| $350,000–1 million | SAFETY CENTER, INCORPORATED | SACRAMENTO, CA | Wells Fargo Bank, National Association |
| $350,000–1 million | SAINT JOHN'S PROGRAM FOR REAL CHANGE | SACRAMENTO, CA | Five Star Bank |
| $350,000–1 million | SALAMEH & NABER INC | SACRAMENTO, CA | Banner Bank |
| $150,000–350,000 | SALEM & GREEN, A PROFESSIONAL CORPORATION | SACRAMENTO, CA | Bank of the West |
| $150,000–350,000 | SALON BRAVISSIMO LLC | SACRAMENTO, CA | Cache Valley Bank |
| $350,000–1 million | SALVEO, INC. | SACRAMENTO, CA | First Bank of the Lake |
| $150,000–350,000 | SAM'S HOF BRAU | SACRAMENTO, CA | Harvest Small Business Finance, LLC |
| $150,000–350,000 | SAN LUCAS PEDIATRIC CLINIC INC | SACRAMENTO, CA | Bank of America, National Association |
| $150,000–350,000 | SANDMAN PROPERTY LLC | SACRAMENTO, CA | Harvest Small Business Finance, LLC |
| $150,000–350,000 | SARA ARBABIAN | SACRAMENTO, CA | Zions Bank, A Division of |
| $150,000–350,000 | SARPANCH TRANSPORT INC | SACRAMENTO, CA | Umpqua Bank |
| $150,000–350,000 | SB PAULSON LLC | SACRAMENTO, CA | MUFG Union Bank, National Association |
| $2–5 million | SCHETTER ELECTRIC INC. | SACRAMENTO, CA | Merchants Bank of Commerce |
| $2–5 million | SCHETTER ELECTRIC, LLC | SACRAMENTO, CA | River City Bank |
| $150,000–350,000 | SCHOOL FACILITY CONSULTANTS, INC. | SACRAMENTO, CA | Merchants Bank of Commerce |
| $350,000–1 million | SCHOOL SERVICES OF CALIFORNIA, INC. | SACRAMENTO, CA | U.S. Bank, National Association |
| $350,000–1 million | SCHUERING ZIMMERMAN & DOYLE, LLP | SACRAMENTO, CA | Farmers & Merchants Bank of Central California |
| $150,000–350,000 | SCHULTZE, BOONE & SILVA, AN ACCOUNTANCY CORPORATION | SACRAMENTO, CA | River City Bank |
| $350,000–1 million | SCOTT'S SACRAMENTO RIVER INC | SACRAMENTO, CA | Bank of America, National Association |
| $150,000–350,000 | SCOTT'S SEAFOOD ROUNDHOUSE | SACRAMENTO, CA | Byline Bank |
| $350,000–1 million | SEARCHPROS STAFFING, LLC | SACRAMENTO, CA | First Northern Bank of Dixon |
| $350,000–1 million | SEGAL & ASSOCIATES, PC | SACRAMENTO, CA | MUFG Union Bank, National Association |
| $150,000–350,000 | SELLAND FAMILY RESTAURANT COMPANY | SACRAMENTO, CA | Merchants Bank of Commerce |
| $350,000–1 million | SELLAND'S BROADWAY, INC. | SACRAMENTO, CA | River City Bank |
| $150,000–350,000 | SELZIM, INC. | SACRAMENTO, CA | Merchants Bank of Commerce |
| $2–5 million | SENT MANAGEMENT SERVICES, LLC | SACRAMENTO, CA | River City Bank |
| $350,000–1 million | SEQUOIA SURGICAL, INC. | SACRAMENTO, CA | Endeavor Bank |
| $350,000–1 million | SETZER FOREST PRODUCTS, INC | SACRAMENTO, CA | U.S. Bank, National Association |
| $150,000–350,000 | SHADY LADY, INC. | SACRAMENTO, CA | Cross River Bank |
| $350,000–1 million | SHALOM SCHOOL | SACRAMENTO, CA | U.S. Bank, National Association |
| $150,000–350,000 | SHARIF FINANCIAL CORPORATION | SACRAMENTO, CA | Beneficial State Bank |
| $150,000–350,000 | SHARIF INVESTMENT GROUP INC | SACRAMENTO, CA | Beneficial State Bank |
| $350,000–1 million | SHASTA LINEN SUPPLY, INC. | SACRAMENTO, CA | Five Star Bank |
