| $150,000–350,000 | RAJN HOTELS, LLC | NEW PORT RICHEY, FL | First Federal Bank |
| $150,000–350,000 | RAYSON PARTNERS, LLC | JACKSONVILLE, FL | First Federal Bank |
| $350,000–1 million | RDH TRUCKING INC | LAKE CITY, FL | First Federal Bank |
| $150,000–350,000 | READS DIESEL INC | LIVE OAK, FL | First Federal Bank |
| $150,000–350,000 | RECORD PUBLISHING COMPANY | DUNN, NC | First Federal Bank |
| $150,000–350,000 | RECYCLING CENTER, INC. | LIVE OAK, FL | First Federal Bank |
| $150,000–350,000 | RETINA ASSOCIATES, P.A. | JACKSONVILLE, FL | First Federal Bank |
| $150,000–350,000 | ROBINSON KENNON & KENDRON, P.A. | LAKE CITY, FL | First Federal Bank |
| $150,000–350,000 | RODEFFER & GARNER ORTHODONTICS, PA | JACKSONVILLE, FL | First Federal Bank |
| $150,000–350,000 | RODEFFER, GARNER, MINOR & MOKRIS ORTHODONTICS, LLC | JACKSONVILLE, FL | First Federal Bank |
| $150,000–350,000 | ROLLS RITE TRAILERS, INC. | MARIANNA, FL | First Federal Bank |
| $350,000–1 million | RON ANDERSON CHEVROLET BUICK GMC, INC. | YULEE, FL | First Federal Bank |
| $350,000–1 million | ROPER EMERGENCY PHYSICIANS, P.C. | CHARLESTON, SC | First Federal Bank |
| $350,000–1 million | ROYAL AMERICAN CONSTRUCTION COMPANY, INC. | PANAMA CITY, FL | First Federal Bank |
| $350,000–1 million | ROYAL AMERICAN HOSPITALITY, INC. | PANAMA CITY, FL | First Federal Bank |
| $1–2 million | ROYAL AMERICAN MANAGEMENT, INC. | PANAMA CITY, FL | First Federal Bank |
| $350,000–1 million | RUEL T. STOESSEL M.D., P.A. | WEST PALM BEACH, FL | First Federal Bank |
| $350,000–1 million | S.E.H., INCORPORATED | PALM BAY, FL | First Federal Bank |
| $150,000–350,000 | SAMMIE GIBBS CONSTRUCTION | CHARLOTTE, TN | First Federal Bank |
| $150,000–350,000 | SAN JOSE COLLISION, INC. | JACKSONVILLE, FL | First Federal Bank |
| $150,000–350,000 | SAND HILL RECYCLING, LLC | YULEE, FL | First Federal Bank |
| $150,000–350,000 | SANDLIFE, LLC | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | SAVE A TREE INC | CHARLESTON, SC | First Federal Bank |
| $150,000–350,000 | SCHAFFER PLUMBING INC | BON AQUA, TN | First Federal Bank |
| $350,000–1 million | SCHERER CONSTRUCTION OF NORTH FLORIDA, LLC | GAINESVILLE, FL | First Federal Bank |
| $150,000–350,000 | SCOTT BETTS & SON, INC. | BENSON, NC | First Federal Bank |
| $150,000–350,000 | SEA BYRD MARINE CONSTRUCTION OF BAY COUNTY, INC | PANAMA CITY, FL | First Federal Bank |
| $350,000–1 million | SERVPRO OF BAY COUNTY | PANAMA CITY, FL | First Federal Bank |
| $150,000–350,000 | SHADE TREE NURSERY, LLC | MC ALPIN, FL | First Federal Bank |
| $350,000–1 million | SHENANDOAH DAIRY, INC. | LIVE OAK, FL | First Federal Bank |
| $350,000–1 million | SHEPHERD & SONS ELECTRICAL, PLUMBING & MECHANICAL, INC. | CLARKSVILLE, TN | First Federal Bank |
| $350,000–1 million | SHERIFFS RANCHES ENTERPRISES, INC | LIVE OAK, FL | First Federal Bank |
