| $350,000–1 million | PRESTIGE WORLDWIDE, INC. | BAKERSFIELD, CA | Mechanics Bank |
| $1–2 million | PRICE DISPOSAL, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | PRIME PULMONARY & SLEEP MEDICINE CENTER, INC | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | PRIME TIME TRANSPORT, INC. | BAKERSFIELD, CA | Continental Bank |
| $150,000–350,000 | PRINCE CARRIER, INC. | BAKERSFIELD, CA | BMO Harris Bank National Association |
| $150,000–350,000 | PRIORITY URGENT CARE | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | PROCESS INSTRUMENTS, INC. | BAKERSFIELD, CA | Bank of the Sierra |
| $150,000–350,000 | PROCTEK TEXAS INC. | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | PROFESSIONAL SCAFFOLDING SERVICE LLC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $350,000–1 million | PROFFITT CONSTRUCTION INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | PROS, INCORPORATED | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | PROSPECT RANCH, LLC | BAKERSFIELD, CA | Bank of the West |
| $150,000–350,000 | PSF TRUCKING | BAKERSFIELD, CA | Mechanics Bank |
| $350,000–1 million | PSYCHOLOGICAL & BEHAVIORAL SERVICES OF CALIFORNIA, PROFESSIONAL CORPORATION | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | QUALITY TUBULAR SERVICES INC. | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | QUBITEKK INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | QUEST IMAGING MEDICAL ASSOCIATES, INC. | BAKERSFIELD, CA | Newtek Small Business Finance, Inc. |
| $350,000–1 million | R & C FARM LABOR CONTRACTING SERVICES | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | R & G FANUCCHI INC | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | R & G FARMS | BAKERSFIELD, CA | MUFG Union Bank, National Association |
| $350,000–1 million | R & O FISHING TOOLS, INC. | BAKERSFIELD, CA | MUFG Union Bank, National Association |
| $150,000–350,000 | R & T FARM MANAGEMENT, INC. | BAKERSFIELD, CA | Bank of America, National Association |
| $150,000–350,000 | R AND M FUEL TRANSPORT INC. | BAKERSFIELD, CA | Mechanics Bank |
| $1–2 million | R&B FARM SERVICES | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | R&R CONTRACTING INC | BAKERSFIELD, CA | Bank of America, National Association |
| $350,000–1 million | R. L. ENVIRONMENTAL, INC. | BAKERSFIELD, CA | Mission Bank |
| $1–2 million | RA JOHNSFAM, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | RADIAN DESIGN GROUP INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | RAJEEV KRISHAN MD A PROFESSIONAL CORPORA | BAKERSFIELD, CA | Bank of America, National Association |
| $350,000–1 million | RAMSGATE ENGINEERING, INC. | BAKERSFIELD, CA | Mission Bank |
| $2–5 million | RANCHO TREE SERVICE. INC | BAKERSFIELD, CA | Readycap Lending, LLC |
| $2–5 million | RAVI PATEL M.D., INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | RAY CHINN CONSTRUCTION INC | BAKERSFIELD, CA | Bank of the Sierra |
| $150,000–350,000 | RDM MECHANICS | BAKERSFIELD, CA | Valley Republic Bank |
| $1–2 million | READYWORK INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | REDDI AG. INC. | BAKERSFIELD, CA | Bank of America, National Association |
| $150,000–350,000 | RHEUMATOLOGY SERVICES MEDICAL GROUP | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | RHINO TRUCKING LLC | BAKERSFIELD, CA | Mechanics Bank |
| $1–2 million | RICHARD K NEWMAN AND ASSOCIATES, INC | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | RICHARDSON FARMS, LLC | BAKERSFIELD, CA | Customers Bank |
| $150,000–350,000 | RIO BRAVO COUNTRY CLUB, LLC | BAKERSFIELD, CA | Valley Strong CU |
| $350,000–1 million | RIVAL WELL SERVICES INCORPORATED | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | RIVERLAKES COMMUNITY CHURCH | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | RIVERWALK PEDIATRIC CLINIC, INC | BAKERSFIELD, CA | Valley Republic Bank |
| $2–5 million | RLH FIRE PROTECTION, INC | BAKERSFIELD, CA | Bank of the Sierra |
| $150,000–350,000 | RNC MBA INC | BAKERSFIELD, CA | Valley Strong CU |
| $350,000–1 million | ROADIES INC | BAKERSFIELD, CA | U.S. Bank, National Association |
| $150,000–350,000 | ROADWAY TRANSPORT CORP | BAKERSFIELD, CA | TCF National Bank |
| $2–5 million | ROBERT HEELY CONSTRUCTION, LP | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | ROBIN'S ENVIRO VAC INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $350,000–1 million | ROBINSON CALF RANCH | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | RODNEY PALLA FARMS INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | RODRIGUEZ & ASSOCIATES, A PROFESSIONAL LAW CORPORATION | BAKERSFIELD, CA | Mission Bank |
