| $350,000–1 million | SWICKARD BELLINGHAM RJA LLC | BELLINGHAM, WA | City National Bank of Florida |
| $350,000–1 million | TARGET MARKET ENTERPRISES, INC. | BELLINGHAM, WA | Peoples Bank |
| $350,000–1 million | TEK CONSTRUCTION INC | BELLINGHAM, WA | SaviBank |
| $350,000–1 million | THE COMPUTER HAUS NC, INC. DBA CITY MAC OR GREENVAULT | BELLINGHAM, WA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | THE FIRS BIBLE AND MISSIONARY CONFERENCE | BELLINGHAM, WA | Peoples Bank |
| $350,000–1 million | THE FRANKLIN ACADEMY | BELLINGHAM, WA | Heritage Bank |
| $2–5 million | THE MARKETS LLC | BELLINGHAM, WA | Newtek Small Business Finance, Inc. |
| $150,000–350,000 | THE OESER COMPANY | BELLINGHAM, WA | Bank of the Pacific |
| $150,000–350,000 | TITAN DRYWALL INC | BELLINGHAM, WA | Bank of the Pacific |
| $150,000–350,000 | TODHUNTER BROTHERS GLASS INC. | BELLINGHAM, WA | U.S. Bank, National Association |
| $150,000–350,000 | TOKU-E COMPANY | BELLINGHAM, WA | Bank of America, National Association |
| $350,000–1 million | TONY'S COFFEEES & TEAS, INC | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | TOPSIDE CONSTRUCTION INC | BELLINGHAM, WA | Washington Federal Bank, National Association |
| $150,000–350,000 | TRADEWINDS CAPITAL MANAGEMENT, LLC | BELLINGHAM, WA | U.S. Bank, National Association |
| $350,000–1 million | TRANS OCEAN SEAFOODS, INC. | BELLINGHAM, WA | Heritage Bank |
| $150,000–350,000 | TRANSITION BIKES | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | TRAYVAX ENTERPRISES LLC | BELLINGHAM, WA | Bank of America, National Association |
| $150,000–350,000 | TWIN SISTERS BREWING COMPANY, INC. | BELLINGHAM, WA | Umpqua Bank |
| $2–5 million | UNITY CARE NORTHWEST | BELLINGHAM, WA | Umpqua Bank |
| $150,000–350,000 | UNLIMITED AUTOMOTIVE SERVICE, INC. | BELLINGHAM, WA | Heritage Bank |
| $1–2 million | VAN BEEK DRYWALL, INC | BELLINGHAM, WA | Peoples Bank |
| $350,000–1 million | VITAL CHOICE SEAFOOD SPC | BELLINGHAM, WA | Peoples Bank |
| $350,000–1 million | VSH, PLLC | BELLINGHAM, WA | U.S. Bank, National Association |
| $150,000–350,000 | WALDORF ASSOCIATION OF WHATCOM COUNTY | BELLINGHAM, WA | Heritage Bank |
| $150,000–350,000 | WESSPUR TREE AND EQUIPMENT, INC. | BELLINGHAM, WA | Banner Bank |
| $150,000–350,000 | WEST MECHANICAL INC | BELLINGHAM, WA | Heritage Bank |
| $350,000–1 million | WESTERN FOREST PRODUCTS, INC | BELLINGHAM, WA | Heritage Bank |
| $1–2 million | WESTERN PHARMACY GROUP LLC | BELLINGHAM, WA | First Choice Bank |
| $150,000–350,000 | WESTERN ROOFING CO. INC. | BELLINGHAM, WA | Heritage Bank |
| $150,000–350,000 | WGR BARKLEY LLC | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | WHATCOM CENTER FOR EARLY LEARNING | BELLINGHAM, WA | Whatcom Educational CU |
| $150,000–350,000 | WHATCOM COUNCIL ON AGING | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | WHATCOM ELECTRIC CO. INC. | BELLINGHAM, WA | SaviBank |
| $150,000–350,000 | WHATCOM ENVIRONMENTAL SERVICES, INC. | BELLINGHAM, WA | Peoples Bank |
| $350,000–1 million | WHATCOM FAMILY YMCA | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | WHATCOM HUMANE SOCIETY | BELLINGHAM, WA | Heritage Bank |
| $1–2 million | WHATCOM LAND TITLE COMPANY, INC. | BELLINGHAM, WA | KeyBank National Association |
| $150,000–350,000 | WHATCOM SPORTS & RECREATION | BELLINGHAM, WA | SaviBank |
| $150,000–350,000 | WHATCOM VISION CLINICS, P.L.L.C. | BELLINGHAM, WA | Peoples Bank |
| $350,000–1 million | WHITMAN HOLDINGS LLC | BELLINGHAM, WA | Peoples Bank |
| $350,000–1 million | WILSON ENGINEERING LLC | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | WINDERMERE PROPERTY MANAGEMENT BY EBRIGHT WIGHT LLC | BELLINGHAM, WA | Banner Bank |
| $150,000–350,000 | WINDERMERE REAL ESTATE / WHATCOM, INC. | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | WOMPMOBILE, INC. | BELLINGHAM, WA | Washington Federal Bank, National Association |
| $150,000–350,000 | WOODSTOCK INTERNATIONAL INC | BELLINGHAM, WA | Wells Fargo Bank, National Association |
| $150,000–350,000 | WOODWAY INVESTORS LLC | BELLINGHAM, WA | Umpqua Bank |
| $150,000–350,000 | XYZ MEDIA INC | BELLINGHAM, WA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | YEAGERS SPORTING GOODS | BELLINGHAM, WA | U.S. Bank, National Association |
| $350,000–1 million | YORKSTON OIL CO., INC. | BELLINGHAM, WA | Peoples Bank |
| $150,000–350,000 | Z CONSTRUCTION INC | BELLINGHAM, WA | Banner Bank |
| $150,000–350,000 | ZENDERS TRUCK AND EQUIP PARTS AND SERVIC | BELLINGHAM, WA | U.S. Bank, National Association |
| $150,000–350,000 | ZERVAS GROUP ARCHITECTS, P.S. | BELLINGHAM, WA | Whatcom Educational CU |