NEIGHBORHOOD PROPERTIES, INC. | CHARLOTTESVILLE, VA | United Bank |
| $150,000–350,000 | NWG SOLUTIONS, LLC | CHARLOTTESVILLE, VA | Bank of the James |
| $150,000–350,000 | OFG LLC | CHARLOTTESVILLE, VA | First-Citizens Bank & Trust Company |
| $150,000–350,000 | OLD DOMINION ANIMAL HOSPITAL | CHARLOTTESVILLE, VA | United Bank |
| $1–2 million | OMNI CHARLOTTESVILLE VIRGINIA CORPORATION | CHARLOTTESVILLE, VA | Origin Bank |
| $150,000–350,000 | OPENSOURCE CONNECTIONS, LLC | CHARLOTTESVILLE, VA | Virginia National Bank |
| $150,000–350,000 | ORZO KITCHEN & WINE BAR, INC | CHARLOTTESVILLE, VA | Blue Ridge Bank, National Association |
| $150,000–350,000 | PANEDIVITA, INC., DBA VIVACE | CHARLOTTESVILLE, VA | Truist Bank |
| $150,000–350,000 | PANTHEON RESTAURANTS LLC | CHARLOTTESVILLE, VA | Virginia National Bank |
| $350,000–1 million | PEDIATRIC ASSOCIATES OF CHARLOTTESVILLE, PLC | CHARLOTTESVILLE, VA | First-Citizens Bank & Trust Company |
| $2–5 million | PETERSBURG MOTOR COMPANY, INC | CHARLOTTESVILLE, VA | Virginia National Bank |
| $150,000–350,000 | PHOTOWORKS CREATIVE GROUP, INC. | CHARLOTTESVILLE, VA | United Bank |
| $350,000–1 million | PHYSICAL THERAPY @ ACAC, LLC | CHARLOTTESVILLE, VA | United Bank |
| $1–2 million | PIEDMONT CONCRETE CONTRACTORS INC | CHARLOTTESVILLE, VA | Burke and Herbert Bank and Trust Company |
| $150,000–350,000 | PIEDMONT HOUSING ALLIANCE | CHARLOTTESVILLE, VA | Locus Bank Inc |
| $150,000–350,000 | PIEDMONT PLASTER & DRYWALL INC | CHARLOTTESVILLE, VA | Burke and Herbert Bank and Trust Company |
| $350,000–1 million | PINNACLE CONSTRUCTION & DEVELOPMENT CORPORATION | CHARLOTTESVILLE, VA | Regions Bank |
| $150,000–350,000 | PLANET OAR, INC. | CHARLOTTESVILLE, VA | City National Bank |
| $150,000–350,000 | POINT GUARD COLLEGE LLP | CHARLOTTESVILLE, VA | Virginia National Bank |
| $350,000–1 million | POLOMULE LLC | CHARLOTTESVILLE, VA | Bank of the James |
| $150,000–350,000 | PORTICO CHURCH INC. | CHARLOTTESVILLE, VA | Blue Ridge Bank, National Association |
| $350,000–1 million | PREMIUM SERVICE BRANDS, LLC | CHARLOTTESVILLE, VA | Bank of America, National Association |
| $150,000–350,000 | PRESTON GARDEN, INC. | CHARLOTTESVILLE, VA | Virginia National Bank |
| $1–2 million | PRICE CHEVROLET COMPANY | CHARLOTTESVILLE, VA | Truist Bank |
| $350,000–1 million | PUFF, INC. | CHARLOTTESVILLE, VA | Newtek Small Business Finance, Inc. |
| $150,000–350,000 | R E LEE & SON INC | CHARLOTTESVILLE, VA | Burke and Herbert Bank and Trust Company |
| $150,000–350,000 | R E LEE COMPANIES INC | CHARLOTTESVILLE, VA | Burke and Herbert Bank and Trust Company |
| $150,000–350,000 | RACCOON FORD ENTERPRISES, LLC | CHARLOTTESVILLE, VA | Bank of the James |
| $150,000–350,000 | RAUCCI RESTAURANTS, LLC | CHARLOTTESVILLE, VA | Truist Bank |
| $150,000–350,000 | RCAL INC | CHARLOTTESVILLE, VA | Virginia National Bank |
| $350,000–1 million | RCE, LLC | CHARLOTTESVILLE, VA | United Bank |
| $150,000–350,000 | RE:DISCOVERY SOFTWARE INC. | CHARLOTTESVILLE, VA | First-Citizens Bank & Trust Company |
| $350,000–1 million | READYKIDS, INC | CHARLOTTESVILLE, VA | Atlantic Union Bank |
| $350,000–1 million | REAL PROPERTY MANAGEMENT INC | CHARLOTTESVILLE, VA | Citizens and Farmers Bank |
| $2–5 million | RED LIGHT MANAGEMENT LLC | CHARLOTTESVILLE, VA | Blue Ridge Bank, National Association |
| $150,000–350,000 | RED STAR HOLDINGS, LLC | CHARLOTTESVILLE, VA | Virginia National Bank |
| $150,000–350,000 | REFORMED YOUTH MOVEMENT, INC | CHARLOTTESVILLE, VA | One Bank of Tennessee |
| $150,000–350,000 | REGENTS SCHOOL OF CHARLOTTESVILLE | CHARLOTTESVILLE, VA | Pioneer Bank |
