| $350,000–1 million | JOHNSON, HICKEY & MURCHISON, P.C. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | JOHNSON, MURPHEY & WRIGHT, P.C. | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | JPM RESTAURANT, LLC | CHATTANOOGA, TN | FirstBank |
| $150,000–350,000 | JRC VENTURES, INC | CHATTANOOGA, TN | Regions Bank |
| $150,000–350,000 | KB INTERNATIONAL, LLC | CHATTANOOGA, TN | Atlantic Capital Bank, National Association |
| $150,000–350,000 | KBS HOTEL GROUP, LLC | CHATTANOOGA, TN | Century Bank of Georgia |
| $150,000–350,000 | KEEFE PLUMBING AND HEATING, CO., INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | KEITHCARE MANAGEMENT COMPANY, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | KELLY AUTO GROUP, INC | CHATTANOOGA, TN | SmartBank |
| $1–2 million | KEN GARNER MANUFACTURING, INC. | CHATTANOOGA, TN | First Horizon Bank |
| $1–2 million | KEN SMITH AUTO PARTS, INC. | CHATTANOOGA, TN | The Huntington National Bank |
| $150,000–350,000 | KERNS ENTERPRISES, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | KING INDUSTRIES INC | CHATTANOOGA, TN | Synovus Bank |
| $150,000–350,000 | KING'S PROVISIONS COMPANY | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | KIRK MACHINE SHOP INC | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | KLEENCO CONSTRUCTION OF TENNESSEE, INC | CHATTANOOGA, TN | Northeast Bank |
| $150,000–350,000 | KNIGHT & HOOPER PLLC | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | KTM BUILDERS LLC | CHATTANOOGA, TN | First Volunteer Bank |
| $350,000–1 million | L SQUARED, LLC | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | LAMBERTI SYNTHESIS USA INC | CHATTANOOGA, TN | Wells Fargo Bank, National Association |
| $150,000–350,000 | LANDMARK POURED WALLS, INC | CHATTANOOGA, TN | First Volunteer Bank |
| $150,000–350,000 | LAS MARGARITAS INC. | CHATTANOOGA, TN | Regions Bank |
| $2–5 million | LAWSON ELECTRIC COMPANY, INC. | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | LAWSON WINCHESTER WEALTH MANAGEMENT LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | LEE-SMITH INC | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | LEEWOOD INVESTMENTS & ASSOCIATES, LLC | CHATTANOOGA, TN | Commercial Bank |
| $350,000–1 million | LEGAL AID OF EAST TENNESSEE | CHATTANOOGA, TN | Regions Bank |
| $1–2 million | LEITNER, WILLIAMS, DOOLEY & NAPOLITAN, PLLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | LESCO, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | LIPSEY LOGISTICS WORLDWIDE, LLC | CHATTANOOGA, TN | SmartBank |
| $150,000–350,000 | LIPSEY TRANSPORT, LLC | CHATTANOOGA, TN | SmartBank |
| $350,000–1 million | LIPSEY TRUCKING LLC | CHATTANOOGA, TN | SmartBank |
| $150,000–350,000 | LITTLE MISS MAG EARLY LEARNING CENTER | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | LIVINGSTON GROUP ASSET MANAGEMENT COMPANY | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | LJCP OYAJI, LLC | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | LOGISTIX LLC | CHATTANOOGA, TN | Bank of America, National Association |
| $350,000–1 million | LONG HYUNDAI, INC, | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | LOOKOUT PROPERTY MANAGEMENT INC | CHATTANOOGA, TN | First Volunteer Bank |
| $150,000–350,000 | LUTHER ANDERSON, PLLP | CHATTANOOGA, TN | Regions Bank |
| $150,000–350,000 | LV@HM, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | LYNC LOGISTICS, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | LYNSKEY PERFORMANCE PRODUCTS LLC | CHATTANOOGA, TN | Millennium Bank |
| $350,000–1 million | MADISON HOTEL PROPERTY INVESTMENT , LLC | CHATTANOOGA, TN | Coastal States Bank |
| $150,000–350,000 | MAGISTER CORPORATION | CHATTANOOGA, TN | Truist Bank d/b/a Branch Banking & Trust Co |
| $150,000–350,000 | MANAGEMENT RECRUITERS OF CHATTANOOGA-BRAINERD, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | MANUFACTURING REPAIR & OVERSTOCK, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | MARCH ADAMS & ASSOCIATES, INC | CHATTANOOGA, TN | First Volunteer Bank |
| $1–2 million | MARION ENVIRONMENTAL INCORPORATED | CHATTANOOGA, TN | First Volunteer Bank |
| $1–2 million | MARION ENVIRONMENTAL INCORPORATED | CHATTANOOGA, TN | First Volunteer Bank |