| $150,000–350,000 | SHAW LAW GROUP, PC | SACRAMENTO, CA | American River Bank |
| $350,000–1 million | SHEILA N. HARRIS, D.D.S., INC. | SACRAMENTO, CA | Live Oak Banking Company |
| $1–2 million | SHERMAN LOEHR CUSTOM TIELS WORKS, INC. | SACRAMENTO, CA | American River Bank |
| $150,000–350,000 | SIDNEY LE BEAUTY CO INC | SACRAMENTO, CA | Readycap Lending, LLC |
| $350,000–1 million | SIERRA HEALTH FOUNDATION | SACRAMENTO, CA | Beneficial State Bank |
| $150,000–350,000 | SIERRA LOGISTICS INC | SACRAMENTO, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | SIERRA OAK INSURANCE SERVICES, INC. | SACRAMENTO, CA | Bank of America, National Association |
| $150,000–350,000 | SIERRA OAKS DENTAL GROUP, INC | SACRAMENTO, CA | Live Oak Banking Company |
| $1–2 million | SIERRA OFFICE SYSTEMS AND PRODUCTS, INC. | SACRAMENTO, CA | California Bank of Commerce |
| $150,000–350,000 | SIERRA PACIFIC LITHOGRAPHICS INC. | SACRAMENTO, CA | First-Citizens Bank & Trust Company |
| $350,000–1 million | SIERRA SINGLE PLY INC | SACRAMENTO, CA | Suncrest Bank |
| $150,000–350,000 | SIERRA VALLEY MOVING & STORAGE INC. | SACRAMENTO, CA | Bank of the West |
| $350,000–1 million | SIERRA WASTE RECYCLING AND TS INC | SACRAMENTO, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | SIGNATURE SURFACES, INC | SACRAMENTO, CA | MUFG Union Bank, National Association |
| $350,000–1 million | SIMAS FLOOR CO INC | SACRAMENTO, CA | Bank of Stockton |
| $150,000–350,000 | SISLER & SISLER CONSTRUCTION, INC. | SACRAMENTO, CA | Merchants Bank of Commerce |
| $150,000–350,000 | SJOBERG EVASHENK CONSULTING IN | SACRAMENTO, CA | Merchants Bank of Commerce |
| $150,000–350,000 | SKIP'S MUSIC, INCORPORATED | SACRAMENTO, CA | Citibank, N.A. |
| $1–2 million | SKYLINE SCAFFOLD, INC. | SACRAMENTO, CA | First Foundation Bank |
| $150,000–350,000 | SKYPARK GARDENS LLC | SACRAMENTO, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | SL ONE GLOBAL, INC. | SACRAMENTO, CA | Cathay Bank |
| $150,000–350,000 | SLAVIC MISSIONARY CHURCH, INC | SACRAMENTO, CA | Ukrainian FCU |
| $150,000–350,000 | SLEEPCARE SOURCE LLC | SACRAMENTO, CA | U.S. Bank, National Association |
| $350,000–1 million | SLOAN SAKAI YEUNG & WONG LLP | SACRAMENTO, CA | First Republic Bank |
| $350,000–1 million | SMARTGUARD, INC. | SACRAMENTO, CA | River City Bank |
| $1–2 million | SMILE BUSINESS PRODUCTS, INC. | SACRAMENTO, CA | BBVA USA |
| $150,000–350,000 | SMITH MOORE & ASSOCIATES, INC. | SACRAMENTO, CA | Bank of the West |
| $150,000–350,000 | SMITH, MCDOWELL & POWELL, A LAW CORPORATION | SACRAMENTO, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | SMOLICH & SMOLICH | SACRAMENTO, CA | U.S. Bank, National Association |
| $150,000–350,000 | SNAR INC | SACRAMENTO, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | SNIDER LEASING CORP. | SACRAMENTO, CA | Umpqua Bank |
| $150,000–350,000 | SNYIR INC | SACRAMENTO, CA | Banner Bank |
| $150,000–350,000 | SOCIETY FOR THE BLIND | SACRAMENTO, CA | First Northern Bank of Dixon |
