| $150,000–350,000 | KERN SPRINKLER LANDSCAPING INC. | BAKERSFIELD, CA | Bank of the Sierra |
| $1–2 million | KERN STEEL FABRICATION, INC. | BAKERSFIELD, CA | Citibank, N.A. |
| $150,000–350,000 | KERN TURF SUPPLY, INC. | BAKERSFIELD, CA | Bank of the West |
| $350,000–1 million | KERN VINEYARDS, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | KIMBERLY FIORINI INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | KINDIG BROTHERS | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | KING DOOR COMPANY INC | BAKERSFIELD, CA | Bank of America, National Association |
| $1–2 million | KINGSTON HEALTHCARE CENTER, LLC | BAKERSFIELD, CA | CIBC Bank USA |
| $2–5 million | KIRSCHENMAN ENTERPRISES SALES LP | BAKERSFIELD, CA | Bank of America, National Association |
| $350,000–1 million | KIRSCHENMANN FARMS, INC | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | KL INVESTMENTS, INC DBA: HUNGRY HUNTER STEAKHOUSE | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | KLASSEN & SMITH CONSTRUCTION, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $1–2 million | KLASSEN CORPORATION | BAKERSFIELD, CA | Valley Republic Bank |
| $1–2 million | KLEIN, DENATALE, GOLDNER, COOPER, ROSENLIEB & KIMBALL, LLP | BAKERSFIELD, CA | Bank of America, National Association |
| $150,000–350,000 | KNIGHT ENTERPRISES, INC. | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $350,000–1 million | KNIGHT'S PUMPING & PORTABLE SERVICES, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | KODIAK TRUCKING INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | LA CORRAL THREE INC. | BAKERSFIELD, CA | Golden Bank, National Association |
| $350,000–1 million | LA COSTA MARISCOS, INC | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | LA NUEVA MICHOACANA PALETERIA Y NEVERIA | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | LAC MEDICAL, INC. A CALIFORNIA PROFESSIONAL CORPORATION | BAKERSFIELD, CA | Citizens Business Bank |
| $350,000–1 million | LAKESIDE DAIRY, LLC | BAKERSFIELD, CA | Bank of the West |
| $150,000–350,000 | LAKEVIEW FARMS | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | LAMB CHOPS INC | BAKERSFIELD, CA | Customers Bank |
| $150,000–350,000 | LAMONT SANITATION, INC. | BAKERSFIELD, CA | Mission Bank |
| $350,000–1 million | LANGER FARMS, LLC | BAKERSFIELD, CA | City National Bank |
| $150,000–350,000 | LARRY GONZALES FARM LABOR CONTRACTOR | BAKERSFIELD, CA | Bank of America, National Association |
| $150,000–350,000 | LARRY M. CHO, M.D., INC. | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | LAUNSPACH & CHEY PEDIATRIC DENTISTRY | BAKERSFIELD, CA | Sunwest Bank |
| $150,000–350,000 | LAURELGLEN BIBLE CHURCH | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | LAW OFFICES OF PAIGE ETCHEVERRY-BARNES | BAKERSFIELD, CA | Readycap Lending, LLC |
| $350,000–1 million | LCS ELECTRICAL AND INDUSTRIAL SERVICES, INC | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $350,000–1 million | LEBEAU THELEN LLP | BAKERSFIELD, CA | MUFG Union Bank, National Association |
| $150,000–350,000 | LEGACY STAFFING SOLUTIONS, INC. | BAKERSFIELD, CA | Intuit Financing Inc. |
| $150,000–350,000 | LEGEND MILK TRANSPORT INC. | BAKERSFIELD, CA | American AgCredit, ACA |
| $350,000–1 million | LEHR BROTHERS, INC. | BAKERSFIELD, CA | Mission Bank |
| $350,000–1 million | LENGTHWISE BREWING COMPANY | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | LENTZ CONSTRUCTION GENERAL ENGINEERING CONTRACTOR, INC | BAKERSFIELD, CA | Tri Counties Bank |
| $150,000–350,000 | LI & LIAO OPTOMETRY, P.C. | BAKERSFIELD, CA | The Bancorp Bank |
| $150,000–350,000 | LIFT ENERGY CONSTRUCTION, INC | BAKERSFIELD, CA | Idaho First Bank |
| $150,000–350,000 | LIL’ EXPLORERS PRESCHOOL INC | BAKERSFIELD, CA | Valley Strong CU |
| $150,000–350,000 | LIMITED MOTORS, INC | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | LOCKHART INVESTMENTS | BAKERSFIELD, CA | First Savings Bank |
| $350,000–1 million | LONGBOY, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | LONNIE A CROSS LANDLEVELING INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | LOS MOLCAJETES RESTAURANT, INC | BAKERSFIELD, CA | Tri Counties Bank |
| $350,000–1 million | LOST HILLS MINING, LLC | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | LOVE AUTOMOTIVE GROUP, INC. | BAKERSFIELD, CA | U.S. Bank, National Association |
