| $350,000–1 million | RTB HOLDINGS LLC | CHATTANOOGA, TN | SmartBank |
| $350,000–1 million | RUBY FALLS, LLC | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | RUSS BLAKELY & ASSOCIATES, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | SAMPLES, JENNINGS, CLEM & FIELDS, P.L.L.C. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | SCENIC CITY ORTHODONTICS PLLC | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | SCENIC CITY RHEUMATOLOGY PLLC | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | SCENIC INDUSTRIES LLC | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | SCHAERER CONTRACTING CO INC | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | SCORE INTERNATIONAL, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | SEAFORD INVESTMENTS, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | SENIOR HOUSING ALTERNATIVES INC | CHATTANOOGA, TN | Tennessee State Bank |
| $150,000–350,000 | SESCO ELECTRIC SUPPLY COMPANY | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | SFDG LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | SHALLOWFORD ANIMAL HOSPITAL, INC. | CHATTANOOGA, TN | Regions Bank |
| $150,000–350,000 | SHANKAR LLC | CHATTANOOGA, TN | Truist Bank |
| $150,000–350,000 | SHEA EQUIPMENT, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | SHERMAN + REILLY, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | SIGNAL CENTERS, INC. | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | SIGNAL ENERGY DG, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $2–5 million | SIGNAL ENERGY, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | SIGNAL INDUSTRIAL PRODUCTS CORP | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | SIGNAL PLATING | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | SIKES SERVICES, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $1–2 million | SILVERDALE BAPTIST ACADEMY | CHATTANOOGA, TN | Truist Bank |
| $150,000–350,000 | SILVERSAGE MANAGEMENT SERVICES LLC | CHATTANOOGA, TN | Central Pacific Bank |
| $350,000–1 million | SMART FURNITURE LLC | CHATTANOOGA, TN | Independent Bank |
| $350,000–1 million | SMP INDUSTRIES, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | SODDY DAISY HEALTHCARE LLC | CHATTANOOGA, TN | Commercial Bank |
| $150,000–350,000 | SOUTHEAST PAINTERS, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | SOUTHEAST RUBBER AND SAFETY, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | SOUTHEASTERN ORTHOTICS AND PROSTHETICS | CHATTANOOGA, TN | First Freedom Bank |
| $150,000–350,000 | SOUTHEASTERN TRUST COMPANY, LLC | CHATTANOOGA, TN | Synovus Bank |
| $150,000–350,000 | SOUTHERN ADVERTISING AND SIGN SERVICE, LLC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | SOUTHERN AUTO BODY SUPPLY | CHATTANOOGA, TN | First Horizon Bank |
| $5–10 million | SOUTHERN CHAMPION TRAY LP | CHATTANOOGA, TN | SmartBank |
| $350,000–1 million | SOUTHERN FLUIDPOWER, INC | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | SOUTHERN SURGICAL ARTS | CHATTANOOGA, TN | Insbank |
| $150,000–350,000 | SOUTHSIDE SOCIAL, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | SPEARS, MOORE, REBMAN & WILLIAMS, P.C. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | SPEARS-HOPKINS, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | SPECIALISTS IN PAIN MANAGEMENT, P.C. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | SPORTS BARN INC | CHATTANOOGA, TN | SmartBank |
| $150,000–350,000 | SQUAREONE HOLDING COMPANY, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | ST PAULS EPISCOPAL CHURCH | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | ST PETER'S EPISCOPAL CHURCH AND SCHOOL | CHATTANOOGA, TN | First Horizon Bank |
| $2–5 million | ST PETERSBURG NURSING HOME LLC | CHATTANOOGA, TN | Commercial Bank |
| $350,000–1 million | ST. NICHOLAS SCHOOL, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | STAINLESS TANK INC | CHATTANOOGA, TN | Builtwell Bank |
| $350,000–1 million | STANARDSVILLE HEALTHCARE, LLC | CHATTANOOGA, TN | Commercial Bank |
| $350,000–1 million | STEAM & CONTROL SYSTEMS, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | STEAM LOGISTICS LLC | CHATTANOOGA, TN | Truist Bank |
