| $350,000–1 million | TURMAN CONSTRUCTION COMPANY, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | TWIN ELECTRIC INC. | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | TYACK'S TIRES INC | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | TYRION INTEGRATION SERVICES, INC | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | U S CITYLINK CORPORATION | BAKERSFIELD, CA | American Express National Bank |
| $350,000–1 million | U.S. PIPE AND IRRIGATION, LLC | BAKERSFIELD, CA | City National Bank |
| $2–5 million | UNIFIED FIELD SERVICES CORPORATION | BAKERSFIELD, CA | Mission Bank |
| $350,000–1 million | UNITED WELLS SERVICES | BAKERSFIELD, CA | Cross River Bank |
| $350,000–1 million | UNIVERSAL HEALTHCARE SERVICES, INC. | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $350,000–1 million | UNIVERSAL STAFFING SOLUTIONS INC | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $350,000–1 million | UNIVERSAL URGENT CARE AND OCCUPATIONAL MEDICINE, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | UNRUH VENTURES LLC | BAKERSFIELD, CA | Mission Bank |
| $350,000–1 million | UPF CORPORATION | BAKERSFIELD, CA | Bank of the West |
| $350,000–1 million | URNER'S, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | V & K PROPERTIES LLC | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | V-4 ENTERPRISES, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | VALADON'S PLUMBING SERVICE, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $1–2 million | VALLEY ACHIEVEMENT CENTER | BAKERSFIELD, CA | Readycap Lending, LLC |
| $2–5 million | VALLEY AG, INC. | BAKERSFIELD, CA | Bank of the Sierra |
| $1–2 million | VALLEY BAPTIST CHURCH OF BAKERSFIELD, CALIFORNIA | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | VALLEY CYCLE AND MOTORSPORTS INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | VALLEY INSTITUTE OF PROSTHETIC | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | VALLEY OXYGEN, LLC | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | VALLEY PERFORATING, LLC | BAKERSFIELD, CA | Citibank, N.A. |
| $150,000–350,000 | VALLEY VALVE, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | VANDEN BERGE DAIRY | BAKERSFIELD, CA | American AgCredit, ACA |
| $150,000–350,000 | VAQUERO BIG HORN, LLC | BAKERSFIELD, CA | Montecito Bank & Trust |
| $1–2 million | VAQUERO ENERGY INC. | BAKERSFIELD, CA | Montecito Bank & Trust |
| $150,000–350,000 | VARNER & SON INCORPORATED | BAKERSFIELD, CA | Mission Bank |
| $1–2 million | VARNER BROS., INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | VARSITY PACKING, INC. | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | VASCULAR AND INTERVENTIONAL PHYSICIAN PARTNERS LLC | BAKERSFIELD, CA | Bank of America, National Association |
| $350,000–1 million | VASINDA INVESTMENTS INC | BAKERSFIELD, CA | Valley Republic Bank |
| $1–2 million | VASINDAS' AROUND THE CLOCK CARE, INC | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | VERTICAL TANK, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | VICJOECINQ INCORPORATED | BAKERSFIELD, CA | MUFG Union Bank, National Association |
| $150,000–350,000 | VICTOR'S MEXICAN GRILL | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | VINAKA LP | BAKERSFIELD, CA | Bank of the West |
| $150,000–350,000 | VISTA VALENCIA LLC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $350,000–1 million | VM CUSTOM FARMING, INC | BAKERSFIELD, CA | Farm Credit West, PCA |
| $150,000–350,000 | VMAX ELECTRIC CORPORATION | BAKERSFIELD, CA | United Security Bank |
| $150,000–350,000 | WAGONER AIR CONTROL SERVICES, INC | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | WALKER-LEWIS, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | WALLACE & SMITH CONTRACTORS | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | WATER-WAYS IRRIGATION ENGINEERS, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | WATTENBARGER WELLS CONSTRUCTN | BAKERSFIELD, CA | Tri Counties Bank |
| $150,000–350,000 | WATTS CHOPPING | BAKERSFIELD, CA | Intuit Financing Inc. |
| $350,000–1 million | WB BAKERSFIELD - HY, LLC | BAKERSFIELD, CA | ServisFirst Bank |
| $350,000–1 million | WEKAM INC. | BAKERSFIELD, CA | First Bank of the Lake |
| $1–2 million | WELL ANALYSIS CORPORATION INC | BAKERSFIELD, CA | Bank of the Sierra |
| $150,000–350,000 | WELL REHABILITATION SERVICES, INC. | BAKERSFIELD, CA | Valley Strong CU |
| $1–2 million | WENDY'S OF THE PACIFIC, INC. | BAKERSFIELD, CA | City National Bank |
| $350,000–1 million | WES BRADFORD INSURANCE SALES, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | WEST AMERICAN SERVICE CORPORATION | BAKERSFIELD, CA | Bank of the Sierra |
| $350,000–1 million | WEST COAST CASING, LLC | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | WEST COAST CONSTRUCTION & MECHANICAL, INC. | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | WEST COAST DRYWALL CONSTRUCTION INC. | BAKERSFIELD, CA | Tri Counties Bank |
| $150,000–350,000 | WEST KERN ENVIRONMENTAL | BAKERSFIELD, CA | Pacific Western Bank |
| $150,000–350,000 | WESTCOAST HYDRAULICS INC. | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | WESTERN NUTRIENTS CORPORATION | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | WESTERN POWER PRODUCTS | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | WESTERN SCRAP INC | BAKERSFIELD, CA | Bank of America, National Association |
| $350,000–1 million | WESTERN SKY DAIRY, LLC | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | WESTERN VALVE INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | WHITNEY OAK LLC | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | WIKI'S WINE DIVE, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | WILDWOOD DAIRY, LLC | BAKERSFIELD, CA | Lexicon Bank |
| $150,000–350,000 | WILLIAMS ADAMS & COMPANY, CPAS | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | WILSON BROTHERS ROOFING | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | WILSONS INDUSTRIAL PUMP INC | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | WINTON ROAD BROADCASTING CO., LLC | BAKERSFIELD, CA | Howard Bank |
| $150,000–350,000 | WISE ELECTRIC & COMMUNICATION, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | WITCHER ELECTRIC, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | WOOLGROWERS RESTAURANT, INC. | BAKERSFIELD, CA | Mission Bank |
| $350,000–1 million | WORK FORCE SERVICES INC | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | WRC CONTRACTING, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | WZI INC | BAKERSFIELD, CA | Grand Bank |
| $150,000–350,000 | XCELDATA INC. | BAKERSFIELD, CA | American Express National Bank |
| $150,000–350,000 | YUROSEK FARMING COMPANY, LLC | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | ZZZ AUTO PARTS, LLC | BAKERSFIELD, CA | Mission Bank |