| $2–5 million | SJS EXECUTIVES, LLC | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | SKYHIGH ENTERPRISES | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | SLIPOW, ROBUSTO & KELLAM, P.C. | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | SMINK, THOMAS & ASSOCIATES, P.C. | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | SONNY'S MECHANICAL SERVICE | VIRGINIA BEACH, VA | Wells Fargo Bank, National Association |
| $150,000–350,000 | SOUND STRUCTURES, INC | VIRGINIA BEACH, VA | Village Bank |
| $350,000–1 million | SOUTHERN OF LYNNHAVEN, INC. | VIRGINIA BEACH, VA | Ally Bank |
| $2–5 million | SOUTHERN TRUST MORTGAGE LLC | VIRGINIA BEACH, VA | Atlantic Union Bank |
| $350,000–1 million | SOUTHWARD & ASSOCIATES, INC. | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | SPARQ GLOBAL LLC | VIRGINIA BEACH, VA | Towne Bank |
| $350,000–1 million | SPEIGHT MARSHALL & FRANCIS PC | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | SPOKES, INC. | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | SPRING BRANCH COMMUNITY CHURCH | VIRGINIA BEACH, VA | Atlantic Union Bank |
| $150,000–350,000 | STAGE DELI SHOPPES | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | STAR OF THE SEA CATHOLIC SCHOOL | VIRGINIA BEACH, VA | Towne Bank |
| $350,000–1 million | STARCHASE, LLC | VIRGINIA BEACH, VA | Southern Bank and Trust Company |
| $350,000–1 million | STAUNTON HOTEL MANAGER, LLC | VIRGINIA BEACH, VA | Farmers Bank |
| $350,000–1 million | STEELMASTER BUILDINGS, LLC | VIRGINIA BEACH, VA | Towne Bank |
| $350,000–1 million | STEINHILBERS RESTAURANT, LLC | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | STEVE LOVE INSURANCE AGENCY, INC. | VIRGINIA BEACH, VA | Atlantic Union Bank |
| $150,000–350,000 | STOCK OR MODIFIED BODYWORKS, INC. | VIRGINIA BEACH, VA | Southern Bank and Trust Company |
| $150,000–350,000 | STRANGWAYS ENTERPRISES INC | VIRGINIA BEACH, VA | VCC Bank |
| $350,000–1 million | STRATUSLIVE LLC | VIRGINIA BEACH, VA | Truist Bank d/b/a Branch Banking & Trust Co |
| $150,000–350,000 | STRECO FIBRES INC | VIRGINIA BEACH, VA | PNC Bank, National Association |
| $350,000–1 million | STUDIO CENTER CORPORATION | VIRGINIA BEACH, VA | Towne Bank |
| $350,000–1 million | SUBURBAN CAPITAL, INC | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | SUFFOLK LODGING PARTNERS, LLC | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | SUGAR PLUM, INC. | VIRGINIA BEACH, VA | Southern Bank and Trust Company |
| $150,000–350,000 | SULLIVAN, ANDREWS & TAYLOR, P.C. | VIRGINIA BEACH, VA | Atlantic Union Bank |
| $350,000–1 million | SUMMS SKIP AND COLLECTION SERVICE, INCORPORTATED | VIRGINIA BEACH, VA | Atlantic Union Bank |
| $350,000–1 million | SUNDAY'S TANNING RESORT, INC | VIRGINIA BEACH, VA | Southern Bank and Trust Company |
| $350,000–1 million | SUNSATIONS INC. | VIRGINIA BEACH, VA | The Old Point National Bank of Phoebus |
| $2–5 million | SUPER SYSTEMS INC | VIRGINIA BEACH, VA | PNC Bank, National Association |
| $350,000–1 million | SUPPORT SERVICES OF VIRGINIA, INC. | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | SURF RIDER CHESAPEAKE INC | VIRGINIA BEACH, VA | Truist Bank d/b/a Branch Banking & Trust Co |
