| $350,000–1 million | ABERNETHY CHEVROLET, INC. | LINCOLNTON, NC | Ally Bank |
| $350,000–1 million | ABERNETHY CHRYSLER, JEEP, DODGE, INC. | LINCOLNTON, NC | Peoples Bank |
| $1–2 million | ACTIVE CONCEPTS, LLC | LINCOLNTON, NC | Fifth Third Bank |
| $150,000–350,000 | ADAM E. NAYLOR, DDS. PA | LINCOLNTON, NC | Customers Bank |
| $150,000–350,000 | AMERICAN CONVERTING CO. LTD., LLC | LINCOLNTON, NC | First Commonwealth Bank |
| $150,000–350,000 | B&M CLEVELAND, LLC | LINCOLNTON, NC | Uwharrie Bank |
| $150,000–350,000 | CAROLINA EYE CARE OF LINCOLN COUNTY OPTOMETRY | LINCOLNTON, NC | Peoples Bank |
| $150,000–350,000 | CATHERINE B LAWS DDS PLLC | LINCOLNTON, NC | Bank of America, National Association |
| $350,000–1 million | CENTRAL CAROLINA SPRINKLER CO INC | LINCOLNTON, NC | United Bank |
| $150,000–350,000 | DEDMOND D.D.S. P.A. | LINCOLNTON, NC | First-Citizens Bank & Trust Company |
| $350,000–1 million | DRAKE ENTERPRISES OF LINCOLNTON NC | LINCOLNTON, NC | Truist Bank d/b/a Branch Banking & Trust Co |
| $150,000–350,000 | EBF ENTERPRISES INC. | LINCOLNTON, NC | Peoples Bank |
| $150,000–350,000 | ETHRIDGE ELECTRIC CO. LLC | LINCOLNTON, NC | Peoples Bank |
| $150,000–350,000 | FIRST BAPTIST CHURCH OF LINCOLNTON, NC, INC. | LINCOLNTON, NC | Uwharrie Bank |
| $350,000–1 million | KACO USA INC. | LINCOLNTON, NC | HSBC Bank USA, National Association |
| $150,000–350,000 | KAMPE ENTERPRISES LLC | LINCOLNTON, NC | BNB Bank |
| $150,000–350,000 | LAIL ELECTRIC SERVICE,INC | LINCOLNTON, NC | Peoples Bank |
| $150,000–350,000 | LINCOLN COUNTY FABRICATORS, INCORPORATED | LINCOLNTON, NC | Fifth Third Bank |
| $150,000–350,000 | LINCOLN PEDIATRICS CLINIC P.A. | LINCOLNTON, NC | First-Citizens Bank & Trust Company |
| $150,000–350,000 | LINCOLNTON ANIMAL HOSPITAL, PA | LINCOLNTON, NC | United Bank |
| $150,000–350,000 | NORTH CAROLINA SPINNING MILLS INC | LINCOLNTON, NC | Bank of America, National Association |
| $350,000–1 million | PIEDMONT COMPANIES, INC. | LINCOLNTON, NC | Peoples Bank |
| $150,000–350,000 | SEA AMERICA EXPRESS CORPORATION | LINCOLNTON, NC | Fifth Third Bank |
| $350,000–1 million | SENTRY DRUG CENTER #11 INC | LINCOLNTON, NC | Harvest Small Business Finance, LLC |
| $150,000–350,000 | SENTRY DRUG CENTER #16 INC | LINCOLNTON, NC | First-Citizens Bank & Trust Company |
| $150,000–350,000 | STAFFING SOLUTIONS OF THE CAROLINAS, LLC | LINCOLNTON, NC | Fifth Third Bank |
| $1–2 million | TENOWO | LINCOLNTON, NC | Truist Bank d/b/a Branch Banking & Trust Co |
| $150,000–350,000 | THORNBURG MACHINE & SUPPLY CO., INC. | LINCOLNTON, NC | Fifth Third Bank |
| $350,000–1 million | TIMES OIL CORPORATION | LINCOLNTON, NC | South State Bank, National Association |
| $350,000–1 million | UNITED CANVAS & SLING, INC. | LINCOLNTON, NC | Regions Bank |
| $350,000–1 million | UNITED PLATE GLASS OF CHARLOTTE, LLC | LINCOLNTON, NC | First National Bank of Pennsylvania |