| $350,000–1 million | A4L (US), INC. | FERNANDINA BEACH, FL | BMO Bank National Association |
| $150,000–350,000 | AMELIA ANESTHESIA PL | FERNANDINA BEACH, FL | Truist Bank |
| $150,000–350,000 | AMELIA DENTAL GROUP PLLC | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | AMELIA GENTLE DENTISTRY LLC | FERNANDINA BEACH, FL | Synovus Bank |
| $150,000–350,000 | AMELIA HARBOR VIEW LLC | FERNANDINA BEACH, FL | Truist Bank |
| $150,000–350,000 | AMELIA ISLAND ANIMAL HOSPITAL, PA. | FERNANDINA BEACH, FL | Synovus Bank |
| $150,000–350,000 | AMELIA STEAKHOUSE INC. | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | AMELIA UNDERWRITERS INC | FERNANDINA BEACH, FL | Synovus Bank |
| $150,000–350,000 | AMELIA URGENT CARE, LLC | FERNANDINA BEACH, FL | First Federal Bank |
| $350,000–1 million | AMPLIO RECRUITING LLC | FERNANDINA BEACH, FL | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | BARRY ADEEB | FERNANDINA BEACH, FL | Ameris Bank |
| $150,000–350,000 | BIG SHEF, INC. | FERNANDINA BEACH, FL | Synovus Bank |
| $150,000–350,000 | BRETT'S WATERWAY CAFE, INC. | FERNANDINA BEACH, FL | First Federal Bank |
| $1–2 million | CARE CENTERS OF NASSAU, LLC | FERNANDINA BEACH, FL | United Community Bank of West Kentucky, Inc. |
| $150,000–350,000 | CAROLYN SYLVESTER | FERNANDINA BEACH, FL | Regions Bank |
| $350,000–1 million | CHILD CARE PARTNERS INC | FERNANDINA BEACH, FL | First Source Federal Credit Union |
| $150,000–350,000 | COASTAL ROOFING SYSTEMS OF AMELIA LLC | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | COMPASS GROUP, INC. | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | CURZIO RESEARCH INC | FERNANDINA BEACH, FL | Bank of America, National Association |
| $150,000–350,000 | DIOCESE OF ST. AUGUSTINE, INC. | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | DIVERSIFIED LOGISTICS MANAGEMENT, INC. | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | DOWN UNDER RESTAURANT, LLC | FERNANDINA BEACH, FL | Pineland Bank |
| $350,000–1 million | DTW RESEARCH, INC. | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | DUNLOP HOSPITALITY INVESTMENTS, LLC | FERNANDINA BEACH, FL | Ameris Bank |
| $150,000–350,000 | ESPANA RESTAURANT OF AMELIA ISLAND INC | FERNANDINA BEACH, FL | First Port City Bank |
| $150,000–350,000 | FERNANDINA BEACH REALTY, INC. | FERNANDINA BEACH, FL | First Source Federal Credit Union |
| $150,000–350,000 | FIRST BAPTIST CHURCH OF FERNANDINA, FLORIDA | FERNANDINA BEACH, FL | Synovus Bank |
| $150,000–350,000 | FIRST COAST AUTO CENTER, INC. | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | FIRST COAST PALLET, LLC | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | HEALTH CARE MANAGERS, INC. | FERNANDINA BEACH, FL | Ameris Bank |
| $150,000–350,000 | J GRAY & ASSOCIATES INC | FERNANDINA BEACH, FL | IberiaBank, A Division of First Horizon Bank |
| $350,000–1 million | MARTEX SERVICES, INC. | FERNANDINA BEACH, FL | Pineland Bank |
| $150,000–350,000 | MCSWAIN WORLDWIDE, LLC | FERNANDINA BEACH, FL | Bank of America, National Association |
| $150,000–350,000 | MEMORIAL UNITED METHODIST CHURCH, INC. | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | MICAH'S PLACE INC | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | MILTS OF AMELIA INC. | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | MJ AMELIA OWNER, LLC | FERNANDINA BEACH, FL | IberiaBank, A Division of First Horizon Bank |
| $150,000–350,000 | MOON RIVER PIZZA | FERNANDINA BEACH, FL | Synovus Bank |
| $350,000–1 million | NASSAU COUNTY COUNCIL ON AGING INCORPORATED | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | NATIONSLINK COMMUNICATIONS INC. | FERNANDINA BEACH, FL | VyStar CU |
| $150,000–350,000 | PARKER CONTRACTING INC. | FERNANDINA BEACH, FL | First Port City Bank |
| $150,000–350,000 | PETITE COCONUT INC. THE LEARNING EXPERIENCE | FERNANDINA BEACH, FL | Citizens Bank, National Association |
| $150,000–350,000 | PETITE COCONUT, INC. | FERNANDINA BEACH, FL | Citizens Bank, National Association |
| $150,000–350,000 | PHENIX SPECIALTY FILMS LLC | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | PONCE DE LEON HEALTH, INC. | FERNANDINA BEACH, FL | First Source Federal Credit Union |
| $150,000–350,000 | RUSSELL STACKHOUSE M.D. P.A. | FERNANDINA BEACH, FL | First-Citizens Bank & Trust Company |
| $150,000–350,000 | SANDLIFE, LLC | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | SLIDERS SEASIDE GRILL, INC. | FERNANDINA BEACH, FL | Ameris Bank |
| $2–5 million | SOUTHEAST UNLOADING, LLC | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | SOUTHWICK ASSOCIATES, INC. | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | SURF AMELIA, LLC | FERNANDINA BEACH, FL | First Federal Bank |
| $350,000–1 million | TACY MEDICAL, INC. | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | THE HURST COMPANY CPAS PA | FERNANDINA BEACH, FL | SouthState Bank, National Association |
| $150,000–350,000 | THE JOURNEY CHURCH AT NASSAU CO, INC | FERNANDINA BEACH, FL | Heritage Bank, A Division of The First Bank |
| $150,000–350,000 | TIMOTI'S FRY SHAK LLC | FERNANDINA BEACH, FL | First Port City Bank |
| $350,000–1 million | TPAW LLC | FERNANDINA BEACH, FL | First Port City Bank |
| $150,000–350,000 | TRIM ALL LAWN SERVICE | FERNANDINA BEACH, FL | First Port City Bank |
| $350,000–1 million | TRIPLE C ENTERPRISE LLC | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | TURNER SONS, LLC | FERNANDINA BEACH, FL | First Federal Bank |
| $150,000–350,000 | WELL TRAVELED IMPORTS, INC. | FERNANDINA BEACH, FL | Ameris Bank |
| $350,000–1 million | WORLDWIDE TERMINALS LLC | FERNANDINA BEACH, FL | Valley National Bank |