| $150,000–350,000 | SURF RIDER GRILL & BAR INC | VIRGINIA BEACH, VA | Truist Bank d/b/a Branch Banking & Trust Co |
| $150,000–350,000 | SURFSIDE RESORTS I, INC. | VIRGINIA BEACH, VA | Towne Bank |
| $350,000–1 million | SUSSEX DEVELOPMENT CORPORATION | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | SWANGO LAW, P.C. | VIRGINIA BEACH, VA | Towne Bank |
| $350,000–1 million | SYKES, BOURDON, AHERN & LEVY, P.C. | VIRGINIA BEACH, VA | Southern Bank and Trust Company |
| $150,000–350,000 | T + S BECK ENTERPRISES INC | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | TALL OAKS INC | VIRGINIA BEACH, VA | Fulton Bank, National Association |
| $150,000–350,000 | TAMPICO ENTERPRISES INC | VIRGINIA BEACH, VA | Truist Bank d/b/a Branch Banking & Trust Co |
| $1–2 million | TASTE UNLIMITED, LLC | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | TAYLOR & WALKER, PC | VIRGINIA BEACH, VA | The Old Point National Bank of Phoebus |
| $150,000–350,000 | TAYLOR CONSTRUCTION, LLC | VIRGINIA BEACH, VA | The Old Point National Bank of Phoebus |
| $350,000–1 million | TCA BLOCK 7 HOTEL, LLC | VIRGINIA BEACH, VA | Farmers Bank |
| $350,000–1 million | TDI LLC | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | TELCOM SYSTEMS, LLC | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | TERRY PETERSON RESIDENTIAL COMPANIES LLC | VIRGINIA BEACH, VA | Newport News Shipbuilding Empl CU Inc d/b/a BayPort CU |
| $350,000–1 million | THE ASCENDANCY GROUP LTD | VIRGINIA BEACH, VA | Truist Bank d/b/a Branch Banking & Trust Co |
| $350,000–1 million | THE AUTO CONNECTION INC. | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | THE BRYANT GROUP REAL ESTATE PROFESSIONALS | VIRGINIA BEACH, VA | Readycap Lending, LLC |
| $150,000–350,000 | THE BUTCHER'S SON TOO, INC | VIRGINIA BEACH, VA | Towne Bank |
| $350,000–1 million | THE CITADEL VIRGINIA BEACH LLC | VIRGINIA BEACH, VA | Congressional Bank |
| $150,000–350,000 | THE DAVID GROUP, INC. | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | THE EYE SPECIALISTS | VIRGINIA BEACH, VA | Towne Bank |
| $2–5 million | THE LAWSON COMPANIES INC | VIRGINIA BEACH, VA | Towne Bank |
| $350,000–1 million | THE MILLER GROUP COMPANIES, INC. | VIRGINIA BEACH, VA | Towne Bank |
| $350,000–1 million | THE PENROD CO | VIRGINIA BEACH, VA | PNC Bank, National Association |
| $150,000–350,000 | THE PROFESSIONAL COMPANIES INC | VIRGINIA BEACH, VA | Truist Bank d/b/a Branch Banking & Trust Co |
| $350,000–1 million | THE RUNNYMEDE CORPORATION | VIRGINIA BEACH, VA | Atlantic Union Bank |
| $350,000–1 million | THE SELECT GROUP INC | VIRGINIA BEACH, VA | Atlantic Union Bank |
| $150,000–350,000 | THE SUMMIT GROUP OF VIRGINIA, LLP | VIRGINIA BEACH, VA | Towne Bank |
| $350,000–1 million | THE THERAPY NETWORK | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | THE WHISKEY KITCHEN OF VIRGINIA BEACH LLC | VIRGINIA BEACH, VA | Truist Bank d/b/a Branch Banking & Trust Co |
| $350,000–1 million | THERMO TROL SYSTEMS INC | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | TIDEWATER AUTOMOTIVE AND INDUSTRIAL MACHINE, INC. | VIRGINIA BEACH, VA | Atlantic Union Bank |
