| $350,000–1 million | 30A RESTAURANTS, INC. | SANTA ROSA BEACH, FL | United Community Bank |
| $1–2 million | 360 BLUE, LLC | SANTA ROSA BEACH, FL | Trustmark National Bank |
| $150,000–350,000 | AIR CONDITIONING & HEATING, INC. | SANTA ROSA BEACH, FL | FNBT Bank |
| $150,000–350,000 | AJ'S GRAYTON BEACH LLC | SANTA ROSA BEACH, FL | Community Bank of Mississippi |
| $150,000–350,000 | AMAVIDA COFFEE AND TRADING COMPANY | SANTA ROSA BEACH, FL | United Community Bank |
| $350,000–1 million | ARTHUR GRANT BLACKWELL INSURANCE, INC. | SANTA ROSA BEACH, FL | Hancock Whitney Bank |
| $350,000–1 million | BEL-MAC ROOFING, INC. | SANTA ROSA BEACH, FL | Hancock Whitney Bank |
| $150,000–350,000 | BIEGCORP INC | SANTA ROSA BEACH, FL | Trustmark National Bank |
| $150,000–350,000 | BLACK BEAR BREAD COMPANY, LLC | SANTA ROSA BEACH, FL | Hancock Whitney Bank |
| $350,000–1 million | BOCCI GROUP, INC. | SANTA ROSA BEACH, FL | Synovus Bank |
| $150,000–350,000 | BROWN ELECTRIC, INC | SANTA ROSA BEACH, FL | OneSouth Bank |
| $150,000–350,000 | CABANA MAN BEACH SERVICE INC | SANTA ROSA BEACH, FL | ServisFirst Bank |
| $350,000–1 million | CAFE THIRTY-A INC. | SANTA ROSA BEACH, FL | Itria Ventures LLC |
| $150,000–350,000 | CARTER AND DEAN LLC | SANTA ROSA BEACH, FL | Citizens Bank and Trust |
| $350,000–1 million | DUNLAP & SHIPMAN, P.A. | SANTA ROSA BEACH, FL | Community Bank of Mississippi |
| $150,000–350,000 | ELECTRIC CART COMPANY, LLC | SANTA ROSA BEACH, FL | Regions Bank |
| $150,000–350,000 | ELEVATED850 INC | SANTA ROSA BEACH, FL | Community Bank of Mississippi |
| $150,000–350,000 | EMERALD COAST ASSOCIATES, INC. | SANTA ROSA BEACH, FL | FNBT Bank |
| $150,000–350,000 | EMERALD COAST RESTAURANT ASSOC | SANTA ROSA BEACH, FL | Trustmark National Bank |
| $150,000–350,000 | FISH CAMP RESTAURANT LLC | SANTA ROSA BEACH, FL | Trustmark National Bank |
| $150,000–350,000 | GO BIG MEDIA | SANTA ROSA BEACH, FL | TD Bank, National Association |
| $150,000–350,000 | GOOD NEWS UNITED METHODIST CHURCH, INC. | SANTA ROSA BEACH, FL | Hancock Whitney Bank |
| $150,000–350,000 | GRAYTON BEER COMPANY BREWPUB LLC | SANTA ROSA BEACH, FL | United Community Bank |
| $150,000–350,000 | GRAYTON BEER COMPANY, LLC | SANTA ROSA BEACH, FL | United Community Bank |
| $150,000–350,000 | GULF ATLANTIC ELECTRICAL CONSTRUCTORS, INC. | SANTA ROSA BEACH, FL | Trustmark National Bank |
| $350,000–1 million | INNOVATIVE SIGHT & SOUND, LLC | SANTA ROSA BEACH, FL | First Source Federal Credit Union |
| $150,000–350,000 | JAKE MATNEY CONSTRUCTION, LLC | SANTA ROSA BEACH, FL | Cross River Bank |
| $150,000–350,000 | JOE D AND KA INVESTMENTS, LLC | SANTA ROSA BEACH, FL | Trustmark National Bank |
| $150,000–350,000 | JUBILEE BBQ, L.L.C. | SANTA ROSA BEACH, FL | BayFirst National Bank |
| $150,000–350,000 | KMFD CORP | SANTA ROSA BEACH, FL | Hancock Whitney Bank |
| $150,000–350,000 | MARQUIS INDUSTRIES, INC. | SANTA ROSA BEACH, FL | Trustmark National Bank |
| $150,000–350,000 | MILLER FOOD INDUSTRIES INC. | SANTA ROSA BEACH, FL | Centennial Bank |
| $350,000–1 million | MULTI FAMILY SOLUTIONS LLC | SANTA ROSA BEACH, FL | Midwest BankCentre |
| $150,000–350,000 | NITIN BAWA P.A. | SANTA ROSA BEACH, FL | Community Bank of Mississippi |
