| $150,000–350,000 | THE PATTEN GROUP, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | THE PLAQUE SHACK, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | THE TITLE GUARANTY AND TRUST COMPANY OF CHATTANOOGA | CHATTANOOGA, TN | First Financial Bank National Association |
| $150,000–350,000 | THE TIVOLI THEATRE FOUNDATION, INC. | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | TIM SHORT CHATTANOOGA LLC | CHATTANOOGA, TN | South Central Bank, Inc. |
| $150,000–350,000 | TINKER MA, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | TIPTON CRANE, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | TITLE INSURANCE COMPANY OF CHATTANOOGA | CHATTANOOGA, TN | Regions Bank |
| $350,000–1 million | TNT VENTURES, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | TOC2LLC | CHATTANOOGA, TN | Itria Ventures LLC |
| $150,000–350,000 | TOCLLC | CHATTANOOGA, TN | Itria Ventures LLC |
| $1–2 million | TOP FLIGHT INC. | CHATTANOOGA, TN | Webster Bank National Association |
| $150,000–350,000 | TOTTO SUSHI & GRILL, LLC | CHATTANOOGA, TN | First Horizon Bank |
| $2–5 million | TRANCO LOGISTICS LLC | CHATTANOOGA, TN | Truist Bank |
| $350,000–1 million | TRANSCARD PAYMENTS LLC | CHATTANOOGA, TN | Truist Bank |
| $350,000–1 million | TRANSPORT ENTERPRISE LEASING, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | TREE OF KNOWLEDGE LEARNING CENTER INC | CHATTANOOGA, TN | SmartBank |
| $350,000–1 million | TRI-STATE DRILLING LLC | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | TRIAD CORP INC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | TRINITY ENTERTAINMENT LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $2–5 million | TRISTATE ELECTRICAL CONTRACTORS, INC. | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | TRUCK 'N TRAILERS USA INC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | TXI SYSTEMS, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | ULTRAGROUP VENTURES, LLC | CHATTANOOGA, TN | CapStar Bank, A Division of Old National Bank |
| $350,000–1 million | UNITED WAY | CHATTANOOGA, TN | First Horizon Bank |
| $1–2 million | UNIVERSITY SURGICAL ASSOCIATES, LLC | CHATTANOOGA, TN | First Horizon Bank |
| $350,000–1 million | UNIVERSITY SURGICAL ASSOCIATES, PC | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | URBAN STACK, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | VASCULAR INSTITUTE OF CHATTANOOGA, PLLC | CHATTANOOGA, TN | Truist Bank |
| $350,000–1 million | VEGA CORPORATION OF TENNESSEE | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | VETERINARY CARE & SPECIALTY GROUP, LLC | CHATTANOOGA, TN | First-Citizens National Bank |
| $350,000–1 million | VINCENT PRINTING COMPANY, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $5–10 million | VISION HOSPITALITY GROUP, INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | VOLUNTEER RESTAURANT CONCEPTS, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | WALKER INTERIORS, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | WALLACE TILE INC | CHATTANOOGA, TN | Builtwell Bank |
| $350,000–1 million | WALTER A. WOOD SUPPLY CO., INC. | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | WARREN & GRIFFIN, PC | CHATTANOOGA, TN | SmartBank |
| $150,000–350,000 | WATER TREATMENT RESOURCES INC. OF CHATTANOOGA | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | WATERS EDGE 94, LLC | CHATTANOOGA, TN | First Financial Bank National Association |
| $150,000–350,000 | WECOUNSEL SOLUTIONS, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | WELLNESS CENTER PHARMACY, INC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | WHITEBOARD NETWORK, LLC | CHATTANOOGA, TN | Regions Bank |
| $350,000–1 million | WHOLESALE TAPE AND SUPPLY, INC. | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | WILKINS, CREWS & ASSOCIATES | CHATTANOOGA, TN | Synovus Bank |
| $150,000–350,000 | WILLIAM BIBLE | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | WILLIAM T PAYNE | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | WILLIE A HAMMONTREE DDS PLLC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | WINGARD QUALITY SUPPLY LLC | CHATTANOOGA, TN | Bank of America, National Association |
| $150,000–350,000 | WINGFIELD SCALE CO INC | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | WISE CONSTRUCTION, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | WOMEN'S HEALTH SERVICES--CHATTANOOGA, P.C. | CHATTANOOGA, TN | Pinnacle Bank |
| $150,000–350,000 | WOODLAND PARK BAPTIST CHURCH | CHATTANOOGA, TN | Truist Bank |
| $350,000–1 million | WRS, LLC | CHATTANOOGA, TN | Pinnacle Bank |
| $350,000–1 million | YATES TOWING & RECOVERY ENTERPRISES LLC | CHATTANOOGA, TN | First Horizon Bank |
| $150,000–350,000 | YODER SALES AGENCY INC | CHATTANOOGA, TN | Builtwell Bank |