| $350,000–1 million | RILEY WARNOCK & JACOBSON, PLC | NASHVILLE, TN | Pinnacle Bank |
| $150,000–350,000 | RINSE BATH & BODY, INC | MONROE, GA | Pinnacle Bank |
| $1–2 million | RITZ INSTRUMENT TRANSFORMERS, INC. | LAVONIA, GA | Pinnacle Bank |
| $150,000–350,000 | RIVER PARK MEDICAL CLINIC | FORT WORTH, TX | Pinnacle Bank |
| $1–2 million | RIVERCREST REALTY ASSOCIATES, LLC | RALEIGH, NC | Pinnacle Bank |
| $150,000–350,000 | RIVERMONT EVANGELICAL PRESBYTERIAN CHURCH | LYNCHBURG, VA | Pinnacle Bank |
| $150,000–350,000 | RIVERWOOD HEALTHCARE, LLC | OOLTEWAH, TN | Pinnacle Bank |
| $150,000–350,000 | RIVR MEDIA STUDIOS, LLC | KNOXVILLE, TN | Pinnacle Bank |
| $150,000–350,000 | RJM ENTERPRISES INC. | NASHVILLE, TN | Pinnacle Bank |
| $350,000–1 million | RJV EQUIPMENT, LLC | LA VERGNE, TN | Pinnacle Bank |
| $350,000–1 million | ROAD MASTER, INC. | NASHVILLE, TN | Pinnacle Bank |
| $150,000–350,000 | ROAD WORX INC. | KNOXVILLE, TN | Pinnacle Bank |
| $150,000–350,000 | ROBERSON HAWORTH & REESE, P.L.L.C. | HIGH POINT, NC | Pinnacle Bank |
| $150,000–350,000 | ROBERT L TIEMANN CONSTRUCTION INC | BEATRICE, NE | Pinnacle Bank |
| $350,000–1 million | ROBERT S. BISCAN & COMPANY | FRANKLIN, TN | Pinnacle Bank |
| $150,000–350,000 | ROBINS INSURANCE AGENCY, INC. | NASHVILLE, TN | Pinnacle Bank |
| $150,000–350,000 | ROBINSON, REAGAN & YOUNG, PLLC | NASHVILLE, TN | Pinnacle Bank |
| $350,000–1 million | ROBUCK HOMES TRIANGLE, LLC | RALEIGH, NC | Pinnacle Bank |
| $150,000–350,000 | ROBY SERVICES | CHARLOTTE, NC | Pinnacle Bank |
| $150,000–350,000 | ROCHFORD REALTY AND CONSTRUCTION CO., INC. | NASHVILLE, TN | Pinnacle Bank |
| $150,000–350,000 | ROCK CITY CONSTRUCTION, LLC | FRANKLIN, TN | Pinnacle Bank |
| $150,000–350,000 | ROCK HABITS, LLC | FRANKLIN, TN | Pinnacle Bank |
| $350,000–1 million | ROCKY TOP PIZZA, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | ROCKY TOPS MARBLE & GRANITE, INC | KNOXVILLE, TN | Pinnacle Bank |
| $350,000–1 million | RODGERS CONSTRUCTION | BURLESON, TX | Pinnacle Bank |
| $150,000–350,000 | ROEDER MORTUARIES, INC. | OMAHA, NE | Pinnacle Bank |
| $150,000–350,000 | ROGERS DERMATOLOGY, P.A. | GREENVILLE, SC | Pinnacle Bank |
| $1–2 million | ROGERS MANUFACTURING CO. INC. | NASHVILLE, TN | Pinnacle Bank |
| $150,000–350,000 | ROGERS STEREO INC | GREENVILLE, SC | Pinnacle Bank |
| $150,000–350,000 | ROHLL-CLT CORPORATION | CONCORD, NC | Pinnacle Bank |
| $1–2 million | ROLLINGS FUNERAL SERVICE, INC. | TYRONE, GA | Pinnacle Bank |
| $150,000–350,000 | RONALD MCDONALD HOUSE CHARITIES OF GREATER CHATTANOOGA, INC. - CHATTANOOGA, TN | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | RONE ACQUISITION, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | ROPER & SONS, INC. | LINCOLN, NE | Pinnacle Bank |