| $150,000–350,000 | NORTH BEACH OF SOUTH WALTON LLC | SANTA ROSA BEACH, FL | United Community Bank |
| $150,000–350,000 | NWF REALTY AND MANAGEMENT, LLC | SANTA ROSA BEACH, FL | Hancock Whitney Bank |
| $150,000–350,000 | O'CONNELL & ASSOCIATES CONSULTING ENGINEERS, LLC. | SANTA ROSA BEACH, FL | Hancock Whitney Bank |
| $150,000–350,000 | ONE SEAGROVE PLACE OWNER'S ASSOCIATION, INC | SANTA ROSA BEACH, FL | Trustmark National Bank |
| $150,000–350,000 | OPL FOODS INC | SANTA ROSA BEACH, FL | Hancock Whitney Bank |
| $150,000–350,000 | OVERSEE RENTALS LLC | SANTA ROSA BEACH, FL | Community Bank of Mississippi |
| $350,000–1 million | POWER CONNECTIONS INC. | SANTA ROSA BEACH, FL | Regions Bank |
| $150,000–350,000 | ROB-ROY INVESTMENTS, INC. | SANTA ROSA BEACH, FL | Community Bank of Mississippi |
| $150,000–350,000 | ROYAL BEACH 850, LLC | SANTA ROSA BEACH, FL | Community Bank of Mississippi |
| $350,000–1 million | SANTA ROSA GOLF & BEACH CLUB, INC. | SANTA ROSA BEACH, FL | United Community Bank |
| $150,000–350,000 | SEACREST DENTAL LLC | SANTA ROSA BEACH, FL | United Community Bank |
| $150,000–350,000 | SEASHORE FLOOR CO., INC. | SANTA ROSA BEACH, FL | Trustmark National Bank |
| $350,000–1 million | SEASIDE ASSOCIATED STORES INC | SANTA ROSA BEACH, FL | Trustmark National Bank |
| $350,000–1 million | SEASIDE COMMUNITY DEVELOPMENT CORP. | SANTA ROSA BEACH, FL | Trustmark National Bank |
| $350,000–1 million | SHUNK GULLEY, LLC | SANTA ROSA BEACH, FL | SmartBank |
| $150,000–350,000 | SOUTHEASTERN INDUSTRIAL CONSTRUCTION LLC | SANTA ROSA BEACH, FL | First Source Federal Credit Union |
| $150,000–350,000 | STEVEN F. WEINER, M.D., P.A. | SANTA ROSA BEACH, FL | Hancock Whitney Bank |
| $150,000–350,000 | STICKS & STONES DIST. INC | SANTA ROSA BEACH, FL | Trustmark National Bank |
| $350,000–1 million | SUMMIT CONSTRUCTION INC | SANTA ROSA BEACH, FL | Commerce Bank |
| $150,000–350,000 | THE 30A COMPANY LLC | SANTA ROSA BEACH, FL | Hancock Whitney Bank |
| $350,000–1 million | THE BAY SOUTH WALTON LLC | SANTA ROSA BEACH, FL | United Community Bank |
| $350,000–1 million | THE DAWSON GROUP | SANTA ROSA BEACH, FL | Regions Bank |
| $1–2 million | THE GREAT SOUTHERN CAFE LLC | SANTA ROSA BEACH, FL | United Community Bank |
| $150,000–350,000 | THE PERFECT PIG, LLC | SANTA ROSA BEACH, FL | BayFirst National Bank |
| $350,000–1 million | THE SEASIDE SCHOOLS, INC. | SANTA ROSA BEACH, FL | Truist Bank |
| $150,000–350,000 | THOMAS HICKS LANDSCAPING, LLC | SANTA ROSA BEACH, FL | The First Bank |
| $150,000–350,000 | TRATTORIA BORAGO, INC. | SANTA ROSA BEACH, FL | The First Bank |
| $150,000–350,000 | VRMARKET DATA, LLC | SANTA ROSA BEACH, FL | Trustmark National Bank |
| $350,000–1 million | WATERCOLOR COMMUNITY ASSOCIATION, INC. | SANTA ROSA BEACH, FL | Bank of America, National Association |
| $350,000–1 million | WATERMARK BRW VISTAWILL, LLC | SANTA ROSA BEACH, FL | Valley National Bank |
| $150,000–350,000 | WATERMARK POOL AND SPA, LLC | SANTA ROSA BEACH, FL | Trustmark National Bank |
| $150,000–350,000 | WINEWORLD AT 30A, L.L.C. | SANTA ROSA BEACH, FL | Hancock Whitney Bank |
| $350,000–1 million | WMSU INC | SANTA ROSA BEACH, FL | Trustmark National Bank |
| $150,000–350,000 | Y & H CONSULTING SERVICES, LLC | SANTA ROSA BEACH, FL | Centennial Bank |