| $350,000–1 million | ROSEDALE CERAMIC TILE AND MARBLE INC | BAKERSFIELD, CA | Tri Counties Bank |
| $350,000–1 million | ROSEDALE CONCRETE CONSTRUCTION INC | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $150,000–350,000 | ROSS FABRICATION & WELDING INC | BAKERSFIELD, CA | Intuit Financing Inc. |
| $150,000–350,000 | ROYAL ROAD INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | RUBEN GUTIERREZ | BAKERSFIELD, CA | Bank of America, National Association |
| $150,000–350,000 | RUETTGERS & SCHULER CIVIL ENGINEERS | BAKERSFIELD, CA | Bank of America, National Association |
| $350,000–1 million | RUSSELL FABRICATION CORPORATION | BAKERSFIELD, CA | JPMorgan Chase Bank, National Association |
| $350,000–1 million | S C ANDERSON GROUP INTERNATIONAL INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $1–2 million | S C ANDERSON INC | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $350,000–1 million | S.L SHAW COMPANY, INC | BAKERSFIELD, CA | Mission Bank |
| $1–2 million | SAEKYU OH | BAKERSFIELD, CA | MUFG Union Bank, National Association |
| $150,000–350,000 | SALIN DENTISTRY, INC. | BAKERSFIELD, CA | Citibank, N.A. |
| $150,000–350,000 | SALTY'S BBQ & CATERING | BAKERSFIELD, CA | Readycap Lending, LLC |
| $1–2 million | SAN DIMAS MEDICAL GROUP, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | SAN JOAQUIN BIT SERVICE, INC | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | SAN JOAQUIN COLLISION | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $350,000–1 million | SAN JOAQUIN FACILITIES MANAGMENT, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $2–5 million | SAN JOAQUIN REFINING CO., INC | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | SAN JOAQUIN TRACTOR COMPANY | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | SAN JOAQUIN VALLEY PULMONARY MEDICAL GROUP, INC. | BAKERSFIELD, CA | Mission Bank |
| $350,000–1 million | SANDEEP S. WALIA, MD, A PROFESSIONAL MEDICAL CORPORATION | BAKERSFIELD, CA | Readycap Lending, LLC |
| $150,000–350,000 | SANDEEP S. WALIA, MD, A PROFESSIONAL MEDICAL CORPORATION | BAKERSFIELD, CA | Valley Strong CU |
| $1–2 million | SANGERA BUICK. INC | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | SC ARCHITECT | BAKERSFIELD, CA | Wells Fargo Bank, National Association |
| $150,000–350,000 | SCHWEBEL PETROLEUM CO INC | BAKERSFIELD, CA | Comerica Bank |
| $350,000–1 million | SCOTT P RYAN INVESTMENTS CORP | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | SEACO TECHNOLOGIES, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $350,000–1 million | SECOND AMENDMENT SPORTS, INC. | BAKERSFIELD, CA | Umpqua Bank |
| $150,000–350,000 | SENDAS NORTHWEST URGENT CARE | BAKERSFIELD, CA | Bank of Santa Clarita |
| $150,000–350,000 | SERBAN'S BACKGROUND MUSIC, INC. | BAKERSFIELD, CA | Citizens Business Bank |
| $1–2 million | SEVEN BROTHERS INC | BAKERSFIELD, CA | Celtic Bank Corporation |
| $150,000–350,000 | SHAFFS CONSTRUCTION | BAKERSFIELD, CA | Valley Republic Bank |
| $150,000–350,000 | SHAR-CRAFT, INC. | BAKERSFIELD, CA | Mechanics Bank |
| $150,000–350,000 | SIDHU TRUCK LINE, INC. | BAKERSFIELD, CA | Continental Bank |
| $350,000–1 million | SIERRA CONSTRUCTION & EXCAVATION, INC. | BAKERSFIELD, CA | Valley Republic Bank |
| $1–2 million | SIERRA INTERNATIONAL MACHINERY, LLC | BAKERSFIELD, CA | MUFG Union Bank, National Association |
| $150,000–350,000 | SIERRA PRECISION GRINDING INC | BAKERSFIELD, CA | Bank of the Sierra |
| $350,000–1 million | SIERRA RECYCLING & DEMOLITION, INC. | BAKERSFIELD, CA | MUFG Union Bank, National Association |
| $350,000–1 million | SIERRA SCHOOL EQUIPMENT COMPANY | BAKERSFIELD, CA | Citizens Business Bank |
| $350,000–1 million | SIERRA TRANSPORT LLC | BAKERSFIELD, CA | Citizens Business Bank |
| $150,000–350,000 | SIGNATURE DEVELOPMENT COMPANY | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | SILL PROPERTIES | BAKERSFIELD, CA | Farm Credit West, PCA |
| $350,000–1 million | SIMMONS CONSTRUCTION INC | BAKERSFIELD, CA | Bank of the Sierra |
| $150,000–350,000 | SIMRAN FREIGHT BROKERAGE LLC | BAKERSFIELD, CA | Valley Strong CU |
| $150,000–350,000 | SJS TRUCKING, INC. | BAKERSFIELD, CA | Mission Bank |
| $150,000–350,000 | SKBH SUBWAY BOBS INC | BAKERSFIELD, CA | MUFG Union Bank, National Association |
| $150,000–350,000 | SLATER PLUMBING & MECHANICAL, INC. | BAKERSFIELD, CA | Valley Republic Bank |