| $150,000–350,000 | ROSCOE BROWN HEATING AND AIR CONDITIONING OF TULLAHOMA, INC. | TULLAHOMA, TN | Pinnacle Bank |
| $1–2 million | ROSCOE BROWN, INC. | MURFREESBORO, TN | Pinnacle Bank |
| $350,000–1 million | ROSEN HAGOOD, LLC | CHARLESTON, SC | Pinnacle Bank |
| $1–2 million | ROSENBAUER AERIALS, LLC | FREMONT, NE | Pinnacle Bank |
| $150,000–350,000 | ROSLYN MOORE CRISP, D.D.S., M.S., P.A. | BURLINGTON, NC | Pinnacle Bank |
| $150,000–350,000 | ROUSE CONSTRUCTION COMPANY | KNOXVILLE, TN | Pinnacle Bank |
| $1–2 million | ROWAN DIAGNOSTIC CLINIC, P.A. | SALISBURY, NC | Pinnacle Bank |
| $150,000–350,000 | ROWE TRANSFER, INC. | KNOXVILLE, TN | Pinnacle Bank |
| $150,000–350,000 | ROWLAND WOODWORKING INC. | HIGH POINT, NC | Pinnacle Bank |
| $2–5 million | ROYAL FURNITURE COMPANY | MEMPHIS, TN | Pinnacle Bank |
| $150,000–350,000 | ROYAL PAIN CENTER PC | AUGUSTA, GA | Pinnacle Bank |
| $150,000–350,000 | ROYSTON MEDICAL ASSOCIATES, INC. | ROYSTON, GA | Pinnacle Bank |
| $150,000–350,000 | ROZE LLC | NASHVILLE, TN | Pinnacle Bank |
| $350,000–1 million | RPA INSURANCE, L.L.C. | CHATTANOOGA, TN | Pinnacle Bank |
| $5–10 million | RPG CO LLC | PINEHURST, NC | Pinnacle Bank |
| $150,000–350,000 | RS DISPLAY, INC. | GILROY, CA | Pinnacle Bank |
| $350,000–1 million | RS HOSPITALITY LLC | BOILING SPRINGS, SC | Pinnacle Bank |
| $350,000–1 million | RSF INVESTORS, LLC | GOODLETTSVILLE, TN | Pinnacle Bank |
| $150,000–350,000 | RUNNING PONY PRODUCTIONS LLC | GERMANTOWN, TN | Pinnacle Bank |
| $350,000–1 million | RUSH ORDER, INC. | GILROY, CA | Pinnacle Bank |
| $150,000–350,000 | RUSMED CONSULTANTS LLC | RALEIGH, NC | Pinnacle Bank |
| $150,000–350,000 | RUSS BLAKELY & ASSOCIATES, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | RUSSELL C. PETERSEN, LLC | GAINESVILLE, GA | Pinnacle Bank |
| $350,000–1 million | RUTHERFORD COUNTY PRIMARY CARE CLINIC, INC. | MURFREESBORO, TN | Pinnacle Bank |
| $1–2 million | RUTHERFORD FARMERS COOPERATIVE | MURFREESBORO, TN | Pinnacle Bank |
| $150,000–350,000 | RXGENOMIX | FRANKLIN, TN | Pinnacle Bank |
| $150,000–350,000 | S & A ELECTRICAL LLC | HENDERSONVILLE, TN | Pinnacle Bank |
| $350,000–1 million | S & C FOODS II, L.L.C. | PLEASANT VIEW, TN | Pinnacle Bank |
| $350,000–1 million | S & C FOODS, INC. | PLEASANT VIEW, TN | Pinnacle Bank |
| $350,000–1 million | S & P INSULATION COMPANY, INC. | NASHVILLE, TN | Pinnacle Bank |
| $150,000–350,000 | S & S SERVICES OF N.C., INC. | OAKBORO, NC | Pinnacle Bank |
| $150,000–350,000 | S & S SPECIALIZED HAULERS, INC. | LEWISBURG, TN | Pinnacle Bank |
| $150,000–350,000 | S & T SCHMEICHEL, LLC | LINCOLN, NE | Pinnacle Bank |
