| $350,000–1 million | MASTERCRAFT BUILDER GROUP LLC | SAINT AUGUSTINE, FL | Ameris Bank |
| $350,000–1 million | MATTHEWS DESIGN GROUP LLC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $350,000–1 million | MBC ST AUGUSTINE LLC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | MEMORIAL PRESBYTERIAN CHURCH OF ST AUGUSTINE, INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | MERIDIAN RETIREMENT CORPORATION | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | MURRAY ENGINEERING INCORPORATE | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | NEXT STEP TRANSPORT INC | SAINT AUGUSTINE, FL | 121 Financial CU, A Division of VyStar Credit Union |
| $150,000–350,000 | NORTH BEACH INVESTMENT, INC. | SAINT AUGUSTINE, FL | Truist Bank |
| $350,000–1 million | NORTH COAST CONSTRUCTION CO. | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | NORTH FLORIDA RESORT INC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | NORTHEAST FLORIDA PET NUTRITION LLC | SAINT AUGUSTINE, FL | TD Bank, National Association |
| $350,000–1 million | NTE ENERGY SERVICES COMPANY, LLC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | O. C. WHITE'S INC | SAINT AUGUSTINE, FL | Truist Bank |
| $150,000–350,000 | OASIS ON THE ISLAND LLC | SAINT AUGUSTINE, FL | First Source Federal Credit Union |
| $150,000–350,000 | OCEAN GALLERY PROPERTY OWNERS ASSOCIATION INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $1–2 million | ORTHOPEADIC ASSOCIATES OF ST. AUGUSTINE | SAINT AUGUSTINE, FL | First Source Federal Credit Union |
| $150,000–350,000 | OSTEENS RESTAURANT LLC | SAINT AUGUSTINE, FL | Ameris Bank |
| $1–2 million | OWEN ELECTRIC COMPANY INC | SAINT AUGUSTINE, FL | First Source Federal Credit Union |
| $150,000–350,000 | PANACHE AN AVEDA SALON LLC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | PANIC PIZZA INC. | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $350,000–1 million | PATH SOLUTION LLC | SAINT AUGUSTINE, FL | Truist Bank |
| $150,000–350,000 | PATH WIRELESS LLC | SAINT AUGUSTINE, FL | Truist Bank |
| $150,000–350,000 | PAUL P PRUSS & SON INC | SAINT AUGUSTINE, FL | Citizens and Northern Bank |
| $350,000–1 million | PHYSICIANS EXCLUSIVE LLC DBA MICROBIOME | SAINT AUGUSTINE, FL | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | PIANTERRENO, INC. | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $1–2 million | PIZZALLEY'S, LLC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | PLATINUM WATER AND FIRE RESTORATION LLC | SAINT AUGUSTINE, FL | VyStar CU |
| $150,000–350,000 | PONCE HOSPITALITY INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | PRIMECARE P.L. | SAINT AUGUSTINE, FL | First Source Federal Credit Union |
| $350,000–1 million | RAIL SCALE INC | SAINT AUGUSTINE, FL | Synovus Bank |
| $150,000–350,000 | RAINTREE RESTAURANT INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | RAY'S TIRE AND SERVICE CENTER, INC. | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | RECOVERY KEYS INC | SAINT AUGUSTINE, FL | Bank of America, National Association |
| $1–2 million | REKCUT PHOTOGRAPHIC INC | SAINT AUGUSTINE, FL | Truist Bank |
| $350,000–1 million | RILEY GEAR CORPORATION | SAINT AUGUSTINE, FL | Synovus Bank |
| $150,000–350,000 | RIVERSIDE COTTAGES @ THE SHORES, LLC | SAINT AUGUSTINE, FL | Truist Bank |
| $2–5 million | ROY H. HINMAN, M.D., P.A. | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $1–2 million | RULON COMPANY | SAINT AUGUSTINE, FL | Synovus Bank |
| $150,000–350,000 | SAFARI TERMITE AND PEST CONTROL, INC. | SAINT AUGUSTINE, FL | Ameris Bank |
| $350,000–1 million | SAFETY SHELTER OF ST. JOHNS COUNTY INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | SAINT AUGUSTINE REHABILITATION SPECIALISTS LLC | SAINT AUGUSTINE, FL | Valley National Bank |
| $150,000–350,000 | SAINT AUGUSTINE SOCIETY, INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | SARGEANT SERVICE CENTER INC. | SAINT AUGUSTINE, FL | Bank of America, National Association |
| $150,000–350,000 | SAYVILLE MEDICAL AND REHAB P.C. | SAINT AUGUSTINE, FL | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | SCHOONER'S SEAFOOD HOUSE, INC. | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | SCOTT FECHTER CHIROPRACTIC INC. | SAINT AUGUSTINE, FL | Ameris Bank |
| $350,000–1 million | SEA-WALL MOTOR LODGE INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | SEABREEZE DENTAL GROUP, P.L.L.C | SAINT AUGUSTINE, FL | Truist Bank |
| $150,000–350,000 | SJFSF INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $350,000–1 million | SMITH TRUCKING COMPANY INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $350,000–1 million | SOHACKI INDUSSTRIES INC. | SAINT AUGUSTINE, FL | VyStar CU |