| $150,000–350,000 | MARK R. KAPPERMAN, O.D., P.C. | CHATTANOOGA, TN | Live Oak Banking Company |
| $150,000–350,000 | MARKET STREET PARTNERS, PLLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | MARTIN-BOYD CHRISTIAN HOME, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | MASONRY SPECIALIST CORPORATION | CHATTANOOGA, TN | First Volunteer Bank |
| $150,000–350,000 | MASSEY & ASSOCIATES PC | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | MASTER MACHINE, INC. | CHATTANOOGA, TN | Renasant Bank |
| $150,000–350,000 | MATRIX SEPARATIONS LLC | CHATTANOOGA, TN | SmartBank |
| $2–5 million | MATURECARE OF STANDIFER PLACE, LLC | CHATTANOOGA, TN | SmartBank |
| $150,000–350,000 | MAVEN GROUP LLC | CHATTANOOGA, TN | FirstBank |
| $350,000–1 million | MAX TRANS LOGISTICS OF CHATTANOOGA | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | MAYCREATE, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | MAYSE CONSTRUCTION COMPANY | CHATTANOOGA, TN | First Volunteer Bank |
| $350,000–1 million | MCCRIGHT & ASSOCIATES. LLC | CHATTANOOGA, TN | Hope Enterprise Corporation |
| $1–2 million | MCKAY BOOKS INCORPORATED | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | MCKAY BOOKS NC, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | MCMAHAN LAW FIRM, P.C. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | MD HOSPITALITY GROUP | CHATTANOOGA, TN | Bank of Cleveland |
| $350,000–1 million | MED INVESTORS DEVELOPMENT, LLC | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | MEDICAL BILLING MANAGEMENT, LLC | CHATTANOOGA, TN | Truist Bank d/b/a Branch Banking & Trust Co |
| $350,000–1 million | METALWORKING SOLUTIONS, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | METRO LAWN CARE, LLC | CHATTANOOGA, TN | First Volunteer Bank |
| $350,000–1 million | METRO SERVICES, INC. | CHATTANOOGA, TN | Truist Bank d/b/a Branch Banking & Trust Co |
| $150,000–350,000 | METRO SEWER & DRAIN INC | CHATTANOOGA, TN | SmartBank |
| $5–10 million | METROPOLITAN SECURITY SERVICES, INC. | CHATTANOOGA, TN | Renasant Bank |
| $1–2 million | MHC, INC. | CHATTANOOGA, TN | Harvest Small Business Finance, LLC |
| $150,000–350,000 | MICHAEL W GOODMAN MD PC | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | MID-SOUTH CARPENTERS REGIONAL COUNCIL TRAINING TRUST FUND | CHATTANOOGA, TN | First Volunteer Bank |
| $350,000–1 million | MIDTOWN LODGING, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | MIKE COLLINS & ASSOCIATES INC | CHATTANOOGA, TN | Truist Bank d/b/a Branch Banking & Trust Co |
| $1–2 million | MILLER & MARTIN PLLC | CHATTANOOGA, TN | Synovus Bank |
| $2–5 million | MILLER ELECTRICAL CONTRACTORS, INC. | CHATTANOOGA, TN | BancorpSouth Bank |
| $150,000–350,000 | MODUS BUILD, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | MONTEAGLE SAND, LLC | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | MORGAN CONSTRUCTION COMPANY, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | MOSE AND GARRISON SISKIN MEMORIAL FOUNDATION, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | MOTLEY BREW, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | MOUNTAIN CITY LANDSCAPE INC | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | MSA, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | MSI WORKFORCE SOLUTIONS LLC | CHATTANOOGA, TN | FirstBank |
| $350,000–1 million | MTN. VIEW AT 153, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | MTN. VIEW FORD, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | MTN. VIEW MOTORSPORTS, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | MTN. VIEW NISSAN, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | MTW ACQUISITION, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $2–5 million | NABCO ELECTRIC COMPANY INC. | CHATTANOOGA, TN | FirstBank |
| $150,000–350,000 | NATIONAL CENTER FOR YOUTH ISSUES | CHATTANOOGA, TN | Regions Bank |
| $1–2 million | NEPHROLOGY ASSOCIATES A TENNESSEE GENERAL PARTNER | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | NESS USA INTERNATIONAL INC | CHATTANOOGA, TN | SmartBank |
| $350,000–1 million | NETWORK TRANSPORT, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | NEW BLUE CONSTRUCTION, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | NEW CITY FELLOWSHIP INC | CHATTANOOGA, TN | First Horizon Bank |