| $350,000–1 million | CREDO CONSTRUCTION, INC. | BELLINGHAM, WA | Heritage Bank |
| $150,000–350,000 | CUSTOM CONCRETE CONTRACTING INC | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | D'ANNA'S RAVIOLI CO, INC. | BELLINGHAM, WA | Whatcom Educational CU |
| $1–2 million | DALE E & ELAINE SHINTAFFER | BELLINGHAM, WA | U.S. Bank, National Association |
| $150,000–350,000 | DARRYL W.S. CHEN, DDS, AND LINH T. VU, DDS, INC. P.S. | BELLINGHAM, WA | Peoples Bank |
| $2–5 million | DAWSON CONSTRUCTION, LLC | BELLINGHAM, WA | Peoples Bank |
| $350,000–1 million | DCOB, INC. | BELLINGHAM, WA | Live Oak Banking Company |
| $150,000–350,000 | DERMATOLOGY AND LASER CENTER NORTHWEST | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | DEVINE COUNTERTOPS, LLC | BELLINGHAM, WA | Peoples Bank |
| $350,000–1 million | DEWAARD & BODE, INC. | BELLINGHAM, WA | KeyBank National Association |
| $350,000–1 million | DICKERSON DISTRIBUTORS INC | BELLINGHAM, WA | SaviBank |
| $350,000–1 million | DIRT WORKS BELLINGHAM, INC. | BELLINGHAM, WA | Bank of the Pacific |
| $150,000–350,000 | DOMESTIC VIOLENCE AND SEXUAL ASSAULT SERVICES OF WHATCOMCOUNTY | BELLINGHAM, WA | Peoples Bank |
| $350,000–1 million | E-RESOURCES LLC | BELLINGHAM, WA | Blue Ridge Bank, National Association |
| $150,000–350,000 | ECOTECH ENERGY SYSTEMS LLC | BELLINGHAM, WA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | EL GITANO RESTAURANT III INC. | BELLINGHAM, WA | Heritage Bank |
| $350,000–1 million | ENJACK, INC. | BELLINGHAM, WA | Spokane Teachers CU |
| $150,000–350,000 | ENVIRONMENTAL INSULATION AND CONTRACTING, LLC | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | ERIC S SMITH MD INC PS | BELLINGHAM, WA | Washington Federal Bank, National Association |
| $150,000–350,000 | EVIL BIKES LLC | BELLINGHAM, WA | Coastal Community Bank |
| $2–5 million | EXXEL PACIFIC, INC. EMPLOYEE STOCK OWNERSHIP PLAN | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | EYECO OPTOMETRY, P.S. | BELLINGHAM, WA | Heritage Bank |
| $350,000–1 million | FAIRHAVEN HEALTH LLC | BELLINGHAM, WA | Bank of America, National Association |
| $150,000–350,000 | FAIRHAVEN VETERINARY HOSPITAL, PLLC | BELLINGHAM, WA | Peoples Bank |
| $5–10 million | FAMILY CARE NETWORK, P.L.L.C. | BELLINGHAM, WA | KeyBank National Association |
| $150,000–350,000 | FANATIK BIKE COMPANY | BELLINGHAM, WA | Heritage Bank |
| $150,000–350,000 | FAT-CAT FISH LLC | BELLINGHAM, WA | Heritage Bank |
| $150,000–350,000 | FELLER HEATING & AIR CONDITIONING, INC. | BELLINGHAM, WA | Peoples Bank |
| $350,000–1 million | FIBERGLASS STRUCTURAL ENGINEERING, INC. | BELLINGHAM, WA | Umpqua Bank |
| $150,000–350,000 | FINANCIAL PLAN, INC. | BELLINGHAM, WA | SaviBank |
| $150,000–350,000 | FOUNDATION RESTORATION LLC | BELLINGHAM, WA | SaviBank |
| $150,000–350,000 | FOUNTAIN VETERINARY HOSPITAL, P.S. | BELLINGHAM, WA | Whatcom Educational CU |