| $150,000–350,000 | SIGN & AWNING SYSTEMS, INC | DUNN, NC | First Federal Bank |
| $150,000–350,000 | SIMAR INDUSTRIES INC. | OCALA, FL | First Federal Bank |
| $150,000–350,000 | SOUTH FLORIDA CENTER FOR PERIODONTICS & IMPLANT DENTISTRY | BOCA RATON, FL | First Federal Bank |
| $2–5 million | SOUTHEAST UNLOADING, LLC | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | SOUTHERN CROSS DAIRY LLC | O BRIEN, FL | First Federal Bank |
| $350,000–1 million | SOUTHERN SPINE, LLC | MACON, GA | First Federal Bank |
| $150,000–350,000 | SOUTHERN TECHNOLOGIES OF JACKSONVILLE INC | JACKSONVILLE, FL | First Federal Bank |
| $150,000–350,000 | SOUTHLAND LANDSCAPE CORPORATION | NORTH CHARLESTON, SC | First Federal Bank |
| $350,000–1 million | STELLAR HUMAN RESOURCE SERVICES, LLC | MIAMI, FL | First Federal Bank |
| $350,000–1 million | STEPHEN H. DUNN, D.D.S., P.A. | OCALA, FL | First Federal Bank |
| $2–5 million | STOCKTON MORTGAGE CORPORATION | FRANKFORT, KY | First Federal Bank |
| $150,000–350,000 | STONE WORLD IMPORTS AND MANUFACTURING CORP | JACKSONVILLE, FL | First Federal Bank |
| $150,000–350,000 | STONE'S DRYWALL LLC | PANAMA CITY, FL | First Federal Bank |
| $150,000–350,000 | STRICKLAND MARKET, INC. | BONIFAY, FL | First Federal Bank |
| $350,000–1 million | SUNDROPS GROUP LLC | MOUNT PLEASANT, SC | First Federal Bank |
| $150,000–350,000 | SURF AMELIA, LLC | FERNANDINA BEACH, FL | First Federal Bank |
| $1–2 million | SUWANNEE VALLEY ELECTRIC COOPERATIVE, INC. | LIVE OAK, FL | First Federal Bank |
| $150,000–350,000 | SUWANNEE VALLEY GRASSING, INC. | LAKE CITY, FL | First Federal Bank |
| $350,000–1 million | T.V.S., INC. | WINTER PARK, FL | First Federal Bank |
| $350,000–1 million | TACY MEDICAL, INC. | FERNANDINA BEACH, FL | First Federal Bank |
| $350,000–1 million | TATUM & ASSOCIATES | MARIANNA, FL | First Federal Bank |
| $150,000–350,000 | TAYLOR FUNERAL HOME, INC. | DICKSON, TN | First Federal Bank |
| $150,000–350,000 | TAYLOR SIGN & DESIGN, INC. | JACKSONVILLE, FL | First Federal Bank |
| $150,000–350,000 | TEAM DAIRY, INC. | O BRIEN, FL | First Federal Bank |
| $350,000–1 million | TEAM I.P., INC | STUART, FL | First Federal Bank |
| $150,000–350,000 | TECHNICAL TRADE GROUP OF GEORGIA, INC | GRIFFIN, GA | First Federal Bank |
| $150,000–350,000 | THE ARC OF NORTH FLORIDA, INC | LIVE OAK, FL | First Federal Bank |
| $1–2 million | THE EPISCOPAL CHURCH IN THE DIOCESE OF FLOIDA, INC. | JACKSONVILLE, FL | First Federal Bank |
| $1–2 million | THE GEORGIA NEUROSURGICAL INSTITUTE PC | MACON, GA | First Federal Bank |
| $350,000–1 million | THE IMPORTED CAR STORE, INC. | MELBOURNE, FL | First Federal Bank |
| $150,000–350,000 | THE MARION COUNTY CHILDREN'S ADVOCACY CENTER, INC. | OCALA, FL | First Federal Bank |