| $350,000–1 million | S & W FENCE, INC. | OMAHA, NE | Pinnacle Bank |
| $150,000–350,000 | S B PARTNERS LLP | LINCOLN, NE | Pinnacle Bank |
| $350,000–1 million | S. C. ROSSI & COMPANY, INC. | ROANOKE, VA | Pinnacle Bank |
| $350,000–1 million | S. J. FLOWE GRADING COMPANY, INC. | MIDLAND, NC | Pinnacle Bank |
| $150,000–350,000 | S.D.I., FRANKLIN NO. 2, LLC | FRANKLIN, TN | Pinnacle Bank |
| $150,000–350,000 | S.D.I., FRANKLIN, TENNESSEE, NO. 1, LLC | BRENTWOOD, TN | Pinnacle Bank |
| $150,000–350,000 | S3 PERSPECTIVES, INC. | MARYVILLE, TN | Pinnacle Bank |
| $150,000–350,000 | SABBATINI PLUMBING, INC. | HOLLISTER, CA | Pinnacle Bank |
| $150,000–350,000 | SABINE & WATERS, INC. | SUMMERVILLE, SC | Pinnacle Bank |
| $1–2 million | SAC & FOX CASINO | POWHATTAN, KS | Pinnacle Bank |
| $1–2 million | SADLER BROS. TRUCKING & LEASING CO. INC. | NASHVILLE, TN | Pinnacle Bank |
| $150,000–350,000 | SAFARI PET RESORT, INC. | MURFREESBORO, TN | Pinnacle Bank |
| $150,000–350,000 | SAFE HAVEN FAMILY SHELTER | NASHVILLE, TN | Pinnacle Bank |
| $350,000–1 million | SAGEVIEW RETIREMENT PLAN CONSULTANTS, INC. | KNOXVILLE, TN | Pinnacle Bank |
| $150,000–350,000 | SAINT JAMES SHELLFISH LLC | DURHAM, NC | Pinnacle Bank |
| $150,000–350,000 | SAINT MARK UNITED METHODIST CHURCH | VESTAVIA HILLS, AL | Pinnacle Bank |
| $150,000–350,000 | SAINT PAUL SENIOR LIVING COMMUNITY LP | NASHVILLE, TN | Pinnacle Bank |
| $350,000–1 million | SAINT ROSE OF LIMA CATHOLIC CHURCH AND SCHOOL | MURFREESBORO, TN | Pinnacle Bank |
| $1–2 million | SAL J ACOSTA SHEET METAL MFG. CO., INC. | SAN JOSE, CA | Pinnacle Bank |
| $350,000–1 million | SALEM N LLC | SALEM, OR | Pinnacle Bank |
| $150,000–350,000 | SALEM POINTE CAPITAL, LLC | VONORE, TN | Pinnacle Bank |
| $1–2 million | SALINAS VALLEY FORD SALES | SALINAS, CA | Pinnacle Bank |
| $150,000–350,000 | SALISBURY SYSTEMS, LLC | HUNTERSVILLE, NC | Pinnacle Bank |
| $150,000–350,000 | SALON 43 ONE, LLC | BIRMINGHAM, AL | Pinnacle Bank |
| $150,000–350,000 | SALON YA YA, INC. | NASHVILLE, TN | Pinnacle Bank |
| $150,000–350,000 | SALTINE JACKSON LLC | NASHVILLE, TN | Pinnacle Bank |
| $350,000–1 million | SAM'S SPORTS GRILL - MURFREESBORO, LLC | NASHVILLE, TN | Pinnacle Bank |
| $350,000–1 million | SAM'S SPORTS GRILL-HENDERSONVILLE, LLC | NASHVILLE, TN | Pinnacle Bank |
| $2–5 million | SAMET CORPORATION | GREENSBORO, NC | Pinnacle Bank |
| $150,000–350,000 | SAMPLES, JENNINGS, CLEM & FIELDS, P.L.L.C. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | SAMS SPORTS GRILL - DECATUR, LLC | DECATUR, AL | Pinnacle Bank |
| $150,000–350,000 | SAMS SPORTS GRILL - FLORENCE LLC | NASHVILLE, TN | Pinnacle Bank |
| $150,000–350,000 | SAMS SPORTS GRILL - NIPPERS CORNER, LLC | NASHVILLE, TN | Pinnacle Bank |