| $350,000–1 million | FOURTH CORNER NEUROSURGICAL ASSOCIATES, INC., P.S. | BELLINGHAM, WA | First Federal Savings & Loan Association of Port Angeles d/b/a First Federal |
| $1–2 million | FRED AND DEBBIE, INC. | BELLINGHAM, WA | KeyBank National Association |
| $150,000–350,000 | FREELAND & ASSOCIATES, INC. | BELLINGHAM, WA | Coastal Community Bank |
| $1–2 million | FURHAVEN PET PRODUCTS, INC. | BELLINGHAM, WA | Bank of the Pacific |
| $2–5 million | G.K. KNUTSON, INC. | BELLINGHAM, WA | Banner Bank |
| $150,000–350,000 | GARY'S PLUMBING & HEATING,LLC. | BELLINGHAM, WA | First Federal Savings & Loan Association of Port Angeles d/b/a First Federal |
| $150,000–350,000 | GATEWAY CONTROLS, INC. | BELLINGHAM, WA | Whatcom Educational CU |
| $350,000–1 million | GEAR AID INC | BELLINGHAM, WA | Columbia State Bank |
| $350,000–1 million | GEO/TEST SERVICES, INC | BELLINGHAM, WA | Bank of the Pacific |
| $350,000–1 million | GOLDEN HARVEST ALASKA SEAFOOD LLC | BELLINGHAM, WA | Heritage Bank |
| $150,000–350,000 | GRAJCZYK INCORPORATED | BELLINGHAM, WA | Wells Fargo Bank, National Association |
| $150,000–350,000 | GRAY MOLD COMPANY, INC. | BELLINGHAM, WA | Whatcom Educational CU |
| $1–2 million | GROVER CORTES AUTO GROUP INC. | BELLINGHAM, WA | Banner Bank |
| $350,000–1 million | GUNDIE'S INC. | BELLINGHAM, WA | U.S. Bank, National Association |
| $150,000–350,000 | H.I. TEC POTWORKS, INC. | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | HABITAT FOR HUMANITY IN WHATCOM COUNTY, INC. | BELLINGHAM, WA | Peoples Bank |
| $350,000–1 million | HALL ENTERPRISES, L.L.C | BELLINGHAM, WA | Heritage Bank |
| $350,000–1 million | HANSEN CHIROPRACTIC, P.S. | BELLINGHAM, WA | Whatcom Educational CU |
| $150,000–350,000 | HARBOR LANDS LP | BELLINGHAM, WA | Heritage Bank |
| $1–2 million | HARDWARE SALES, INC. | BELLINGHAM, WA | Peoples Bank |
| $2–5 million | HASKELL CORPORATION | BELLINGHAM, WA | Washington Federal Bank, National Association |
| $150,000–350,000 | HEALTHSPACE USA INC | BELLINGHAM, WA | WebBank |
| $150,000–350,000 | HENIFIN CONSTRUCTION, LLC | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | HERRON VALLEY, INC. | BELLINGHAM, WA | Banner Bank |
| $350,000–1 million | HIGHGATE BELLINGHAM LP | BELLINGHAM, WA | U.S. Bank, National Association |
| $150,000–350,000 | HIGHLINE CONSTRUCTION LLC | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | HIGHRISE GLASS INC. | BELLINGHAM, WA | JPMorgan Chase Bank, National Association |
| $350,000–1 million | HILLCREST CHAPEL | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | HISTORIC FAIRHAVEN RETAIL ASSOCIATES INC | BELLINGHAM, WA | Peoples Bank |
| $2–5 million | HOLLANDER PROPERTIES, LLC | BELLINGHAM, WA | Washington Federal Bank, National Association |
| $150,000–350,000 | HOME ATTENDANT CARE, INC. | BELLINGHAM, WA | Heritage Bank |
| $150,000–350,000 | HUNNICUTT'S, INC. | BELLINGHAM, WA | Heritage Bank |
| $150,000–350,000 | INDEX INDUSTRIES, INC. | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | INDUSTRIAL SUPPLY INC | BELLINGHAM, WA | Vibrant CU |