| $350,000–1 million | LOYALTY FARM LABOR CONTRACTOR, INC. | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | LOYD'S AVIATION | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | LUCKY LUKE'S FOODS INC. | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | LUIGI'S GROCERY & DELI, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | LUIS C. ESTRADA, D.D.S., INC. | BAKERSFIELD, CA | MUFG Union Bank, National Association |
| $150,000–350,000 | LYNDON & BELINDA SENAR, M.D.'S, INC. | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $350,000–1 million | M & M FARM LABOR SERVICE | BAKERSFIELD, CA | Bank of America, National Association |
| $350,000–1 million | M & S SECURITY SERVICES INCORPORATED | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | M BROS RESTAURANT, INC. | BAKERSFIELD, CA | Mission Bank |
| $350,000–1 million | M.D. ATKINSON COMPANY, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | M.D. MANUFACTURING, INC. | BAKERSFIELD, CA | Valley Strong CU |
| $150,000–350,000 | MACHINE SUPPORT TECHNOLOGIES INC | BAKERSFIELD, CA | Bank of America, National Association |
| $1–2 million | MADLAND TOYOTA LIFT, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | MAJESTIC ROOFING, INC. | BAKERSFIELD, CA | Bank of the West |
| $1–2 million | MALIBU BEACH HOLDINGS, LLC | BAKERSFIELD, CA | Congressional Bank |
| $350,000–1 million | MAPLE DAIRY, LP | BAKERSFIELD, CA | Bank of the West |
| $150,000–350,000 | MARANATHA LANDSCAPE | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | MARIO DELIS | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | MARS GROUP III, INC. | BAKERSFIELD, CA | MUFG Union Bank, National Association |
| $350,000–1 million | MARSHALL E. HELM CORPORATION | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | MARVIZI DENTAL GROUP DBA APOLLONIA DENTAL | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $2–5 million | MASHBURN TRANSPORTATION SERVICES, INC | BAKERSFIELD, CA | Valley Republic Bank |
| $1–2 million | MATERRA LLC | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | MAZZEI INJECTOR COMPANY, LLC | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | MB APPRAISALS, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | MCCORMICK LANDSCAPE SERVICE, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | MCINTOSH & ASSOCIATES ENGINEERING INC | BAKERSFIELD, CA | Sunwest Bank |
| $150,000–350,000 | MCKEE MECHANICAL INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $1–2 million | MCLB INC | BAKERSFIELD, CA | Ally Bank |
| $150,000–350,000 | MCMOO FARMS | BAKERSFIELD, CA | Raccoon Valley Bank |
| $150,000–350,000 | MCWILLIAMS AND WALDEN | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | ME THOMAS DENTAL CORPORATION | BAKERSFIELD, CA | Tri Counties Bank |
| $350,000–1 million | MECHANICAL INDUSTRIES, INC. | BAKERSFIELD, CA | Bank of the West |
| $150,000–350,000 | MEILING BUFFET, INC | BAKERSFIELD, CA | Bank of America, National Association |
| $350,000–1 million | MERCIE'S DAY PROGRAM, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | MERCIE'S HOME, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | MESA MARIN RACEWAY | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | METRO READY MIX LP | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | METROCOM DBC | BAKERSFIELD, CA | Bank of America, National Association |
| $150,000–350,000 | METROPOLITAN RECYCLING LLC | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | MEXICALI, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | MICHAEL FLOORING, INC. | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | MICHAEL K. BROWN LANDSCAPE & MAINTENANCE CO., INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | MICHAEL M THURMAN DDS MSD INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $350,000–1 million | MIKE OWEN FABRICATION, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | MIKES FENCING, INC. | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | MILL BROOKS, LLC | BAKERSFIELD, CA | MUFG Union Bank, National Association |
| $350,000–1 million | MILLENIUM SURGERY CENTER, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | MILT'S RESTAURANTS INC | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | MISSION AG RESOURCES LLC | BAKERSFIELD, CA | Bank of America, National Association |
| $150,000–350,000 | MJD SERVICES INC. | BAKERSFIELD, CA | Plumas Bank |
| $2–5 million | MMI SERVICES INC. | BAKERSFIELD, CA | Mechanics Bank |