| $150,000–350,000 | 987 PIZZA, INC. | SAINT AUGUSTINE, FL | Central Bank |
| $150,000–350,000 | A. D. DAVIS CONSTRUCTION CORP. | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | ABARE, KRESGE & ASSOCIATES CPAS, LLC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | ACS UTILITIES, LLC | SAINT AUGUSTINE, FL | VyStar CU |
| $150,000–350,000 | AFFORDABLE BOATING OF NORTH FLORIDA, LLC | SAINT AUGUSTINE, FL | 121 Financial CU, A Division of VyStar Credit Union |
| $350,000–1 million | ALL AMERICAN AIR CONDITIONING & HEATING CONTRACTORS, INC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | ALTO USA LLC | SAINT AUGUSTINE, FL | City National Bank of Florida |
| $150,000–350,000 | AMERDEN INC. | SAINT AUGUSTINE, FL | Readycap Lending, LLC |
| $350,000–1 million | ANASTASIA BAPTIST CHURCH, INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | ANCHOR FAITH CHURCH, INC | SAINT AUGUSTINE, FL | First Source Federal Credit Union |
| $350,000–1 million | ANCIENT CITY GROUP, LLC | SAINT AUGUSTINE, FL | VyStar CU |
| $150,000–350,000 | ATLANTIC CANDY COMPANY | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $350,000–1 million | ATLANTIC DODGE CHRYSLER JEEP INC. | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | AUNT KATE'S LLC | SAINT AUGUSTINE, FL | Truist Bank |
| $150,000–350,000 | AURA SALON OF TOWN CENTER, INC. | SAINT AUGUSTINE, FL | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | BAKER PEST CONTROL INC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $2–5 million | BAZARD FORD COMPANY | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | BEACHCOMBER OF ST. AUGUSTINE, LLC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | BEACHER'S LODGE RENTALS, INC. | SAINT AUGUSTINE, FL | Ameris Bank |
| $2–5 million | BEAVER MOTORS, INC | SAINT AUGUSTINE, FL | Valley National Bank |
| $350,000–1 million | BIG SPLASH FERNANDINA BEACH, LLC | SAINT AUGUSTINE, FL | Synovus Bank |
| $350,000–1 million | BIG SPLASH RESTAURANT GROUP, LLC | SAINT AUGUSTINE, FL | Synovus Bank |
| $150,000–350,000 | BLACKFLY - THE RESTAURANT, LLC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | BRIDGE TO SHORE RECOVERY LLC | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | BRIGHTON DAY ACADEMY, INC. | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | BRONZ-GLOW TECHNOLOGIES, INC. | SAINT AUGUSTINE, FL | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | BROSKY PROPERTIES INC | SAINT AUGUSTINE, FL | Customers Bank |
| $350,000–1 million | BROUDY BROTHERS INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $1–2 million | BURKHARDT DISTRIBUTING COMPANY INC | SAINT AUGUSTINE, FL | Truist Bank |
| $150,000–350,000 | BURNEY'S SEPTIC TANK SERVICE, INC. | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | CALVARY BAPTIST CHURCH, INC | SAINT AUGUSTINE, FL | Synovus Bank |
| $150,000–350,000 | CARR SPECIALTY BAITS, INC. | SAINT AUGUSTINE, FL | First-Citizens Bank & Trust Company |
| $150,000–350,000 | CATCH 27 RESTAURANT | SAINT AUGUSTINE, FL | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | CATHEDRAL BASILICA OF SAINT AUGUSTINE | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | CATHEDRAL PARISH SCHOOL | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | CLIMATE MASTERS HEATING AND AIR CONDITIONING, INC | SAINT AUGUSTINE, FL | VyStar CU |
| $150,000–350,000 | CLUB 13 ENTERPRISES INC | SAINT AUGUSTINE, FL | Valley National Bank |
| $150,000–350,000 | COASTAL REALTY & PROPERTY MANAGEMENT, INC. | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $350,000–1 million | CONCH HOUSE BUILDERS II, LLC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | CONTINENTAL AUTO/TRUCK SERVICE CENTER, I | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | CRESCENT BEACH CARE LLC | SAINT AUGUSTINE, FL | Truist Bank |
| $350,000–1 million | CUTTING EDGE WELDING & FABRICATING INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $350,000–1 million | D3 AIR AND SPACE OPERATIONS INC | SAINT AUGUSTINE, FL | Bank of America, National Association |
| $150,000–350,000 | DB CIVIL CONSTRUCTION, LLC | SAINT AUGUSTINE, FL | Intracoastal Bank |
| $350,000–1 million | DDN ST. JOHNS, LLC | SAINT AUGUSTINE, FL | Ally Bank |
| $2–5 million | DLP REAL ESTATE CAPITAL INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $350,000–1 million | DU JOUR MARKET, LLC | SAINT AUGUSTINE, FL | First Source Federal Credit Union |
| $150,000–350,000 | ENDORPHIN FARMS INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $350,000–1 million | EPIC COMMUNITY SERVICES INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | ESTATE VENTURES, LLC | SAINT AUGUSTINE, FL | First-Citizens Bank & Trust Company |
| $150,000–350,000 | EVANS AUTOMOTIVE AND TIRE CENTER INC | SAINT AUGUSTINE, FL | VyStar CU |
