| $150,000–350,000 | MOBILE AG & INDUSTRIAL SUPPLY, INC | BAKERSFIELD, CA | MetaBank, National Association |
| $150,000–350,000 | MOC INCORPORATED | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | MODERN HOSPITALITY, INC. | BAKERSFIELD, CA | Pacific Premier Bank |
| $150,000–350,000 | MODERN TRUCKLINE INC. | BAKERSFIELD, CA | BMO Harris Bank National Association |
| $150,000–350,000 | MODY PUMPS INC. | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | MOGA TRANSPORT INC | BAKERSFIELD, CA | Cross River Bank |
| $150,000–350,000 | MOHAWK MEDICAL & ASSOCIATES, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | MOLLY AND BRUCE BUSACCA, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | MONEYWISE, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | MONJI LANDSCAPE COMPANIES | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | MONROE CONSTRUCTION, INC | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | MOSSMANS COFFEE SHOP AND CATERING COMPANY, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $2–5 million | MOTOR CITY SALES & SERVICE | BAKERSFIELD, CA | Ally Bank |
| $2–5 million | MP ENVIRONMENTAL SERVICES, INC. | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $350,000–1 million | MTS STIMULATION SERVICES, INC | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | MULTI BUSINESS SYSTEMS | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | MULTILEVEL APPLICATIONS & POSITIVE SUPPORT SERVICES (MAPSS) LLC | BAKERSFIELD, CA | Celtic Bank Corporation |
| $350,000–1 million | MURRAY FAMILY FARMS, INC. | BAKERSFIELD, CA | Customers Bank |
| $150,000–350,000 | MYERS DIESEL REPAIR, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | N & L FARM LABOR SERVICES, INC. | BAKERSFIELD, CA | Bank of America, National Association |
| $350,000–1 million | N.GONZALEZ_FARM_LABOR_SERVICE,_INC. | BAKERSFIELD, CA | BSD Capital, LLC dba Lendistry |
| $150,000–350,000 | NANKIL ENTERPRISES INC | BAKERSFIELD, CA | Bank of America, National Association |
| $150,000–350,000 | NATIONAL TOXICOLOGY LABORATORIES, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | NEEK, INC. | BAKERSFIELD, CA | Glacier Bank |
| $350,000–1 million | NEIRA'S COLLISION CENTER INC | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | NETWORK ASSOCIATES, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | NEW GENERATION FLC, INC. | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | NEW HORIZONS HOMES COMMUNITY CARE FACILITIES, INC | BAKERSFIELD, CA | Customers Bank |
| $150,000–350,000 | NEW HOUSE DAIRY | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | NEW VINTAGE GRILL INC | BAKERSFIELD, CA | Bank of America, National Association |
| $150,000–350,000 | NEXT PHASE ELECTRIC | BAKERSFIELD, CA | Customers Bank |
| $150,000–350,000 | NICKEL FAMILY LLC | BAKERSFIELD, CA | MUFG Union Bank, National Association |
| $150,000–350,000 | NJG CORPORATION | BAKERSFIELD, CA | Readycap Lending, LLC |
| $150,000–350,000 | NOKIM, INC. | BAKERSFIELD, CA | Equity Bank |
| $150,000–350,000 | NOLAN ENTERPRISES, LLC | BAKERSFIELD, CA | U.S. Bank, National Association |
| $150,000–350,000 | NORMAN ETCHISON, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | NORMAN WIRELINE SERVICES INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | NORTHERN DIGITAL INCORPORATED | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | NORTHERN SKY DAIRY, LLC | BAKERSFIELD, CA | Bank of the West |
| $150,000–350,000 | OAK HILLS MEDICAL CORPORATION | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | OASIS AIR AND SOLAR | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | OLD RANCH CONSTRUCTION INC | BAKERSFIELD, CA | Bank of the Sierra |
| $150,000–350,000 | OLD RIVER GRILL, INC. | BAKERSFIELD, CA | Self-Help FCU |
| $2–5 million | OLDENKAMP TRUCKING INC. | BAKERSFIELD, CA | American AgCredit, ACA |
| $350,000–1 million | OLIVE KNOLLS CHURCH OF THE NAZARENE OF BAKERSFIELD | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | OPAL FRY & SON | BAKERSFIELD, CA | Bank of America, National Association |
| $350,000–1 million | OPTIMAL HOME HEALTH CARE INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $350,000–1 million | OPTIMAX CONSULTING SERVICES, LLC | BAKERSFIELD, CA | Mission Bank |
| $350,000–1 million | ORDIZ-MELBY, INC., AN ARCHITECTURAL CORPORATION | BAKERSFIELD, CA | Valley Strong CU |
| $350,000–1 million | ORIOLE HOMES, INC | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | OVID HOSPITALITY LLC | BAKERSFIELD, CA | Harvest Small Business Finance, LLC |