| $350,000–1 million | INFUSION SOLUTIONS, INC. | BELLINGHAM, WA | Bank of the Pacific |
| $150,000–350,000 | INNOTECH METAL DESIGNS, LLC | BELLINGHAM, WA | Whatcom Educational CU |
| $150,000–350,000 | IRONGATE MACHINE, INC. | BELLINGHAM, WA | Banner Bank |
| $350,000–1 million | JALAPENOS, INC. | BELLINGHAM, WA | Peoples Bank |
| $1–2 million | JANSEN INC | BELLINGHAM, WA | SaviBank |
| $350,000–1 million | JASPAR HOLDINGS, INC. | BELLINGHAM, WA | Banner Bank |
| $150,000–350,000 | JAVAMAN PS | BELLINGHAM, WA | Heritage Bank |
| $150,000–350,000 | JDC, INC. | BELLINGHAM, WA | Whatcom Educational CU |
| $150,000–350,000 | JDUB'S FILLING STATION, LLC | BELLINGHAM, WA | SaviBank |
| $150,000–350,000 | JILL N. TETRICK, DDS, PLLC | BELLINGHAM, WA | Banner Bank |
| $2–5 million | JOHN HUNTLEY INC. DBA MILLS ELECTRIC COMPANY | BELLINGHAM, WA | Washington Federal Bank, National Association |
| $350,000–1 million | JOOSTENS ROOFING INC | BELLINGHAM, WA | Bank of the Pacific |
| $150,000–350,000 | KAREN KING COUNSELING | BELLINGHAM, WA | Whatcom Educational CU |
| $150,000–350,000 | KORNERSTONE KIDS PS | BELLINGHAM, WA | Bank of the Pacific |
| $150,000–350,000 | KULSHAN BREWING COMPANY | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | LA GLORIA MARKET INC. | BELLINGHAM, WA | KeyBank National Association |
| $150,000–350,000 | LANDMARK REAL ESTATE MANAGEMENT, LLC | BELLINGHAM, WA | Heritage Bank |
| $150,000–350,000 | LARRY STEELE & ASSOCIATES, INC | BELLINGHAM, WA | Whatcom Educational CU |
| $1–2 million | LARSON GROSS PLLC | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | LATITUDE RESTAURANTS BELLINGHAM INC | BELLINGHAM, WA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | LEFT COAST ENTERPRISES, INC | BELLINGHAM, WA | Bank of the Pacific |
| $150,000–350,000 | LESS BITS, INC. | BELLINGHAM, WA | Customers Bank |
| $150,000–350,000 | LIGHTHOUSE MISSION MINISTRIES | BELLINGHAM, WA | Peoples Bank |
| $350,000–1 million | LITHTEX NORTHWEST, LLC | BELLINGHAM, WA | Peoples Bank |
| $350,000–1 million | LOMBARDI'S IN BELLINGHAM LLC | BELLINGHAM, WA | Banner Bank |
| $350,000–1 million | LOUIS AUTO GLASS INC | BELLINGHAM, WA | Heritage Bank |
| $350,000–1 million | LUDTKE PACIFIC TRUCKING INC | BELLINGHAM, WA | Peoples Bank |
| $350,000–1 million | LUMMI COMMERCIAL COMPANY | BELLINGHAM, WA | U.S. Bank, National Association |
| $150,000–350,000 | LYDIA PLACE A NON-PROFIT CORPORATION | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | MAC'S STORES, INC. | BELLINGHAM, WA | Whatcom Educational CU |
| $150,000–350,000 | MAMBO ITALIANO CAFE, INC. | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | MARCUS A FAIRBANKS AND DARCY R GALBRAITH DDS | BELLINGHAM, WA | Banner Bank |
| $150,000–350,000 | MARR'S HEATING AND AIR CONDITIONING INC | BELLINGHAM, WA | Bank of the Pacific |
| $150,000–350,000 | MASAJI KAIHATA DBA HOLIDAY INN EXPRESS | BELLINGHAM, WA | Banner Bank |