| $150,000–350,000 | EWE LOAN NO. 3, LTD | SAINT AUGUSTINE, FL | Ameris Bank |
| $350,000–1 million | EYE CENTER OF ST AUGUSTINE PA | SAINT AUGUSTINE, FL | First Source Federal Credit Union |
| $150,000–350,000 | F. A. JOHNSTON, INC. | SAINT AUGUSTINE, FL | First Federal Bank |
| $350,000–1 million | FIDUS ROOFING & CONSTRUCTION LLC | SAINT AUGUSTINE, FL | First Source Federal Credit Union |
| $350,000–1 million | FIRST CITY HOSPITALS GROUP, PLLC | SAINT AUGUSTINE, FL | Truist Bank |
| $350,000–1 million | FLAGLER FAMILY MEDICINE PA | SAINT AUGUSTINE, FL | Bank of America, National Association |
| $150,000–350,000 | FLETCHER DAVIS LLC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | FLORIDA CENTER FOR DERMATOLOGY PA | SAINT AUGUSTINE, FL | United Community Bank |
| $350,000–1 million | FLORIDA CERTIFIED CONTRACTORS LLC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | FLORIDA FLYERS FLIGHT ACADEMY, INC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | FOUNTAIN OF YOUTH PROPERTIES INC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | G & H UNDERGROUND CONSTRUCTION, INC. | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $350,000–1 million | GASTROENTEROLOGY ASSOCIATES OF ST. AUGUSTINE, PA | SAINT AUGUSTINE, FL | Truist Bank |
| $150,000–350,000 | GATOR DOOR EAST INC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | GENERATION HOMES, LLC | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | GEOMATICS CORPORATION | SAINT AUGUSTINE, FL | Wells Fargo Bank, National Association |
| $350,000–1 million | GET IN TOUCH, INC. | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | GOOD NEWS CHURCH, INC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | GRAND FUND INC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $350,000–1 million | GREENPOINT INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | GWANDA LLC | SAINT AUGUSTINE, FL | Ameris Bank |
| $350,000–1 million | H1 ST. AUGUSTINE MOTORS, LLC | SAINT AUGUSTINE, FL | Bank of America, National Association |
| $150,000–350,000 | H2 ST. AUGUSTINE MOTORS, LLC | SAINT AUGUSTINE, FL | Bank of America, National Association |
| $150,000–350,000 | HALL FAMILY COLLISION SERVICES LLC | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | HICKS LAND CLEARING AND INCINERATION, LLC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | HOMECOMERS INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $350,000–1 million | HONOURS - WORLD GOLF VILLAGE LLC | SAINT AUGUSTINE, FL | Synovus Bank |
| $150,000–350,000 | HOPE ENTERPRISES LLC | SAINT AUGUSTINE, FL | VyStar CU |
| $350,000–1 million | HUMIC GROWTH SOLUTIONS, INC. | SAINT AUGUSTINE, FL | First Source Federal Credit Union |
| $150,000–350,000 | HUTSON COMPANIES, LLC | SAINT AUGUSTINE, FL | Truist Bank |
| $150,000–350,000 | HW CONTRACTING, LLC | SAINT AUGUSTINE, FL | Ameris Bank |
| $1–2 million | IDEAL DEALS, LLC | SAINT AUGUSTINE, FL | First Source Federal Credit Union |
| $150,000–350,000 | INDY HOTELS LLC | SAINT AUGUSTINE, FL | Stearns Bank National Association |
| $150,000–350,000 | INTERNAL MEDICINE ASSOCIATES OF ST JOHNS COUNTY PA | SAINT AUGUSTINE, FL | Bank of America, National Association |
| $150,000–350,000 | ISLAND IRISH ENTERPRISES, LLC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | ISLAND PREP, LLC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | J AND J IMPORTS AND FABRICATION INC. | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | J M BAKER COMPANY, INC. | SAINT AUGUSTINE, FL | Customers Bank |
| $150,000–350,000 | JEREMIAH GORDON, D.M.D., P.A. | SAINT AUGUSTINE, FL | T Bank, National Association |
| $350,000–1 million | JSJA AUTO, LLC | SAINT AUGUSTINE, FL | Ally Bank |
| $150,000–350,000 | KC'S DIVE-IN LLC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $350,000–1 million | KEVON E. RENNIE DMD, P.A. | SAINT AUGUSTINE, FL | KeyBank National Association |
| $350,000–1 million | KRAUS ASSOCIATES, INC. | SAINT AUGUSTINE, FL | TD Bank, National Association |
| $150,000–350,000 | LAKE BROWN AND WILLIAMS CPA AND CONSULTANTS | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | LEONARD'S EXCHANGE PORTRAIT STUDIO INC | SAINT AUGUSTINE, FL | Academy Bank National Association |
| $150,000–350,000 | LEVEL WEB DEVELOPMENT | SAINT AUGUSTINE, FL | 121 Financial CU, A Division of VyStar Credit Union |
| $150,000–350,000 | LIBERTY TRANSPORT INC | SAINT AUGUSTINE, FL | 121 Financial CU, A Division of VyStar Credit Union |
| $350,000–1 million | MARINELAND LEISURE INC | SAINT AUGUSTINE, FL | Innovations Financial Credit Union |
| $150,000–350,000 | MARSH AND MOORE, INC. | SAINT AUGUSTINE, FL | SouthState Bank, National Association |