| $350,000–1 million | SOCKOLOV & SOCKOLOV A PROFESSIONAL CORPORATION | SACRAMENTO, CA | First-Citizens Bank & Trust Company |
| $150,000–350,000 | SOCOTRA CAPITAL, INC. | SACRAMENTO, CA | Merchants Bank of Commerce |
| $150,000–350,000 | SOLAR SENIOR LIVING 2 LLC | SACRAMENTO, CA | Northeast Bank |
| $350,000–1 million | SOLID SOLUTIONS 24 7 INC | SACRAMENTO, CA | Banner Bank |
| $150,000–350,000 | SOLOMON'S DELICATESSEN LLC | SACRAMENTO, CA | Merchants Bank of Commerce |
| $350,000–1 million | SOLUTIONS WEST | SACRAMENTO, CA | Wells Fargo Bank, National Association |
| $350,000–1 million | SOMACH, SIMMONS & DUNN, A PROFESSIONAL CORPORATION | SACRAMENTO, CA | River City Bank |
| $350,000–1 million | SOMAL BROTHERS TRUCKING INC | SACRAMENTO, CA | Bank of the West |
| $2–5 million | SOMMERCAL CONCRETE, INC. | SACRAMENTO, CA | American River Bank |
| $350,000–1 million | SOUTHGATE GLASS & SCREEN INC. | SACRAMENTO, CA | First-Citizens Bank & Trust Company |
| $150,000–350,000 | SPANDA INDUSTRIAL DEVELOPMENT INC | SACRAMENTO, CA | Banner Bank |
| $350,000–1 million | SPECTRUM SERVICES GROUP, INC | SACRAMENTO, CA | Bank of America, National Association |
| $1–2 million | SPENCER BUILDING MAINTENANCE, INC | SACRAMENTO, CA | First Northern Bank of Dixon |
| $150,000–350,000 | SPENCER COMPOSITES CORPORATION | SACRAMENTO, CA | River City Bank |
| $150,000–350,000 | SPINELLI, DONALD, & NOTT, A PROFESSIONAL CORPORATION | SACRAMENTO, CA | River City Bank |
| $1–2 million | SPYGLASS LLC | SACRAMENTO, CA | First Foundation Bank |
| $150,000–350,000 | SQUARE ONE AUTISM SERVICES | SACRAMENTO, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | SRO, INC DBA 33RD STREET BISTRO | SACRAMENTO, CA | Zions Bank, A Division of |
| $350,000–1 million | ST FRANCIS OF ASSISI PARISH SACRAMENTO | SACRAMENTO, CA | Notre Dame FCU |
| $350,000–1 million | ST MARY PARISH SACRAMENTO | SACRAMENTO, CA | Notre Dame FCU |
| $150,000–350,000 | ST PAUL BAPTIST CHURCH | SACRAMENTO, CA | First Bank of Owasso |
| $150,000–350,000 | ST ROBERT PARISH SACRAMENTO | SACRAMENTO, CA | Notre Dame FCU |
| $350,000–1 million | ST. ANTON MULTIFAMILY INC. | SACRAMENTO, CA | Five Star Bank |
| $2–5 million | ST. FRANCIS CATHOLIC HIGH SCHOOL OF THE DIOCESE OF SACRAMENTO | SACRAMENTO, CA | Notre Dame FCU |
| $150,000–350,000 | ST. HOPE ACADEMY | SACRAMENTO, CA | River City Bank |
| $1–2 million | ST. HOPE PUBLIC SCHOOLS | SACRAMENTO, CA | River City Bank |
| $1–2 million | STANFORD YOUTH SOLUTIONS | SACRAMENTO, CA | Westamerica Bank |
| $150,000–350,000 | STAR INDUSTRIES | SACRAMENTO, CA | Customers Bank |
| $150,000–350,000 | STAR MERMAID AND OAK TIRES OF SACRAMENTO | SACRAMENTO, CA | Cross River Bank |
| $150,000–350,000 | STARR'S BUILDING SUPPLY, INC. | SACRAMENTO, CA | Bank of the West |
| $150,000–350,000 | STARRY BAND, INC. | SACRAMENTO, CA | Five Star Bank |
| $150,000–350,000 | STEPHEN M. CASAGRANDE, D.D.S., INC. | SACRAMENTO, CA | First Foundation Bank |
| $350,000–1 million | STOMMEL, INC. | SACRAMENTO, CA | California Bank of Commerce |
| $150,000–350,000 | STONE TILE EVOLUTION LLC | SACRAMENTO, CA | Fountainhead SBF LLC |