| $150,000–350,000 | THE NEW SCHOOL, INC. | HOLLY SPRINGS, NC | First Federal Bank |
| $150,000–350,000 | THE POINT CHURCH OF THE TRIANGLE | CARY, NC | First Federal Bank |
| $150,000–350,000 | TIDBITS HOLDINGS LLC | JACKSONVILLE, FL | First Federal Bank |
| $150,000–350,000 | TIMES 10 ENTERTAINMENT LLC | BURBANK, CA | First Federal Bank |
| $150,000–350,000 | TINY FROG, INC. | COATS, NC | First Federal Bank |
| $350,000–1 million | TOWNHOMES, LLC | LAKE CITY, FL | First Federal Bank |
| $150,000–350,000 | TRI COUNTY INRRIGATION, INC | LIVE OAK, FL | First Federal Bank |
| $150,000–350,000 | TRI-CITY POOLS LLC | FORT MYERS, FL | First Federal Bank |
| $150,000–350,000 | TRIMAX MEDICAL MANAGEMENT, INC | MACON, GA | First Federal Bank |
| $350,000–1 million | TRIPLE C ENTERPRISE LLC | FERNANDINA BEACH, FL | First Federal Bank |
| $350,000–1 million | TRIPLE CROWN HOMES INC | OCALA, FL | First Federal Bank |
| $150,000–350,000 | TRIPLE P TRUCKING, INC | MAYO, FL | First Federal Bank |
| $150,000–350,000 | TUMAN ENTERPRISES INC | OCALA, FL | First Federal Bank |
| $150,000–350,000 | TURNER SONS, LLC | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | U.S. IRONWORKS COMPANY | PANAMA CITY, FL | First Federal Bank |
| $150,000–350,000 | UNITED MUTUAL FUNDING CORP. | BRANDON, FL | First Federal Bank |
| $150,000–350,000 | UNITED WAY OF NORTH CENTRAL FLORIDA | GAINESVILLE, FL | First Federal Bank |
| $150,000–350,000 | VALEUR INC | PONTE VEDRA BEACH, FL | First Federal Bank |
| $150,000–350,000 | VALLEY WEST WELDING CO., INC. | WAVERLY, TN | First Federal Bank |
| $150,000–350,000 | VANN'S ENTERPRISES, INC. | LAKE CITY, FL | First Federal Bank |
| $350,000–1 million | VAUGHN CONTRACTORS, INC | WAVERLY, TN | First Federal Bank |
| $150,000–350,000 | VIAMAR HEALTH INSTITUTES OF THE PALM BEACHES LLC | WEST PALM BEACH, FL | First Federal Bank |
| $350,000–1 million | W.B. HOWLAND CO., L.L.C. | LIVE OAK, FL | First Federal Bank |
| $150,000–350,000 | W3 ELECTRIC, INC. | CLAYTON, NC | First Federal Bank |
| $1–2 million | WALDROP ENGINEERING PA | BONITA SPRINGS, FL | First Federal Bank |
| $350,000–1 million | WATSON MORTGAGE CORP. | JACKSONVILLE, FL | First Federal Bank |
| $150,000–350,000 | WELL-DONE HOME CARE, INC | JACKSONVILLE, FL | First Federal Bank |
| $150,000–350,000 | WES HANEY CHEVROLET, INC. | LIVE OAK, FL | First Federal Bank |
| $150,000–350,000 | WHITE OAK DAIRY, INC. | MAYO, FL | First Federal Bank |
| $150,000–350,000 | WINN TRUCKING | CLARKSVILLE, TN | First Federal Bank |
| $350,000–1 million | WLOFM CORPORATION | LIVE OAK, FL | First Federal Bank |
| $150,000–350,000 | WM C HUFF TRUCKING, FL - INC | NAPLES, FL | First Federal Bank |
| $2–5 million | WMT HOUSING, LLC | WAYCROSS, GA | First Federal Bank |
| $150,000–350,000 | WOODALLS TOTAL COMFORT SYSTEMS INC | MARIANNA, FL | First Federal Bank |