| $150,000–350,000 | OWENS CONSTRUCTION AND ENGINEERING INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $350,000–1 million | PACCOM REALTY ADVISORS, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | PACIFIC COAST ENERGY CONSERVATION SERVICES INC | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | PACIFIC CONSTRUCTION AND FRAMING, LLC | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | PACIFIC GUNITE, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | PACIFIC IRRIGATION, INC. | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | PACIFIC SHORE STONES BAKERSFIELD | BAKERSFIELD, CA | American Bank, National Association |
| $150,000–350,000 | PACIFIC WEST SOUND PROFESSIONAL AUDIO & DESIGN, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | PAIN INSTITUTE OF CENTRAL CALIFORNIA, INC. | BAKERSFIELD, CA | Mission Bank |
| $350,000–1 million | PAIR & MAROTTA PHYSICAL THERAPY, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | PALMER TANK & CONSTRUCTION, INC. | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | PANCAKES 789 INCORPORATED | BAKERSFIELD, CA | Equity Bank |
| $150,000–350,000 | PARADIGM HYDRAULICS, LLC | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | PARADIGM STEEL FABRICATORS, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | PARADYME TECHNICAL SERVICES | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | PARKVIEW JULIAN, LLC | BAKERSFIELD, CA | Community West Bank, National Association |
| $150,000–350,000 | PATHWAY FAMILY SERVICES, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | PATTERSON FAMILY HOLDINGS LLC | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | PAVLETICH ELECTRIC & COMMUNICATIONS, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | PAYLESS PLUMBING & ROOTER SPECIALIST, INC | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | PD CAMPANARIO INC | BAKERSFIELD, CA | Bank of the Sierra |
| $1–2 million | PENGO WIRELINE OF CALIFORNIA INC | BAKERSFIELD, CA | Bank of America, National Association |
| $350,000–1 million | PENNEY LAWN SERVICE INC | BAKERSFIELD, CA | BMO Harris Bank National Association |
| $350,000–1 million | PENSINGER TRAILER RENTALS | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | PERFECT HOME PRODUCTS | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | PETRO-LUD | BAKERSFIELD, CA | Tri Counties Bank |
| $1–2 million | PETROL TRANSPORT, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $350,000–1 million | PG TRUCKING INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | PIE CON, INC | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $350,000–1 million | PINNACLE EMERGENCY PHYSICIANS OF BAKERSFIELD, APC | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | PINNACLE RECRUITMENT SERVICES LLC | BAKERSFIELD, CA | Citibank, N.A. |
| $150,000–350,000 | PLAHN LANDSCAPE INC | BAKERSFIELD, CA | Citizens Business Bank |
| $350,000–1 million | PLASTER WORXS, INC | BAKERSFIELD, CA | Citizens Business Bank |
| $350,000–1 million | PLCS PLUS INTERNATIONAL INC. | BAKERSFIELD, CA | Bank of the Sierra |
| $150,000–350,000 | PNEUMATIC CONTROL | BAKERSFIELD, CA | MUFG Union Bank, National Association |
| $150,000–350,000 | POLYCLINIC MEDICAL CENTER INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | POSITIVE PURPOSE LLC | BAKERSFIELD, CA | FC Marketplace, LLC (dba Funding Circle) |
| $150,000–350,000 | POSO RIDGE, LLC | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | PRATHER DRYWALL & PLASTERING | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | PRECISION ENERGY PRODUCTS, LLC. | BAKERSFIELD, CA | Community National Bank |
| $350,000–1 million | PRECISION PHARMACIES LLC | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | PREFERRED POWER SOLUTIONS INC. | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $350,000–1 million | PREMIER CRANE AND TRANSPORTATION, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | PREMIER EQUIPMENT RENTALS, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | PREMIER MEDICAL ASSOCIATES, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | PREMIER OILFIELD SERVICE, INC | BAKERSFIELD, CA | Valley Republic Bank |
| $1–2 million | PREMIER SCAFFOLD, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | PREMIER VALLEY MEDICAL GROUP, INC. | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | PREMIUM INSPECTION COMPANY | BAKERSFIELD, CA | Valley Republic Bank |