| $150,000–350,000 | RENEWAL RC LLC | CHARLOTTESVILLE, VA | KeyBank National Association |
| $150,000–350,000 | REPRODUCTIVE MEDICINE AND SURGERY CENTER OF VIRGINIA, PLC | CHARLOTTESVILLE, VA | First-Citizens Bank & Trust Company |
| $350,000–1 million | RICH CHARLOTTESVILLE HOTEL LLC | CHARLOTTESVILLE, VA | Truist Bank |
| $150,000–350,000 | RIVANNA MEDICAL, LLC | CHARLOTTESVILLE, VA | Virginia National Bank |
| $150,000–350,000 | ROBBINS STAFFING SOLUTIONS INC | CHARLOTTESVILLE, VA | Truist Bank |
| $350,000–1 million | ROBERTSON ELECTRIC CO., INC. | CHARLOTTESVILLE, VA | Virginia National Bank |
| $1–2 million | ROBINSON, FARMER, COX ASSOCIATES, A PROFESSIONAL LIMITED LIA | CHARLOTTESVILLE, VA | United Bank |
| $150,000–350,000 | RODEMODE, INC. | CHARLOTTESVILLE, VA | City National Bank |
| $150,000–350,000 | RON BROWN SCHOLAR FUND | CHARLOTTESVILLE, VA | Virginia National Bank |
| $350,000–1 million | ROSEWOOD VILLAGE ASSISTED LIVING, LLC | CHARLOTTESVILLE, VA | Virginia National Bank |
| $350,000–1 million | ROSEWOOD VILLAGE HOLLYMEAD ASSISTED LIVING, LLC | CHARLOTTESVILLE, VA | Virginia National Bank |
| $350,000–1 million | ROUDABUSH, GALE & ASSOCIATES, INC. | CHARLOTTESVILLE, VA | Virginia National Bank |
| $150,000–350,000 | ROYER CARAMANIS PLC | CHARLOTTESVILLE, VA | Blue Ridge Bank, National Association |
| $1–2 million | S. L. WILLIAMSON CO., INC. | CHARLOTTESVILLE, VA | Truist Bank |
| $150,000–350,000 | SAVVYREST, INC. | CHARLOTTESVILLE, VA | Virginia National Bank |
| $150,000–350,000 | SCARPA, INC. | CHARLOTTESVILLE, VA | Blue Ridge Bank, National Association |
| $350,000–1 million | SCITENT INC | CHARLOTTESVILLE, VA | Bank of America, National Association |
| $150,000–350,000 | SCIVERA LLC | CHARLOTTESVILLE, VA | Truist Bank |
| $350,000–1 million | SEGARS ENGINEERING CORPORATION | CHARLOTTESVILLE, VA | United Bank |
| $150,000–350,000 | SELFIE STYLER, INC. | CHARLOTTESVILLE, VA | The Conway National Bank |
| $150,000–350,000 | SEMINOLE TOTAL HEALTH | CHARLOTTESVILLE, VA | Atlantic Union Bank |
| $150,000–350,000 | SEMINOLE TOTAL HEALTH, INC | CHARLOTTESVILLE, VA | Atlantic Union Bank |
| $150,000–350,000 | SEXUAL ASSAULT RESOURCE AGENCY | CHARLOTTESVILLE, VA | Virginia National Bank |
| $150,000–350,000 | SHELTER ASSOCIATES LTD | CHARLOTTESVILLE, VA | Virginia National Bank |
| $150,000–350,000 | SHELTER FOR HELP IN EMERGENCY | CHARLOTTESVILLE, VA | Virginia National Bank |
| $350,000–1 million | SHINE MANAGEMENT, INC. | CHARLOTTESVILLE, VA | United Bank |
| $350,000–1 million | SHINE SYSTEMS, LLC | CHARLOTTESVILLE, VA | United Bank |
| $150,000–350,000 | SHOBECK, INC | CHARLOTTESVILLE, VA | Atlantic Union Bank |
| $1–2 million | SIGORA SOLAR, LLC | CHARLOTTESVILLE, VA | Virginia National Bank |
| $2–5 million | SILVERCHAIR SCIENCE & COMMUNICATIONS, LLC | CHARLOTTESVILLE, VA | Virginia National Bank |
| $150,000–350,000 | SIVA THIAGARAJAH | CHARLOTTESVILLE, VA | First-Citizens Bank & Trust Company |
| $150,000–350,000 | SKAFOS, LLC | CHARLOTTESVILLE, VA | Atlantic Union Bank |
| $350,000–1 million | SKEO SOLUTIONS, INC. | CHARLOTTESVILLE, VA | Virginia National Bank |
| $150,000–350,000 | SMITH AND ROBERTSON, INC | CHARLOTTESVILLE, VA | Virginia National Bank |
| $150,000–350,000 | SNOW KNOWS, INC. | CHARLOTTESVILLE, VA | United Bank |
| $150,000–350,000 | SOCCER ORGANIZATION OF CHARLOTTESVILLE AREA, INC. | CHARLOTTESVILLE, VA | United Bank |
| $350,000–1 million | SOCIAL SAFEGUARD, INC | CHARLOTTESVILLE, VA | Comerica Bank |
| $350,000–1 million | SOUTHERN PROPERTY LLC | CHARLOTTESVILLE, VA | Atlantic Union Bank |
| $150,000–350,000 | SOUTHERN STATES CHARLOTTESVILLE COOPERATIVE, INCORPORATED | CHARLOTTESVILLE, VA | CoBank ACB |