| $350,000–1 million | TIDEWATER CLIPPERS, LLC | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | TIDEWATER CONVENIENCE TWO INC | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | TIDEWATER CONVENIENCE, INC. | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | TIDEWATER COUNCIL, BOY SCOUTS OF AMERICA | VIRGINIA BEACH, VA | Southern Bank and Trust Company |
| $2–5 million | TIDEWATER FINANCE COMPANY | VIRGINIA BEACH, VA | Atlantic Union Bank |
| $350,000–1 million | TIDEWATER KIDNEY SPECIALISTS INC | VIRGINIA BEACH, VA | Truist Bank d/b/a Branch Banking & Trust Co |
| $150,000–350,000 | TIDEWATER PSYCHOTHERAPY SERVICES | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | TIDEWATER REAL ESTATE ALLIANCE INC | VIRGINIA BEACH, VA | Truist Bank d/b/a Branch Banking & Trust Co |
| $150,000–350,000 | TIDEWATER SEW-VAC, INCORPORATED | VIRGINIA BEACH, VA | Newport News Shipbuilding Empl CU Inc d/b/a BayPort CU |
| $1–2 million | TIDEWATER SKIN CARE | VIRGINIA BEACH, VA | Atlantic Union Bank |
| $150,000–350,000 | TIDEWATER TACTICAL | VIRGINIA BEACH, VA | Towne Bank |
| $350,000–1 million | TMC ATLANTA OPERATIONS LLC | VIRGINIA BEACH, VA | Truist Bank d/b/a Branch Banking & Trust Co |
| $350,000–1 million | TMC RICHMOND OPERATIONS LLC | VIRGINIA BEACH, VA | Truist Bank d/b/a Branch Banking & Trust Co |
| $350,000–1 million | TMC VIRGINIA BEACH OPERATIONS LLC | VIRGINIA BEACH, VA | Towne Bank |
| $350,000–1 million | TOMAR COMPUTER INTEGRATION, INC | VIRGINIA BEACH, VA | Blue Ridge Bank, National Association |
| $150,000–350,000 | TORRENTIAL DATA SOLUTIONS, INC. | VIRGINIA BEACH, VA | Towne Bank |
| $350,000–1 million | TRIDENT CIVIL, INC. | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | TRINITY CHURCH | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | TRUST CARE AT HOME, LLC | VIRGINIA BEACH, VA | Towne Bank |
| $350,000–1 million | TRUSTUS SECURITY SERVICES, LLC | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | TS3 ARCHITECTS PC | VIRGINIA BEACH, VA | Bank of America, National Association |
| $350,000–1 million | TST TACTICAL DEFENSE SOLUTIONS, INC. | VIRGINIA BEACH, VA | Manufacturers and Traders Trust Company |
| $150,000–350,000 | U MART INC | VIRGINIA BEACH, VA | VCC Bank |
| $150,000–350,000 | U S FIBERGLASS PRODUCTS INC | VIRGINIA BEACH, VA | Towne Bank |
| $350,000–1 million | U-PLAY USA LLC | VIRGINIA BEACH, VA | MetaBank, National Association |
| $150,000–350,000 | UJFT COMMUNITY CAMPUS, LLC | VIRGINIA BEACH, VA | The Old Point National Bank of Phoebus |
| $150,000–350,000 | ULTRA YIELD MICRONUTRIENTS INC | VIRGINIA BEACH, VA | Atlantic Union Bank |
| $350,000–1 million | UNION BRICK CONSTRUCTION CORP. | VIRGINIA BEACH, VA | Fulton Bank, National Association |
| $350,000–1 million | UNITED JEWISH FEDERATION OF TIDEWATER | VIRGINIA BEACH, VA | Towne Bank |
| $1–2 million | UNITED PROPERTY ASSOCIATES, INC | VIRGINIA BEACH, VA | Towne Bank |
| $150,000–350,000 | UNITED RESORATIONS, INC. | VIRGINIA BEACH, VA | Towne Bank |
| $350,000–1 million | UNITED STATES SALES CORP | VIRGINIA BEACH, VA | Towne Bank |