| $350,000–1 million | SOLA STIK INC | SAINT AUGUSTINE, FL | Valley National Bank |
| $150,000–350,000 | SOUTHEAST AERO SERVICES, INC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | SOUTHEAST WALL SYSTEMS LLC | SAINT AUGUSTINE, FL | First Source Federal Credit Union |
| $350,000–1 million | SOUTHERN CLIPPERS INC | SAINT AUGUSTINE, FL | United Community Bank |
| $150,000–350,000 | SOUTHLAND SPECIALTIES INC OF TENNESSEE | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $1–2 million | ST AUGUSTINE HISTORICAL TOURS, INC. | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | ST AUGUSTINE POWERSPORTS LLC | SAINT AUGUSTINE, FL | Seacoast National Bank |
| $350,000–1 million | ST AUGUSTINE RESORTS, INC | SAINT AUGUSTINE, FL | Valley National Bank |
| $350,000–1 million | ST AUGUSTINE YOUTH SERVICES INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $1–2 million | ST JOHNS COUNTY WELFARE FEDERATION | SAINT AUGUSTINE, FL | Ameris Bank |
| $350,000–1 million | ST. AUGUSTINE ALLIGATOR FARM, INC. | SAINT AUGUSTINE, FL | Truist Bank |
| $150,000–350,000 | ST. AUGUSTINE FOOT & ANKLE, INC. | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $350,000–1 million | ST. AUGUSTINE LIGHTHOUSE & MARITIME MUSEUM, INC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | ST. JOHN'S VETERINARY HOSPITAL INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $350,000–1 million | ST. JOHNS COUNTY COUNCIL ON AGING, INC. | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | ST. JOHNS EYE ASSOCIATES, PA | SAINT AUGUSTINE, FL | Stearns Bank National Association |
| $150,000–350,000 | ST. JOHNS HOUSING PARTNERSHIPS INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | ST. JOHNS LAW GROUP. P.A | SAINT AUGUSTINE, FL | Ameris Bank |
| $350,000–1 million | ST. JOSEPH ACADEMY HIGH SCHOOL INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | STEPHEN STROUT DMD, MS, PA | SAINT AUGUSTINE, FL | T Bank, National Association |
| $150,000–350,000 | STERLING SPECIALTIES INC. | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $350,000–1 million | STEVEN R. FREEMAN, DDS, PL | SAINT AUGUSTINE, FL | First Source Federal Credit Union |
| $350,000–1 million | STOFF MOTOR COMPANY | SAINT AUGUSTINE, FL | First Source Federal Credit Union |
| $350,000–1 million | STONE PONEY INC | SAINT AUGUSTINE, FL | Synovus Bank |
| $150,000–350,000 | STRATEGYGEN CO | SAINT AUGUSTINE, FL | Truist Bank |
| $150,000–350,000 | TAYLOR REFRIGERATION & AIR CONDITIONING, INC. | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | TAYLOR TREE SERVICES INC | SAINT AUGUSTINE, FL | TD Bank, National Association |
| $150,000–350,000 | TENDER CARE MEDICAL SERVICES OF ST JOHNS CNTY, INC | SAINT AUGUSTINE, FL | Seacoast National Bank |
| $150,000–350,000 | TENNYSON FOOD, INC. | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $1–2 million | THE ARC OF THE ST. JOHNS, INC. | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | THE FIRST TEE OF NORTH FLORIDA, INC. | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | THE FOCUS GROUP, INC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | THE KINGFISH GRILL LLC | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | THE LANDSCAPE DESIGN GROUP OF NORTH FLORIDA, INC. | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | THE LAWN RANGER OF ST. AUGUSRTRINE INC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | THE PROPER GROUP | SAINT AUGUSTINE, FL | VyStar CU |
| $2–5 million | THE STAGELINE COMPANY | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | THIBAULTS ELECTRICAL SERVICE INC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | THOMPSONBAKER AGENCY INC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | TLC SOLUTIONS INC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $350,000–1 million | TRANSCRIPTION, TECHNOLOGY & SUPPORT | SAINT AUGUSTINE, FL | TD Bank, National Association |
| $150,000–350,000 | TRINGALI INVESTMENTS, INC. | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $150,000–350,000 | TUCKER SECURITY LLC | SAINT AUGUSTINE, FL | Truist Bank |
| $150,000–350,000 | UPCHURCH, BAILEY AND UPCHURCH, P.A. | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $350,000–1 million | VETERINARY ORTHOPEDIC IMPLANTS | SAINT AUGUSTINE, FL | Valley National Bank |
| $150,000–350,000 | VILLAGE KEY AND ALARM, INC | SAINT AUGUSTINE, FL | SouthState Bank, National Association |
| $1–2 million | VISTA HOSPITALITY MANAGEMENT INC | SAINT AUGUSTINE, FL | Ameris Bank |
| $150,000–350,000 | VISTA REINSURANCE INTERMEDIARIES INC | SAINT AUGUSTINE, FL | Wells Fargo Bank, National Association |
| $350,000–1 million | VJ USINA CONTRACTING, INC | SAINT AUGUSTINE, FL | VyStar CU |