| $1–2 million | STELLAR THERAPY SERVICES, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | STEPHEN V DRESKIN MD PC | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | STERCHI CONSTRUCTION LLC | CHATTANOOGA, TN | Truist Bank |
| $350,000–1 million | STEWARD ADVANCED MATERIALS LLC | CHATTANOOGA, TN | Bank of America, National Association |
| $350,000–1 million | STIR CHATTANOOGA, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | STIR RALEIGH LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | SUMMIT MOTORS, INC. | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | SUNBELT GROUP LLC | CHATTANOOGA, TN | SmartBank |
| $350,000–1 million | SUNLAND-VERO BEACH, LLC | CHATTANOOGA, TN | Commercial Bank |
| $150,000–350,000 | SYSSERO INC. | CHATTANOOGA, TN | Bank of America, National Association |
| $1–2 million | T.J. SNOW COMPANY INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | T.S. RAULSTON, INC. | CHATTANOOGA, TN | Mid Penn Bank |
| $350,000–1 million | TACO MAMACITA NASHVILLE, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | TACO ROSA, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | TAG MANAGEMENT GROUP INC | CHATTANOOGA, TN | Regions Bank |
| $150,000–350,000 | TAIMEN TRANSPORT, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | TE PROPERTIES, INC. | CHATTANOOGA, TN | SmartBank |
| $150,000–350,000 | TEAM TITLE SERVICES LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | TEKWELL SERVICES LLC | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | TEMSA NORTH AMERICA, INC. | CHATTANOOGA, TN | Bank of America, National Association |
| $2–5 million | TENNESSEE AQUARIUM | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | TENNESSEE ENGINEERING SERVICES INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | TENNESSEE INTERVENTIONAL AND IMAGING ASSOCIATES, PLLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | TENNESSEE REPRODUCTIVE MEDICINE, PLLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | TENNESSEE STILLHOUSE LLC | CHATTANOOGA, TN | SmartBank |
| $350,000–1 million | TENNESSEE VALLEY ICE COMPANY LLC | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | TENNESSEE VALLEY PUBLICATION POWER ASSOCIATION, INC. | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | TENNESSEE VALLEY RAILROAD MUSEUM, INC. | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | TENNESSEE WASTE HAULERS, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | TERRACOM INC. | CHATTANOOGA, TN | Renasant Bank |
| $1–2 million | TEXTILE PRINTING COMPANY | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | TFSC, INC | CHATTANOOGA, TN | Reliant Bank, A Division of United Community Bank |
| $150,000–350,000 | TH CHIRO, PLLC | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | THE AIM CENTER, INC. | CHATTANOOGA, TN | Truist Bank |
| $350,000–1 million | THE AMERICAN BICYCLE GROUP LLC | CHATTANOOGA, TN | Citizens Bank |
| $150,000–350,000 | THE ATHLETIC SHOP INC. | CHATTANOOGA, TN | Itria Ventures LLC |
| $150,000–350,000 | THE ATHLETIC SHOP, INC. | CHATTANOOGA, TN | Renasant Bank |
| $150,000–350,000 | THE BARN NURSERY, INC | CHATTANOOGA, TN | Builtwell Bank |
| $350,000–1 million | THE CHATTANOOGA GIRLS LEADERSHIP ACADEMY, INC. | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | THE GOLD BUILDING-A DEFOOR BROTHERS DEVELOPMENT LLC | CHATTANOOGA, TN | Coastal States Bank |
| $150,000–350,000 | THE GREATER CHATTANOOGA PUBLIC TELEVISION CORPORATION | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | THE HAWKS GROUP, LLC | CHATTANOOGA, TN | Synovus Bank |
| $1–2 million | THE JOHNSON GROUP, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | THE MILLER DAVIS GROUP, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | THE MISSION CHATTANOOGA | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | THE MISSION, CHATTANOOGA | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | THE MONTESSORI SCHOOL | CHATTANOOGA, TN | Pinnacle Bank |
| $5–10 million | THE ORANGE GROVE CENTER, INC. | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | THE PATIO SHOP | CHATTANOOGA, TN | Regions Bank |